Bessemer, St. Clair County, Alabama Property Taxes

Name: Property Tax Bills Across Bessemer, St. Clair County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Bessemer, AL effective property tax rate: 0.23%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Bessemer, AL home value: $34,000
Median annual Bessemer, AL tax bill: $78, $2,322 lower than the national median property tax bill of $2,400.

How are property taxes in St. Clair calculated?

Property taxes in Bessemer, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bessemer’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bessemer, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Bessemer, St. Clair County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.23%

Estimate Property Tax Bill

$78

$73

Ownwell’s Bessemer Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Bessemer with just two data points. By entering your property's estimated assessed value, our calculator applies Bessemer’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Clair. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Bessemer, St. Clair County, Alabama

Local government entities are responsible for setting tax rates, which can vary significantly within Alabama. Each year, counties like Jefferson estimate their required budget to provide essential services and divide this by the total assessed value of all taxable property within their jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

In Bessemer, located in Jefferson County, the effective property tax rate stands at 0.43%. When compared to the national median property tax rate of 1.02%, Bessemer’s rate is considerably lower. This is also true when compared to the median property tax rate in Alabama, which is 0.33%. Consequently, property owners in Bessemer enjoy a significant tax advantage over many other regions in the country.

However, while Bessemer's property tax rate is lower than the national average, it's slightly higher than the state median. This difference highlights the variability of property tax rates within Alabama itself. Understanding these differences can be crucial for property owners seeking to manage their tax liabilities effectively.

Property Tax Rates Across Bessemer, St. Clair County, Alabama

Source: Ownwell

0.26%

0.37%

0.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bessemer Taxx Rate

0.23%

Median Effective St. Clair County Taxx Rate

0.35%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Bessemer, St. Clair County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35023	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Bessemer, St. Clair County, Alabama

When examining property taxes in Bessemer, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bessemer. For example, the median home price in Bessemer is $34,000, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Bessemer, St. Clair County, Alabama

Source: Ownwell

$76,740

$163,040

$249,340

Median Bessemer Market Value

$34,000

Median St. Clair County Market Value

$169,020

Median Alabama Market Value

$149,600

Median United States Market Value

$244,900

Property Tax Assessment Values Across Bessemer, St. Clair County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35023	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Bessemer, St. Clair County, Alabama

In Bessemer, property tax bills are calculated based on the assessed value of a home, which is a fraction of its market value. The property tax rate in Bessemer is influenced by local government budgets and needs, and it can vary significantly from the national median property tax rate of 1.02%. For homeowners in Bessemer, the median home price is notably lower at $34,000, which results in a corresponding property tax bill that is significantly below the national median of $2,400. In fact, the tax bill at the 25th, 75th, and 90th percentiles is consistently $78, showcasing a relatively low property tax burden for residents. However, this doesn't mean homeowners should overlook potential savings. Ownwell offers expert property tax appeal and exemption services that can help homeowners ensure their property is assessed fairly. By identifying discrepancies or qualifying for exemptions, Ownwell can assist homeowners in reducing their property tax bills, providing financial relief and peace of mind.

Property Tax Bills Across Bessemer, St. Clair County, Alabama

Source: Ownwell

$236

$605

$974

Median Bessemer Tax Bill

$78

Median St. Clair County Tax Bill

$648

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,690

Property Tax Bills Across Bessemer, St. Clair County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35023	N/A	N/A	N/A	N/A	N/A

Source: Ownwell