Spanish Fort, Baldwin County, Alabama Property Taxes
Median Spanish Fort, AL effective property tax rate: 0.35%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%. Median Spanish Fort, AL home value: $257,700. Median annual Spanish Fort, AL tax bill: $961, $1,439 lower than the national median property tax bill of $2,400.
How are property taxes in Baldwin County calculated?
Property taxes in Spanish Fort, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Spanish Fort’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spanish Fort, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Spanish Fort, Baldwin County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.35%
Estimate Property Tax Bill
$902
$837
Property Tax Rates Across Spanish Fort, Baldwin County, Alabama
Local government entities determine tax rates, which can vary significantly within a state. Each year, counties estimate the necessary budget to maintain services and divide this by the total value of all taxable properties within their jurisdiction, resulting in the property tax rate. This annual process, influenced by votes and legislation, determines the financial landscape for property owners.
In Spanish Fort, located in Baldwin County, the effective property tax rate is a reflection of these calculations. The median property tax rate in Alabama is notably lower than the national median, which can be attributed to the state's unique budgetary needs and property value assessments. This offers a significant advantage for property owners in Spanish Fort, as they benefit from one of the lowest property tax rates in the nation.
Comparing Spanish Fort's tax rate to other cities within Alabama and the U.S. highlights the economic benefits of owning property in this region. Lower property taxes can mean more financial flexibility for homeowners, making Spanish Fort an attractive location for both current residents and potential buyers.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Spanish Fort Tax Rate
0.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Baldwin County Tax Rate
0.33%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Spanish Fort, Baldwin County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36527 | 0.29% | 0.33% | 0.35% | 0.36% | 0.72% |
Source: Ownwell
Property Tax Assessment Values Across Spanish Fort, Baldwin County, Alabama
When examining property taxes in Spanish Fort, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Baldwin County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Baldwin County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spanish Fort.
For example, the median home price in Spanish Fort is $257,700, with tax bills ranging significantly across the county. Zip code 36527 has the highest median home price at $259,400.
Property Tax Assessment Values Across Spanish Fort, Baldwin County, Alabama
Source: Ownwell
$94,250
$301,175
$508,100
Median Spanish Fort Market Value
$257,700
Median Baldwin County Market Value
$254,900
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Spanish Fort, Baldwin County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36527 | $147,620 | $197,500 | $259,400 | $342,150 | $434,770 |
Source: Ownwell
Property Tax Bills Across Spanish Fort, Baldwin County, Alabama
Median Spanish Fort Tax Bill
$961
Median Baldwin County Tax Bill
$967
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Spanish Fort, Baldwin County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36527 | $494 | $694 | $968 | $1,323 | $1,734 |
Source: Ownwell