Cottondale, Tuscaloosa County, Alabama Property Taxes

Name: Property Tax Bills Across Cottondale, Tuscaloosa County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cottondale, AL effective property tax rate: 0.26%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Cottondale, AL home value: $132,400
Median annual Cottondale, AL tax bill: $379, $2,021 lower than the national median property tax bill of $2,400.

How are property taxes in Tuscaloosa calculated?

Property taxes in Cottondale, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Cottondale’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cottondale, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cottondale, Tuscaloosa County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.26%

Estimate Property Tax Bill

$344

$319

Ownwell’s Cottondale Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cottondale with just two data points. By entering your property's estimated assessed value, our calculator applies Cottondale’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Tuscaloosa County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cottondale, Tuscaloosa County, Alabama

Local government entities set tax rates, which can vary widely within a state. This happens because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.

In Cottondale, located in Tuscaloosa County, Alabama, the effective property tax rate is notably lower than the national median of 1.02%. This provides a stark contrast to many other regions across the country, making it an attractive location for property owners seeking to minimize their tax burden. When comparing Cottondale’s rate to other cities in Alabama, it is clear that the region benefits from a favorable tax environment. The median property tax rate in Alabama is considerably below the national average, further emphasizing the state's appeal for property investments. This lower tax rate can lead to significant savings for property owners, enhancing the attractiveness of Cottondale as a residential and investment destination.

Property Tax Rates Across Cottondale, Tuscaloosa County, Alabama

Source: Ownwell

0.22%

0.62%

1.02%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cottondale Tax Rate

0.26%

Median Effective Tuscaloosa County Tax Rate

0.46%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cottondale, Tuscaloosa County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35453	0.18%	0.22%	0.26%	0.53%	0.54%

Source: Ownwell

Property Tax Assessment Values Across Cottondale, Tuscaloosa County, Alabama

When examining property taxes in Cottondale, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Tuscaloosa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Tuscaloosa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cottondale. For example, the median home price in Cottondale is $132,400, with tax bills ranging significantly across the county. Zip code 35453 has the highest median home price at $132,400.

Property Tax Assessment Values Across Cottondale, Tuscaloosa County, Alabama

Source: Ownwell

$82,350

$203,650

$324,950

Median Cottondale Market Value

$132,400

Median Tuscaloosa County Market Value

$160,600

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cottondale, Tuscaloosa County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35453	$41,670	$82,600	$132,400	$184,125	$275,440

Source: Ownwell

Property Tax Bills Across Cottondale, Tuscaloosa County, Alabama

In Cottondale, located in Tuscaloosa County, Alabama, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The median home price in Cottondale is $132,400, and the property tax rate is relatively low compared to the national median. For homeowners, property taxes can range significantly, with the 25th percentile tax bill at $219 and the 90th percentile reaching $1,055. These taxes contribute to local services such as schools, infrastructure, and emergency services. However, they can also be a financial burden.

Ownwell offers property tax appeal and exemption services to help homeowners reduce their tax bills. By analyzing the assessed value of your property and comparing it to similar properties, Ownwell identifies discrepancies and opportunities for tax reduction. This service not only saves homeowners money but also ensures they are paying a fair amount. With expert guidance, Cottondale residents can potentially lower their property tax bills and allocate their resources more effectively.

Property Tax Bills Across Cottondale, Tuscaloosa County, Alabama

Source: Ownwell

$209

$1,048

$1,886

Median Cottondale Tax Bill

$379

Median Tuscaloosa County Tax Bill

$736

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Cottondale, Tuscaloosa County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35453	$112	$219	$379	$642	$1,055

Source: Ownwell