Moraga, California Property Taxes
The median property tax rate in Moraga, CA is 1.28%, considerably higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in Moraga at $849,866, the typical annual property tax bill reaches $10,835, exceeding the national median of $2,690. Property taxes in Moraga are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Moraga's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Moraga or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Moraga, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.28%
Estimate Property Tax Bill
$10,878
$10,095
$1,148
Average Tax Savings
Ownwell’s Moraga Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Moraga with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Moraga to provide an estimate of your property tax bill. This valuable tool not only helps you understand potential tax liabilities but also demonstrates how Ownwell can assist in reducing property taxes in Moraga. For those interested in neighborhood-level trends, scroll down to discover more localized information. Your property’s assessed value is determined by Contra Costa County for tax calculations, taking into account any applicable exemptions.
Property Tax Rates Across Moraga, California
Property taxes in Moraga, California, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Moraga is 1.28%, higher than both the California state median and the U.S. national median of 0.99%. Local government entities within Moraga set these rates annually, and they can vary significantly across different neighborhoods. Each year, Moraga estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Moraga's effective property tax rate to other counties in California and the national median. For comparison, the 94556 zip code has the highest median property tax rate of 1.28%, while the lowest median tax rate is also 1.28%. Understanding how these cities compare with Moraga provides valuable insights into the varying tax landscape across Contra Costa County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Moraga Tax Rate
1.28%
Average Contra Costa County Tax Rate
1.36%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across Moraga, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94556 | 1.19% | 1.21% | 1.28% | 1.40% | 1.79% |
Source: Ownwell
$1,148
Average Moraga Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Moraga, California
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Moraga, CA. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Contra Costa County Assessor for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Moraga, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. The median home price in Moraga stands at $849,866. The zip code 94556 has the highest median tax bill at $10,835, which is also the lowest median tax bill in the area. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Moraga Assessed Value
$849,866
Average Contra Costa County Assessed Value
$485,124
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Moraga, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94556 | $216,203 | $498,018 | $849,866 | $1,337,206 | $1,757,291 |
Source: Ownwell
$1,148
Average Moraga Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Moraga, California
In Moraga, Contra Costa County, CA, property tax bills are calculated based on the assessed value of your home, which is determined by the county assessor. This assessed value is then multiplied by the local tax rate. For context, the median home price in Moraga is $849,866, leading to varying tax bills. For example, the 25th percentile tax bill is $6,983, while the 75th percentile reaches $16,220. Several factors influence your tax bill, including property improvements, neighborhood changes, and local government budgets. High property taxes can significantly impact homeowners, especially in a region where the highest median tax bill is $10,835, matching the lowest median tax bill in the same zip code, 94556. Ownwell can help homeowners in Moraga save on their property tax bills by providing expert property tax appeal and exemption services. By analyzing your property’s assessed value and comparing it to similar properties, Ownwell can identify discrepancies and assist in appealing for a lower tax bill, ensuring you don’t overpay.
Average Moraga Tax Bill
$10,835
Average Contra Costa County Tax Bill
$6,706
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across Moraga, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94556 | $3,935 | $6,983 | $10,835 | $16,220 | $20,785 |
Source: Ownwell
$1,148
Average Moraga Tax Savings
Save on your property taxes & more with Ownwell.
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Contra Costa Tax Assessor | |
| Website | www.contracosta.ca.gov |
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