Mobile, Alabama Property Taxes
The median property tax rate in Mobile, AL is 0.60%, which is lower than the national median of 0.99% but higher than the Alabama state median of 0.47%. With a median home value of $117,000 in Mobile, the typical annual property tax bill amounts to $809, which is below the national median of $2,690. Property taxes in Mobile are calculated based on the assessed value, which often falls below the market value due to various exemptions such as primary residence and agricultural exemptions. Understanding Mobile's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Mobile or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Mobile, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.6%
Estimate Property Tax Bill
$702
Ownwell’s Mobile Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Mobile with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Mobile to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Mobile, Alabama
Property taxes in Mobile, Alabama, are essential for funding crucial local services such as public schools, road maintenance, and emergency services. The median tax rate in Mobile is 0.60%, which is lower than the U.S. national median of 0.99%. Local government entities within Mobile set these rates annually, and they can vary significantly across different neighborhoods. Each year, Mobile estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. For comparison, the 36603 zip code has the highest median property tax rate of 1.29%, while the 36695 zip code has the lowest median tax rate of 0.49%. Understanding how these cities compare with Mobile provides valuable insights into the varying tax landscape across Mobile County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Mobile Tax Rate
0.60%
Average Mobile County Tax Rate
0.59%
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Mobile, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36568 | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| 36602 | 0.56% | 0.61% | 0.78% | 1.28% | 1.60% |
| 36603 | 0.50% | 0.59% | 1.29% | 1.32% | 1.36% |
| 36604 | 0.55% | 0.59% | 0.62% | 1.28% | 1.29% |
| 36605 | 0.51% | 0.55% | 1.28% | 1.29% | 1.30% |
| 36606 | 0.54% | 0.58% | 1.27% | 1.29% | 1.30% |
| 36607 | 0.53% | 0.58% | 1.27% | 1.30% | 1.33% |
| 36608 | 0.49% | 0.55% | 0.61% | 1.02% | 1.28% |
| 36609 | 0.55% | 0.58% | 0.60% | 1.28% | 1.28% |
| 36610 | 0.41% | 1.23% | 1.23% | 1.23% | 1.27% |
| 36611 | 0.44% | 1.08% | 1.10% | 1.11% | 1.21% |
| 36612 | 0.43% | 0.51% | 1.23% | 1.23% | 1.23% |
| 36613 | 1.00% | 1.04% | 1.10% | 1.17% | 1.21% |
| 36617 | 0.49% | 0.56% | 1.29% | 1.30% | 1.32% |
| 36618 | 0.44% | 0.54% | 0.58% | 1.27% | 1.29% |
| 36619 | 0.47% | 0.51% | 0.54% | 1.03% | 1.18% |
| 36693 | 0.55% | 0.58% | 0.60% | 0.62% | 1.28% |
| 36695 | 0.43% | 0.45% | 0.49% | 0.60% | 0.97% |
Source: Ownwell
Property Tax Assessment Values Across Mobile, Alabama
In Mobile, Alabama, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Mobile County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Mobile, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Mobile helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. Notably, the highest median tax bill in Mobile is $2,134 in the 36613 zip code, while the lowest is $224 in the 36610 zip code.
Average Mobile Assessed Value
$117,000
Average Mobile County Assessed Value
$120,600
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Mobile, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36568 | $124,300 | $124,300 | $124,300 | $124,300 | $124,300 |
| 36602 | $86,300 | $125,600 | $165,400 | $223,900 | $315,400 |
| 36603 | $10,900 | $17,800 | $32,200 | $69,900 | $115,540 |
| 36604 | $38,600 | $62,000 | $112,700 | $180,000 | $275,400 |
| 36605 | $28,600 | $39,700 | $55,700 | $83,500 | $136,820 |
| 36606 | $37,600 | $50,200 | $76,700 | $128,200 | $177,120 |
| 36607 | $18,000 | $28,800 | $60,300 | $119,600 | $210,000 |
| 36608 | $55,100 | $107,775 | $151,450 | $279,825 | $449,270 |
| 36609 | $75,450 | $101,100 | $139,400 | $194,575 | $253,650 |
| 36610 | $9,000 | $15,500 | $24,200 | $38,600 | $59,500 |
| 36611 | $20,520 | $28,400 | $39,200 | $69,700 | $500,720 |
| 36612 | $17,300 | $25,500 | $39,100 | $58,100 | $77,900 |
| 36613 | $98,140 | $129,400 | $181,500 | $233,600 | $264,860 |
| 36617 | $18,700 | $28,000 | $40,500 | $61,000 | $85,000 |
| 36618 | $51,400 | $71,700 | $101,500 | $138,200 | $208,080 |
| 36619 | $62,240 | $92,950 | $131,200 | $200,350 | $305,380 |
| 36693 | $104,800 | $128,700 | $155,200 | $205,725 | $291,080 |
| 36695 | $125,200 | $153,600 | $203,800 | $259,000 | $339,530 |
Source: Ownwell
Property Tax Bills Across Mobile, Alabama
In Mobile, property tax bills are calculated based on the assessed value of a home, which is determined by the Mobile County tax assessor. The assessed value is a percentage of the market value. Homeowners in Mobile typically face property tax bills that vary significantly. The median home price in Mobile is $117,000, and property tax bills can range widely. For example, the 25th percentile of tax bills is around $486, while the 75th percentile reaches about $1,275. At the 90th percentile, homeowners might see tax bills as high as $1,945. The highest median tax bill in Mobile, recorded in the 36613 zip code, is $2,134, whereas the lowest is $224 in the 36610 zip code. These variations are influenced by factors such as property location, home value, and applicable exemptions. Compared to the national median property tax rate of 0.99%, Mobile's property tax rates can be relatively moderate but still have a significant impact on the financial planning of homeowners.
Average Mobile Tax Bill
$809
Average Mobile County Tax Bill
$779
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Mobile, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36568 | $1,241 | $1,241 | $1,241 | $1,241 | $1,241 |
| 36602 | $590 | $849 | $1,438 | $2,227 | $3,231 |
| 36603 | $102 | $183 | $325 | $551 | $912 |
| 36604 | $341 | $561 | $902 | $1,434 | $2,049 |
| 36605 | $227 | $340 | $517 | $758 | $1,196 |
| 36606 | $316 | $467 | $694 | $1,001 | $1,500 |
| 36607 | $176 | $291 | $546 | $1,019 | $1,753 |
| 36608 | $451 | $711 | $1,178 | $1,954 | $3,123 |
| 36609 | $546 | $757 | $1,047 | $1,452 | $1,898 |
| 36610 | $60 | $131 | $224 | $349 | $523 |
| 36611 | $160 | $246 | $341 | $477 | $605 |
| 36612 | $105 | $194 | $321 | $474 | $693 |
| 36613 | $1,027 | $1,442 | $2,134 | $2,827 | $3,242 |
| 36617 | $156 | $249 | $391 | $564 | $800 |
| 36618 | $344 | $497 | $668 | $974 | $1,384 |
| 36619 | $435 | $596 | $861 | $1,270 | $1,792 |
| 36693 | $666 | $821 | $1,057 | $1,590 | $2,240 |
| 36695 | $616 | $810 | $1,091 | $1,505 | $2,159 |
Source: Ownwell