Cedar Bluff, Cherokee County, Alabama Property Taxes
Median Cedar Bluff, AL effective property tax rate: 0.44%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Cedar Bluff, AL home value: $131,700
Median annual Cedar Bluff, AL tax bill: $693, $1,707 lower than the national median property tax bill of $2,400.
How are property taxes in Cherokee County calculated?
Property taxes in Cedar Bluff, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cedar Bluff’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cedar Bluff, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cedar Bluff, Cherokee County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.44%
Estimate Property Tax Bill
$579
$538
Property Tax Rates Across Cedar Bluff, Cherokee County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Cedar Bluff’s effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
In Cedar Bluff, Cherokee County, the effective property tax rate is 0.44%, which is significantly lower than the national median of 1.02%. This makes Cedar Bluff an attractive option for property owners looking for lower tax liabilities. Although the tax rate in Cedar Bluff aligns with the county's highest and lowest rates, it remains one of the most favorable in the state. Alabama's median property tax rate is already one of the lowest in the country, and Cedar Bluff exemplifies this trend. With property tax bills often being a significant financial consideration, Cedar Bluff offers a compelling opportunity for homeowners seeking cost-effective living.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cedar Bluff Tax Rate
0.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cherokee County Tax Rate
0.42%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cedar Bluff, Cherokee County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35959 | 0.34% | 0.40% | 0.44% | 0.84% | 0.94% |
Source: Ownwell
Property Tax Assessment Values Across Cedar Bluff, Cherokee County, Alabama
When examining property taxes in Cedar Bluff, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cherokee County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cherokee County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cedar Bluff. For example, the median home price in Cedar Bluff is $131,700, with tax bills ranging significantly across the county. Zip code 35959 has the highest median home price at $131,700.
Property Tax Assessment Values Across Cedar Bluff, Cherokee County, Alabama
Source: Ownwell
$71,917
$112,209
$152,500
Median Cedar Bluff Market Value
$131,700
Median Cherokee County Market Value
$121,000
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cedar Bluff, Cherokee County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35959 | $20,720 | $55,600 | $131,700 | $222,700 | $329,900 |
Source: Ownwell
Property Tax Bills Across Cedar Bluff, Cherokee County, Alabama
Median Cedar Bluff Tax Bill
$693
Median Cherokee County Tax Bill
$617
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Cedar Bluff, Cherokee County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35959 | $123 | $316 | $693 | $1,181 | $1,867 |
Source: Ownwell