Nelson County, Virginia Property Taxes

Name: Property Tax Bills Across Nelson County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Nelson County effective property tax rate: 0.65%, significantly lower than the national median of 1.02%.
Median Nelson County home value: $144,600
Median annual Nelson County tax bill: $896, $1,504 lower than the national median property tax bill of $2,400.

How are property taxes in Nelson County calculated?

Property taxes in Nelson County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Lovingston or another part of Nelson County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Nelson County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.65%

Estimate Property Tax Bill

$940

$872

Ownwell’s Nelson County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Nelson County with just two data points. By entering your property's estimated assessed value, our calculator applies Nelson County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Nelson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Nelson County, Virginia

Local government entities are responsible for setting property tax rates, which can significantly differ within a state. This variation occurs because each county annually estimates the budget necessary to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While the process involves votes and laws to set tax rates and budgets, this is the essence of the annual procedure.

In Nelson County, Virginia, the effective property tax rate is notably lower than the national median property tax rate of 1.02%. This lower rate can be attributed to the county's specific budgetary needs and the total assessed value of taxable properties in the area. Comparatively, Nelson County's rate offers a more affordable option for property owners than the national average, making it an attractive region for potential homeowners. Understanding these rates and how they are determined can be crucial for property owners seeking to manage their expenses effectively.

Property Tax Rates Across Nelson County, Virginia

Source: Ownwell

0.65%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Nelson County Tax Rate

0.65%

Median Effective Virginia Tax Rate

0.89%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Nelson County, Virginia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Afton	0.47%	0.65%	0.65%	0.65%	0.65%
Amherst	0.45%	0.65%	0.65%	0.65%	0.65%
Arrington	0.50%	0.65%	0.65%	0.65%	0.65%
Faber	0.39%	0.65%	0.65%	0.65%	0.65%
Gladstone	0.65%	0.65%	0.65%	0.65%	0.69%
Howardsville	0.58%	0.65%	0.65%	0.65%	0.65%
Lovingston	0.33%	0.65%	0.65%	0.65%	0.65%
Lyndhurst	0.23%	0.38%	0.65%	0.65%	0.65%
Massies Mill	0.33%	0.60%	0.65%	0.65%	0.65%
Montebello	0.26%	0.65%	0.65%	0.65%	0.65%
Nellysford	0.65%	0.65%	0.65%	0.65%	0.65%
Norwood	0.33%	0.65%	0.65%	0.65%	0.69%
Piney River	0.46%	0.65%	0.65%	0.65%	0.65%
Roseland	0.65%	0.65%	0.65%	0.65%	0.65%
Schuyler	0.65%	0.65%	0.65%	0.65%	0.69%
Shipman	0.48%	0.65%	0.65%	0.65%	0.65%
Tyro	0.20%	0.65%	0.65%	0.65%	0.65%
Vesuvius	0.17%	0.65%	0.65%	0.65%	0.65%
Wingina	0.27%	0.65%	0.65%	0.65%	0.69%
Wintergreen	0.65%	0.65%	0.65%	0.65%	0.65%
Wintergreen Resort	0.65%	0.65%	0.65%	0.65%	0.65%
Lowesville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Nelson County, Virginia

When examining property taxes in Nelson County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Nelson County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Nelson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Nelson County. For example, the median tax bill in Nelson County is $1,963, with tax bills ranging significantly across the county. Nellysford has the highest median home price at $318,800.

Property Tax Assessment Values Across Nelson County, Virginia

Source: Ownwell

$40,000

$179,400

$318,800

Median Nelson County Market Value

$144,600

Median Virginia Market Value

$298,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Nelson County, Virginia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Afton	$11,260	$58,100	$193,000	$344,900	$571,120
Amherst	$24,180	$36,000	$110,000	$237,300	$389,160
Arrington	$10,000	$24,000	$91,900	$192,625	$309,920
Faber	$22,110	$46,000	$156,500	$312,275	$482,430
Gladstone	$10,500	$21,075	$54,400	$137,025	$253,350
Howardsville	$20,670	$28,450	$47,300	$196,375	$336,380
Lovingston	$10,000	$40,350	$164,600	$287,350	$465,240
Lyndhurst	$36,000	$51,850	$123,550	$312,000	$552,050
Massies Mill	$13,300	$68,150	$167,800	$325,500	$483,960
Montebello	$23,040	$48,900	$136,400	$302,400	$456,440
Nellysford	$40,000	$70,000	$318,800	$486,850	$627,060
Norwood	$7,800	$16,750	$123,000	$199,750	$953,320
Piney River	$4,000	$23,800	$83,400	$173,600	$299,100
Roseland	$35,000	$108,500	$246,200	$401,850	$590,310
Schuyler	$12,000	$25,800	$84,200	$164,350	$282,540
Shipman	$9,000	$26,200	$94,000	$206,000	$354,160
Tyro	$15,720	$44,700	$98,700	$209,700	$347,860
Vesuvius	$60,350	$139,775	$243,150	$310,150	$424,150
Wingina	$7,900	$15,200	$77,000	$165,600	$391,640
Wintergreen	$47,500	$62,500	$316,000	$634,800	$744,040
Wintergreen Resort	$20,000	$30,000	$40,000	$63,750	$130,000
Lowesville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Nelson County, Virginia

In Nelson County, VA, property tax bills are calculated based on the assessed value of a home, which is determined by the county's tax assessor. This assessed value is then multiplied by the local tax rate to determine the annual property tax bill. The median home price in Nelson County is $144,600, with tax bills varying widely across the region. For example, the 25th percentile tax bill is $244, while the 75th percentile tax bill is $1,963, and the 90th percentile tax bill reaches $3,083. Homeowners in Wintergreen face the highest median tax bill of $2,709, whereas those in Wintergreen Resort experience the lowest, at just $260. These variations highlight how local property values and tax rates influence the financial burden on homeowners. Compared to the national median property tax rate of 1.02% and a median tax bill of $2,400, Nelson County offers a diverse range of tax obligations, affecting how residents budget and plan for their financial future.

Property Tax Bills Across Nelson County, Virginia

Source: Ownwell

$260

$1,485

$2,709

Median Nelson County Tax Bill

$896

Median Virginia Tax Bill

$2,608

Median United States Tax Bill

$2,400

Property Tax Bills Across Nelson County, Virginia

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Afton	$52	$286	$1,150	$2,095	$3,357
Amherst	$119	$233	$673	$1,496	$2,166
Arrington	$55	$143	$536	$1,185	$1,867
Faber	$92	$261	$947	$1,861	$2,579
Gladstone	$64	$136	$336	$871	$1,416
Howardsville	$118	$162	$281	$1,145	$2,097
Lovingston	$44	$223	$981	$1,654	$2,469
Lyndhurst	$176	$310	$736	$1,608	$2,221
Massies Mill	$56	$265	$1,004	$1,493	$2,402
Montebello	$124	$287	$722	$1,586	$2,252
Nellysford	$221	$440	$2,023	$3,102	$4,030
Norwood	$51	$112	$479	$1,335	$2,714
Piney River	$24	$131	$493	$1,107	$1,580
Roseland	$195	$677	$1,511	$2,527	$3,655
Schuyler	$71	$162	$523	$1,010	$1,782
Shipman	$45	$154	$557	$1,278	$2,095
Tyro	$42	$211	$560	$1,185	$2,086
Vesuvius	$173	$804	$1,440	$1,963	$2,417
Wingina	$28	$91	$382	$1,069	$1,979
Wintergreen	$309	$406	$2,709	$4,126	$4,836
Wintergreen Resort	$130	$195	$260	$422	$912
Lowesville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell