Stafford County, Virginia Property Taxes

Name: Property Tax Bills Across Stafford County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Stafford County effective property tax rate: 0.95%, slightly lower than the national median of 1.02%.
Median Stafford County home value: $386,400
Median annual Stafford County tax bill: $3,534, $1,134 higher than the national median property tax bill of $2,400.

How are property taxes in Stafford County calculated?

Property taxes in Stafford County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Stafford or another part of Stafford County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Stafford County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.95%

Estimate Property Tax Bill

$3,671

$3,406

Ownwell’s Stafford County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Stafford County with just two data points. By entering your property's estimated assessed value, our calculator applies Stafford County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Stafford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Stafford County, Virginia

Local government entities within Virginia set tax rates, leading to significant variations across the state. Each year, Stafford County estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. Although votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. Stafford County's effective property tax rate can be compared to other counties in Virginia or the U.S. median property tax rate, which stands at 1.02%. With Stafford County's rate slightly below the national median, property owners here benefit from relatively lower property taxes compared to many other regions across the country. This can be a significant factor for homeowners considering the overall affordability of living in Stafford County.

Property Tax Rates Across Stafford County, Virginia

Source: Ownwell

0.95%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Stafford County Tax Rate

0.95%

Median Effective Virginia Tax Rate

0.89%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Stafford County, Virginia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Fredericksburg	0.94%	0.94%	0.95%	0.95%	0.95%
Stafford	0.94%	0.94%	0.95%	0.95%	0.95%
Midland	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Stafford County, Virginia

When examining property taxes in Stafford County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stafford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Stafford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stafford County. For example, the median tax bill in Stafford County is $3,693, with tax bills ranging significantly across the county. Stafford has the highest median home price at $402,600.

Property Tax Assessment Values Across Stafford County, Virginia

Source: Ownwell

$324,700

$371,600

$418,500

Median Stafford County Market Value

$386,400

Median Virginia Market Value

$298,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Stafford County, Virginia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Fredericksburg	$216,800	$277,700	$360,000	$461,700	$581,200
Stafford	$252,000	$324,000	$402,600	$510,300	$625,680
Midland	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Stafford County, Virginia

In Stafford County, VA, property tax bills are calculated based on the assessed value of a home, which differs from its market value. Homeowners in Stafford County experience a median property tax bill of $3,693, which is notably higher than the national median of $2,400. This discrepancy highlights the region's higher property tax burden. The tax bill is influenced by several factors, including the assessed value of the property and the local tax rate. The assessed value is determined by the county's tax assessor and is meant to reflect the fair market value of the property. In Stafford County, the 25th percentile tax bill is $2,727, while the 75th percentile reaches $4,451, showing a range in tax obligations based on property value and location. Homeowners at the 90th percentile face tax bills as high as $5,571. These property taxes fund essential services such as public schools, infrastructure, and emergency services, directly impacting the quality of life and community resources available to residents.

Property Tax Bills Across Stafford County, Virginia

Source: Ownwell

$2,998

$3,386

$3,774

Median Stafford County Tax Bill

$3,534

Median Virginia Tax Bill

$2,608

Median United States Tax Bill

$2,400

Property Tax Bills Across Stafford County, Virginia

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Fredericksburg	$1,891	$2,518	$3,296	$4,240	$5,290
Stafford	$2,142	$2,929	$3,693	$4,643	$5,716
Midland	N/A	N/A	N/A	N/A	N/A

Source: Ownwell