Louisa County, Virginia Property Taxes

Name: Property Tax Bills Across Louisa County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Louisa County effective property tax rate: 0.40%, significantly lower than the national median of 1.02%. Median Louisa County home value: $299,800. Median annual Louisa County tax bill: $1,027, $1,373 lower than the national median property tax bill of $2,400.

How are property taxes in Louisa County calculated?

Property taxes in Louisa County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Mineral or another part of Louisa County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Louisa County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.4%

Estimate Property Tax Bill

$1,199

$1,113

Ownwell’s Louisa County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Louisa County with just two data points. By entering your property's estimated assessed value, our calculator applies Louisa County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Louisa County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Louisa County, Virginia

Local government entities in Virginia set property tax rates, which can vary widely within the state. This variation occurs because each county annually estimates its required budget to provide essential services and then divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

In Louisa County, the effective property tax rate stands at 0.40%, which is significantly lower than the national median property tax rate of 1.02%. Within Virginia, the highest median tax rate is found in Keswick at 0.44%, while Louisa County shares the lowest median rate with Kents Store. This makes Louisa County an attractive location for property owners seeking lower tax rates compared to both the state and national averages. Understanding these differences can help property owners make informed decisions about where to invest or reside, ensuring they maximize their financial benefits while enjoying the services funded by these taxes.

Property Tax Rates Across Louisa County, Virginia

Source: Ownwell

0.39%

0.41%

0.44%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Louisa County Tax Rate

0.40%

Median Effective Virginia Tax Rate

0.89%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Louisa County, Virginia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Bumpass	0.14%	0.35%	0.40%	0.44%	0.51%
Gordonsville	0.15%	0.35%	0.40%	0.44%	0.54%
Gum Spring	0.33%	0.39%	0.43%	0.45%	0.55%
Kents Store	0.32%	0.36%	0.40%	0.44%	0.50%
Keswick	0.31%	0.39%	0.44%	0.48%	0.52%
Louisa	0.13%	0.34%	0.39%	0.44%	0.54%
Maidens	0.11%	0.35%	0.40%	0.44%	0.47%
Mineral	0.13%	0.35%	0.40%	0.44%	0.52%
Montpelier	0.15%	0.35%	0.39%	0.43%	0.57%
Zion Crossroads	0.10%	0.36%	0.42%	0.46%	0.49%
Beaverdam	N/A	N/A	N/A	N/A	N/A
Sandy Hook	N/A	N/A	N/A	N/A	N/A
Trevilians	N/A	N/A	N/A	N/A	N/A
Troy	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Louisa County, Virginia

When examining property taxes in Louisa County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Louisa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Louisa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Louisa County. For example, the median tax bill in Louisa County is $1,228, with tax bills ranging significantly across the county. Zion Crossroads has the highest median home price at $460,800.

Property Tax Assessment Values Across Louisa County, Virginia

Source: Ownwell

$238,800

$349,800

$460,800

Median Louisa County Market Value

$299,800

Median Virginia Market Value

$298,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Louisa County, Virginia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Bumpass	$148,020	$241,300	$317,400	$465,725	$951,500
Gordonsville	$101,810	$183,575	$256,550	$343,150	$477,320
Gum Spring	$101,920	$181,200	$238,800	$299,100	$381,660
Kents Store	$141,700	$192,600	$263,400	$358,300	$447,600
Keswick	$132,950	$275,600	$418,950	$593,950	$736,710
Louisa	$110,260	$187,450	$268,500	$354,650	$473,940
Maidens	$138,180	$196,700	$291,500	$416,500	$550,180
Mineral	$128,900	$215,925	$322,300	$514,900	$944,200
Montpelier	$58,560	$173,800	$265,850	$328,650	$391,560
Zion Crossroads	$224,000	$358,600	$460,800	$547,600	$621,600
Beaverdam	N/A	N/A	N/A	N/A	N/A
Sandy Hook	N/A	N/A	N/A	N/A	N/A
Trevilians	N/A	N/A	N/A	N/A	N/A
Troy	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Louisa County, Virginia

In Louisa County, VA, property tax bills are calculated based on the assessed value of a home, which is often lower than its market value. The county applies a specific tax rate to this assessed value to determine the annual property tax bill. Homeowners in Louisa County typically pay a median property tax bill of $882, which is significantly below the national median of $2400. This lower tax bill can be attributed to the county's relatively low tax rates and home values compared to other regions. However, the tax burden can vary significantly within the county. For instance, in Keswick, the highest median tax bill reaches $1828, while the 25th percentile tax bill in Louisa County is $645. Factors such as property location, improvements, and changes in local tax rates can influence the assessed value and, consequently, the tax bill. For homeowners, understanding these factors is crucial, as property taxes represent a significant ongoing cost of homeownership, impacting overall affordability and budgeting.

Property Tax Bills Across Louisa County, Virginia

Source: Ownwell

$882

$1,355

$1,828

Median Louisa County Tax Bill

$1,027

Median Virginia Tax Bill

$2,608

Median United States Tax Bill

$2,400

Property Tax Bills Across Louisa County, Virginia

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Bumpass	$313	$762	$1,128	$1,756	$3,709
Gordonsville	$271	$604	$891	$1,256	$1,704
Gum Spring	$268	$627	$940	$1,168	$1,505
Kents Store	$455	$671	$1,019	$1,266	$1,714
Keswick	$542	$1,045	$1,828	$2,529	$3,360
Louisa	$245	$576	$882	$1,295	$1,876
Maidens	$274	$629	$982	$1,547	$2,077
Mineral	$324	$665	$1,116	$1,850	$3,518
Montpelier	$240	$545	$900	$1,203	$1,398
Zion Crossroads	$439	$717	$1,541	$2,163	$2,665
Beaverdam	N/A	N/A	N/A	N/A	N/A
Sandy Hook	N/A	N/A	N/A	N/A	N/A
Trevilians	N/A	N/A	N/A	N/A	N/A
Troy	N/A	N/A	N/A	N/A	N/A

Source: Ownwell