Spotsylvania County, Virginia Property Taxes

Name: Property Tax Bills Across Spotsylvania County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Spotsylvania County effective property tax rate: 0.77%, significantly lower than the national median of 1.02%.
Median Spotsylvania County home value: $279,200
Median annual Spotsylvania County tax bill: $2,149, $251 lower than the national median property tax bill of $2,400.

How are property taxes in Spotsylvania County calculated?

Property taxes in Spotsylvania County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Spotsylvania or another part of Spotsylvania County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Spotsylvania County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.77%

Estimate Property Tax Bill

$2,150

$1,995

Ownwell’s Spotsylvania County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Spotsylvania County with just two data points. By entering your property's estimated assessed value, our calculator applies Spotsylvania County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Spotsylvania County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Spotsylvania County, Virginia

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Spotsylvania County's effective property tax rate to other counties in Virginia or the U.S. median property tax rate.

Property Tax Rates Across Spotsylvania County, Virginia

Source: Ownwell

0.77%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spotsylvania County Tax Rate

0.77%

Median Effective Virginia Tax Rate

0.89%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Spotsylvania County, Virginia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Beaverdam	0.77%	0.77%	0.77%	0.77%	0.77%
Bumpass	0.77%	0.77%	0.77%	0.77%	0.77%
Fredericksburg	0.77%	0.77%	0.77%	0.77%	0.77%
Locust Grove	0.77%	0.77%	0.77%	0.77%	0.77%
Mineral	0.77%	0.77%	0.77%	0.77%	0.77%
Orange	0.77%	0.77%	0.77%	0.77%	0.77%
Partlow	0.77%	0.77%	0.77%	0.77%	0.77%
Ruther Glen	0.77%	0.77%	0.77%	0.77%	0.77%
Spotsylvania	0.77%	0.77%	0.77%	0.77%	0.77%
Unionville	0.77%	0.77%	0.77%	0.77%	0.77%
Woodford	0.77%	0.77%	0.77%	0.77%	0.77%
Charlotte	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Spotsylvania County, Virginia

When examining property taxes in Spotsylvania County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Spotsylvania County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Spotsylvania County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spotsylvania County.

For example, the median tax bill in Spotsylvania County is $2,400, with tax bills ranging significantly across the county. Unionville has the highest median home price at $541,700.

Property Tax Assessment Values Across Spotsylvania County, Virginia

Source: Ownwell

$139,700

$340,700

$541,700

Median Spotsylvania County Market Value

$279,200

Median Virginia Market Value

$298,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Spotsylvania County, Virginia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Beaverdam	$58,250	$89,375	$166,300	$239,575	$299,100
Bumpass	$76,480	$197,750	$395,100	$665,850	$927,470
Fredericksburg	$183,430	$235,600	$292,600	$374,900	$458,000
Locust Grove	$124,940	$172,875	$211,550	$246,975	$329,360
Mineral	$109,980	$241,100	$406,500	$633,500	$885,200
Orange	$39,020	$194,975	$342,450	$622,500	$894,720
Partlow	$84,380	$139,800	$202,200	$286,100	$391,480
Ruther Glen	$102,960	$113,500	$139,700	$277,300	$301,500
Spotsylvania	$4,100	$132,900	$243,700	$378,000	$539,000
Unionville	$144,520	$244,800	$541,700	$902,400	$1,053,020
Woodford	$85,830	$123,625	$184,700	$301,075	$432,990
Charlotte	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Spotsylvania County, Virginia

In Spotsylvania County, VA, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor's office. This assessed value reflects the market value of the property, and the tax rate is applied to this value to calculate the annual tax bill. The median home price in Spotsylvania County is $279,200, which influences the property tax bills. Homeowners in this region typically see a tax bill ranging from $1,569 at the 25th percentile to $2,926 at the 75th percentile, with the 90th percentile reaching $3,830. The national median property tax bill is $2,400, indicating that Spotsylvania County's tax bills can be slightly higher depending on the property value. In Unionville, the highest median tax bill is $4,180, while Ruthers Glen has the lowest at $1,078. These variations affect homeowners by influencing their annual expenses and potentially impacting decisions about buying or selling property within the county.

Property Tax Bills Across Spotsylvania County, Virginia

Source: Ownwell

$1,078

$2,629

$4,180

Median Spotsylvania County Tax Bill

$2,149

Median Virginia Tax Bill

$2,608

Median United States Tax Bill

$2,400

Property Tax Bills Across Spotsylvania County, Virginia

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Beaverdam	$383	$604	$1,259	$1,849	$2,327
Bumpass	$573	$1,514	$3,049	$5,138	$7,178
Fredericksburg	$1,377	$1,803	$2,253	$2,891	$3,532
Locust Grove	$742	$1,328	$1,652	$1,939	$2,598
Mineral	$765	$1,860	$3,136	$4,871	$6,823
Orange	$289	$1,461	$2,589	$4,755	$6,905
Partlow	$536	$1,031	$1,562	$2,222	$3,043
Ruther Glen	$784	$845	$1,078	$2,140	$2,327
Spotsylvania	$30	$954	$1,872	$2,915	$4,159
Unionville	$1,115	$1,889	$4,180	$6,964	$8,126
Woodford	$498	$962	$1,417	$2,283	$3,327
Charlotte	N/A	N/A	N/A	N/A	N/A

Source: Ownwell