Tuscaloosa, Tuscaloosa County, Alabama Property Taxes
Median Tuscaloosa, AL effective property tax rate: 0.53%, significantly lower than the national median of 1.02%, but higher than the Alabama state median of 0.47%.
Median Tuscaloosa, AL home value: $154,200
Median annual Tuscaloosa, AL tax bill: $913, $1,487 lower than the national median property tax bill of $2,400.
How are property taxes in Tuscaloosa calculated?
Property taxes in Tuscaloosa, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tuscaloosa’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tuscaloosa, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Tuscaloosa, Tuscaloosa County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.53%
Estimate Property Tax Bill
$817
$758
Ownwell’s Tuscaloosa Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Tuscaloosa with just two data points.
By entering your property's estimated assessed value, our calculator applies Tuscaloosa’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Tuscaloosa County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Tuscaloosa, Tuscaloosa County, Alabama
Local government entities in Tuscaloosa County set property tax rates, which can vary widely within Alabama. Each year, the county estimates its required budget for essential services and divides this by the total value of all taxable properties within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the simplified annual process.
In Tuscaloosa, property tax rates reflect the county's budgetary needs and the total assessed property value. The city’s effective property tax rate can be compared to other cities in Alabama as well as the median property tax rates in the state and across the U.S. Tuscaloosa's median property tax rate is lower than the national median, offering residents a more affordable tax environment compared to many other parts of the country. However, within Tuscaloosa, tax rates can vary, with the highest median rate reaching the national median and the lowest rate falling well below it. This variability highlights the importance of understanding local tax dynamics to ensure you're paying a fair amount.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tuscaloosa Tax Rate
0.53%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tuscaloosa County Tax Rate
0.46%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tuscaloosa, Tuscaloosa County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35401 | 0.44% | 0.49% | 1.02% | 1.03% | 1.03% |
| 35404 | 0.25% | 0.47% | 0.54% | 1.00% | 1.03% |
| 35405 | 0.25% | 0.29% | 0.48% | 0.55% | 1.03% |
| 35406 | 0.44% | 0.49% | 0.53% | 0.55% | 1.05% |
Source: Ownwell
Property Tax Assessment Values Across Tuscaloosa, Tuscaloosa County, Alabama
When examining property taxes in Tuscaloosa, AL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Tuscaloosa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Tuscaloosa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Tuscaloosa. For example, the median home price in Tuscaloosa is $154,200, with tax bills ranging significantly across the county. Zip code 35406 has the highest median home price at $324,950.
Property Tax Assessment Values Across Tuscaloosa, Tuscaloosa County, Alabama
Source: Ownwell
$82,350
$203,650
$324,950
Median Tuscaloosa Market Value
$154,200
Median Tuscaloosa County Market Value
$160,600
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tuscaloosa, Tuscaloosa County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35401 | $43,770 | $69,800 | $109,700 | $177,400 | $288,690 |
| 35404 | $45,360 | $69,700 | $109,300 | $159,100 | $212,780 |
| 35405 | $97,800 | $130,100 | $179,300 | $256,300 | $329,540 |
| 35406 | $141,000 | $209,675 | $324,950 | $489,150 | $652,200 |
Source: Ownwell
Property Tax Bills Across Tuscaloosa, Tuscaloosa County, Alabama
Median Tuscaloosa Tax Bill
$913
Median Tuscaloosa County Tax Bill
$736
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Tuscaloosa, Tuscaloosa County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35401 | $312 | $490 | $847 | $1,521 | $2,628 |
| 35404 | $197 | $382 | $684 | $1,042 | $1,455 |
| 35405 | $431 | $597 | $822 | $1,165 | $1,560 |
| 35406 | $765 | $1,146 | $1,886 | $2,771 | $3,724 |
Source: Ownwell