Surprise, Maricopa County, Arizona Property Taxes
- Median Surprise, AZ effective property tax rate: 0.51%, significantly lower than the national median of 1.02%, but lower than the Arizona state median of 0.56%.
- Median Surprise, AZ home value: $309,000
- Median annual Surprise, AZ tax bill: $1,603, $797 lower than the national median property tax bill of $2,400.
How are property taxes in Maricopa calculated?
Property taxes in Surprise, AZ are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Surprise’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Surprise, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Surprise, Maricopa County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.51%
Estimate Property Tax Bill
$1,576
$1,462
Property Tax Rates Across Surprise, Maricopa County, Arizona
Local government entities set property tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is essentially the annual process.
In Surprise, located in Maricopa County, the effective property tax rate provides an interesting comparison to other cities in Arizona and the national average. The median property tax rate in Surprise is significantly lower than the national median property tax rate of 1.02%. This makes Surprise an attractive location for property owners who are looking for lower property tax liabilities. Additionally, the property tax rate in Surprise is competitive within Arizona, offering a favorable environment for homeowners. Comparing Surprise's rate with other cities in the state allows potential homeowners to make informed decisions when considering property investments. The relatively low property tax rate in Surprise can contribute to more affordable homeownership, making it a desirable place to live.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Surprise Tax Rate
0.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maricopa County Tax Rate
0.52%
Median Effective Arizona Tax Rate
0.56%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Surprise, Maricopa County, Arizona
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
85374 | 0.40% | 0.46% | 0.63% | 0.74% | 0.84% |
85378 | 0.20% | 0.34% | 0.49% | 0.55% | 0.64% |
85379 | 0.39% | 0.43% | 0.47% | 0.54% | 0.62% |
85387 | 0.45% | 0.48% | 0.54% | 0.69% | 0.79% |
85388 | 0.42% | 0.46% | 0.50% | 0.55% | 0.60% |
Source: Ownwell
Property Tax Assessment Values Across Surprise, Maricopa County, Arizona
When examining property taxes in Surprise, AZ, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Maricopa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Maricopa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Surprise. For example, the median home price in Surprise is $309,000, with tax bills ranging significantly across the county. Zip code 85388 has the highest median home price at $333,100.
Property Tax Assessment Values Across Surprise, Maricopa County, Arizona
Source: Ownwell

$57,600
$855,800
$1,654,000
Median Surprise Market Value
$309,000
Median Maricopa County Market Value
$328,300
Median Arizona Market Value
$302,154
Median United States Market Value
$235,294
Property Tax Assessment Values Across Surprise, Maricopa County, Arizona
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
85374 | $144,750 | $243,200 | $283,500 | $338,600 | $395,100 |
85378 | $87,800 | $196,200 | $247,700 | $284,700 | $308,120 |
85379 | $257,300 | $282,700 | $323,200 | $375,300 | $428,630 |
85387 | $226,770 | $279,100 | $329,300 | $394,175 | $481,790 |
85388 | $268,200 | $294,600 | $333,100 | $387,000 | $449,300 |
Source: Ownwell
Property Tax Bills Across Surprise, Maricopa County, Arizona
Median Surprise Tax Bill
$1,603
Median Maricopa County Tax Bill
$1,766
Median Arizona Tax Bill
$1,666
Median United States Tax Bill
$2,400
Property Tax Bills Across Surprise, Maricopa County, Arizona
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
85374 | $828 | $1,103 | $1,509 | $2,194 | $2,946 |
85378 | $295 | $441 | $1,192 | $1,502 | $1,812 |
85379 | $1,038 | $1,241 | $1,560 | $2,007 | $2,487 |
85387 | $1,126 | $1,463 | $1,780 | $2,306 | $3,075 |
85388 | $1,173 | $1,394 | $1,673 | $2,037 | $2,410 |
Source: Ownwell