Oro Valley, Pima County, Arizona Property Taxes

Name: Property Tax Bills Across Oro Valley, Pima County, Arizona
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Oro Valley, AZ effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, but higher than the Arizona state median of 0.56%.
Median Oro Valley, AZ home value: $399,676
Median annual Oro Valley, AZ tax bill: $3,582, $1,182 higher than the national median property tax bill of $2,400.

How are property taxes in Pima calculated?

Property taxes in Oro Valley, AZ are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Oro Valley’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oro Valley, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Oro Valley, Pima County, Arizona Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.92%

Estimate Property Tax Bill

$3,677

$3,412

Ownwell’s Oro Valley Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Oro Valley with just two data points. By entering your property's estimated assessed value, our calculator applies Oro Valley’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Pima County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Oro Valley, Pima County, Arizona

Local government entities set tax rates, which can vary widely within a state. This variation is due to the annual process where each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the core of the annual process.

In Oro Valley, located in Pima County, the effective property tax rate is 0.92%. This figure is slightly below the national median property tax rate of 1.02%, offering a more favorable tax climate compared to other regions. Within the county, tax rates can fluctuate, with the highest median tax rate at 0.96% in the 85742 zip code and the lowest at 0.89% in the 85704 zip code. This comparison highlights the diversity in tax rates within the region, allowing property owners to gauge where their tax obligations may lie in comparison to the broader state and national landscape.

Property Tax Rates Across Oro Valley, Pima County, Arizona

Source: Ownwell

0.52%

0.83%

1.14%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Oro Valley Tax Rate

0.92%

Median Effective Pima County Tax Rate

0.81%

Median Effective Arizona Tax Rate

0.56%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Oro Valley, Pima County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
85704	0.78%	0.82%	0.89%	0.96%	0.99%
85737	0.80%	0.83%	0.92%	0.96%	1.06%
85742	0.88%	0.91%	0.96%	0.98%	1.10%
85755	0.82%	0.87%	0.91%	0.97%	1.02%

Source: Ownwell

Property Tax Assessment Values Across Oro Valley, Pima County, Arizona

When examining property taxes in Oro Valley, AZ, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pima County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Pima County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oro Valley. For example, the median home price in Oro Valley is $399,676, with tax bills ranging significantly across the county. Zip code 85742 has the highest median home price at $559,796.

Property Tax Assessment Values Across Oro Valley, Pima County, Arizona

Source: Ownwell

$51,748

$306,389

$561,029

Median Oro Valley Market Value

$399,676

Median Pima County Market Value

$262,759

Median Arizona Market Value

$302,154

Median United States Market Value

$235,294

Property Tax Assessment Values Across Oro Valley, Pima County, Arizona

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
85704	$365,466	$396,591	$509,466	$677,936	$783,053
85737	$72,480	$79,258	$83,328	$98,451	$112,023
85742	$453,264	$489,589	$559,796	$694,092	$850,949
85755	$289,661	$332,698	$390,097	$508,801	$783,134

Source: Ownwell

Property Tax Bills Across Oro Valley, Pima County, Arizona

In Oro Valley, AZ, property tax bills are calculated based on the assessed value of a home, which is determined by the Pima County Assessor’s office. The assessed value is a percentage of the market value and is then multiplied by the local property tax rate to determine the tax bill. Factors such as location, property size, and improvements can influence the assessed value. Homeowners in Oro Valley pay a median property tax bill of $2,948, which is notably higher than the national median of $2,400. However, tax bills can range significantly, with some homeowners paying as much as $7,728. This variation can place a financial burden on many homeowners. Ownwell offers a solution by providing property tax appeal services, helping homeowners potentially lower their tax bills. Our experts analyze your property’s assessed value and market conditions to identify errors or opportunities for reduction, ensuring you only pay what’s fair. By partnering with Ownwell, you can achieve significant savings and gain peace of mind.

Property Tax Bills Across Oro Valley, Pima County, Arizona

Source: Ownwell

$567

$2,919

$5,271

Median Oro Valley Tax Bill

$3,582

Median Pima County Tax Bill

$2,088

Median Arizona Tax Bill

$1,666

Median United States Tax Bill

$2,400

Property Tax Bills Across Oro Valley, Pima County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
85704	$2,925	$3,308	$4,421	$6,468	$7,352
85737	$603	$689	$755	$847	$1,056
85742	$4,319	$4,544	$5,271	$7,028	$8,659
85755	$2,565	$2,926	$3,514	$4,678	$7,682

Source: Ownwell