Loch Lomond, Lake County, California Property Taxes

Name: Property Tax Bills Across Loch Lomond, Lake County, California
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median LOCH LOMOND, CA effective property tax rate: 1.22%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.
Median LOCH LOMOND, CA home value: $200,000
Median annual LOCH LOMOND, CA tax bill: $2,151, $249 lower than the national median property tax bill of $2,400.

How are property taxes in Lake County calculated?

Property taxes in LOCH LOMOND, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding LOCH LOMOND’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in LOCH LOMOND, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Loch Lomond, Lake County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.22%

Estimate Property Tax Bill

$2,440

$2,264

Ownwell’s Loch Lomond Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Loch Lomond with just two data points. By entering your property's estimated assessed value, our calculator applies Loch Lomond’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Lake County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Loch Lomond, Lake County, California

Local government entities set tax rates, which can vary widely within a state. This variation is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Loch Lomond in Lake County, CA, has an effective property tax rate that reflects this annual calculation. The median property tax rate in CA is 1.22%, higher than the national median of 1.02%. This comparison highlights the diversity in tax rates across different regions, underscoring the importance of understanding how local tax rates are determined. Whether you're a homeowner or considering purchasing property, staying informed about these rates can have a significant impact on your financial planning and property investment decisions.

Property Tax Rates Across Loch Lomond, Lake County, California

Source: Ownwell

1.10%

1.19%

1.27%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Loch Lomond Tax Rate

1.22%

Median Effective Lake County Tax Rate

1.19%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Loch Lomond, Lake County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
95461	1.12%	1.15%	1.22%	1.34%	1.92%

Source: Ownwell

Property Tax Assessment Values Across Loch Lomond, Lake County, California

When examining property taxes in Loch Lomond, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lake County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Lake County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loch Lomond.

For example, the median home price in Loch Lomond is $200,000, with tax bills ranging significantly across the county. 95461 has the highest median home price at $200,000.

Property Tax Assessment Values Across Loch Lomond, Lake County, California

Source: Ownwell

$103,004

$199,254

$295,503

Median Loch Lomond Market Value

$200,000

Median Lake County Market Value

$206,366

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Loch Lomond, Lake County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
95461	$37,666	$106,981	$200,000	$332,751	$529,130

Source: Ownwell

Property Tax Bills Across Loch Lomond, Lake County, California

In Loch Lomond, Lake County, CA, property tax bills are calculated based on the assessed value of a home, which is aligned with its market value. The tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as home improvements and changes in market conditions can influence the assessed value, impacting the tax bill. Homeowners in Loch Lomond typically face a property tax bill that varies significantly, with the 25th percentile at $893 and the 90th percentile reaching $5,843. This variability highlights the importance of understanding one's tax obligations and seeking potential savings. Compared to the national median property tax bill of $2,400, Loch Lomond's figures indicate both opportunities for savings and potential for higher expenses. Ownwell assists homeowners by evaluating their property tax assessments to ensure accuracy and fairness. By identifying discrepancies or opportunities for exemptions, Ownwell helps homeowners potentially reduce their tax bills, offering peace of mind and financial relief.

Property Tax Bills Across Loch Lomond, Lake County, California

Source: Ownwell

$1,306

$2,466

$3,625

Median Loch Lomond Tax Bill

$2,151

Median Lake County Tax Bill

$2,425

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Loch Lomond, Lake County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
95461	$377	$893	$2,151	$3,765	$5,843

Source: Ownwell

Don't miss the deadline to appeal!

Dates

Links
Lake Tax Assessor
Website	common2.mptsweb.com