Harpers Ferry, Jefferson County, West Virginia Property Taxes
Median Harpers Ferry, WV effective property tax rate: 0.70%, significantly lower than the national median of 1.02%, but lower than the West Virginia state median of 0.72%.
Median Harpers Ferry, WV home value: $247,300
Median annual Harpers Ferry, WV tax bill: $1,838, $562 lower than the national median property tax bill of $2,400.
How are property taxes in Jefferson calculated?
Property taxes in Harpers Ferry, WV are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Harpers Ferry’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harpers Ferry, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Harpers Ferry, Jefferson County, West Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.7%
Estimate Property Tax Bill
$1,731
$1,606
Property Tax Rates Across Harpers Ferry, Jefferson County, West Virginia
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget annually to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is essentially the annual process.
Harpers Ferry in Jefferson County, WV, has an effective property tax rate that aligns with the county's median. This is notably below the national median property tax rate of 1.02%. Such a rate can be appealing for homeowners looking to manage their expenses effectively. Lower property tax rates can contribute to a more affordable cost of living, making Harpers Ferry an attractive option for both current residents and potential homebuyers. When comparing Harpers Ferry’s property tax rate to other cities in West Virginia and the U.S., it’s evident that the area offers a competitive edge in terms of lower property tax obligations. This can be particularly beneficial for homeowners seeking to maximize their investment by minimizing annual property tax expenses.
Property Tax Rates Across Harpers Ferry, Jefferson County, West Virginia
Source: Ownwell
0.70%
0.78%
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harpers Ferry Tax Rate
0.70%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jefferson County Tax Rate
0.70%
Median Effective West Virginia Tax Rate
0.72%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harpers Ferry, Jefferson County, West Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 25425 | 0.62% | 0.70% | 0.70% | 0.70% | 1.40% |
Source: Ownwell
Property Tax Assessment Values Across Harpers Ferry, Jefferson County, West Virginia
When examining property taxes in Harpers Ferry, WV, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Jefferson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harpers Ferry. For example, the median home price in Harpers Ferry is $247,300, with tax bills ranging significantly across the county. ZIP code 25425 has the highest median home price at $247,300.
Property Tax Assessment Values Across Harpers Ferry, Jefferson County, West Virginia
Source: Ownwell
$121,900
$238,400
$354,900
Median Harpers Ferry Market Value
$247,300
Median Jefferson County Market Value
$267,800
Median West Virginia Market Value
$80,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harpers Ferry, Jefferson County, West Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 25425 | $72,240 | $165,025 | $247,300 | $354,750 | $456,600 |
Source: Ownwell
Property Tax Bills Across Harpers Ferry, Jefferson County, West Virginia
Property Tax Bills Across Harpers Ferry, Jefferson County, West Virginia
Source: Ownwell
$992
$1,819
$2,646
Median Harpers Ferry Tax Bill
$1,838
Median Jefferson County Tax Bill
$2,072
Median West Virginia Tax Bill
$607
Median United States Tax Bill
$2,400
Property Tax Bills Across Harpers Ferry, Jefferson County, West Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 25425 | $579 | $1,216 | $1,838 | $2,639 | $3,367 |
Source: Ownwell