Tubac, Santa Cruz County, Arizona Property Taxes
Median Tubac, AZ effective property tax rate: 1.09%, significantly higher than the national median of 1.02%, but lower than the Arizona state median of 0.56%.
Median Tubac, AZ home value: $341,136
Median annual Tubac, AZ tax bill: $3,646, $1,246 higher than the national median property tax bill of $2,400.
How are property taxes in Santa Cruz County calculated?
Property taxes in Tubac, AZ are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tubac’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tubac, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Tubac, Santa Cruz County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.09%
Estimate Property Tax Bill
$3,718
$3,451
Property Tax Rates Across Tubac, Santa Cruz County, Arizona
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tubac Tax Rate
1.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Cruz County Tax Rate
0.85%
Median Effective Arizona Tax Rate
0.56%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tubac, Santa Cruz County, Arizona
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
85646 | 0.95% | 1.00% | 1.09% | 1.15% | 1.25% |
Source: Ownwell
Property Tax Assessment Values Across Tubac, Santa Cruz County, Arizona
When examining property taxes in Tubac, Arizona, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Cruz County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Santa Cruz County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Tubac. For example, the median home price in Tubac is $341,136, with tax bills ranging significantly across the county. Zip code 85646 has the highest median home price at $341,136.
Property Tax Assessment Values Across Tubac, Santa Cruz County, Arizona
Source: Ownwell

$90,461
$215,799
$341,136
Median Tubac Market Value
$341,136
Median Santa Cruz County Market Value
$140,525
Median Arizona Market Value
$302,154
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tubac, Santa Cruz County, Arizona
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
85646 | $122,504 | $244,140 | $341,136 | $470,576 | $587,515 |
Source: Ownwell
Property Tax Bills Across Tubac, Santa Cruz County, Arizona
In Tubac, located in Santa Cruz County, Arizona, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. The assessed value is then multiplied by the local tax rate to calculate the annual tax bill. Factors such as changes in the real estate market, property improvements, and local government budgets can influence the assessed value and tax rate, impacting homeowners' tax bills. In Tubac, the median property tax bill stands at $3,646, notably higher than the national median of $2,400. This can place a significant financial burden on homeowners, especially those with limited budgets.
Ownwell assists homeowners by providing property tax appeal services, potentially lowering their tax bills. By analyzing property assessments and identifying discrepancies, Ownwell helps ensure homeowners are not overpaying. With expertise in navigating the appeals process, Ownwell can significantly reduce property tax liabilities, offering financial relief to homeowners in Tubac and beyond.
Median Tubac Tax Bill
$3,646
Median Santa Cruz County Tax Bill
$1,184
Median Arizona Tax Bill
$1,666
Median United States Tax Bill
$2,400
Property Tax Bills Across Tubac, Santa Cruz County, Arizona
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
85646 | $1,538 | $2,592 | $3,646 | $5,039 | $6,690 |
Source: Ownwell