Ben Lomond, Santa Cruz County, California Property Taxes
Median Ben Lomond, CA effective property tax rate: 1.28%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.
Median Ben Lomond, CA home value: $467,096
Median annual Ben Lomond, CA tax bill: $6,087, $3,687 higher than the national median property tax bill of $2,400.
How are property taxes in Santa Cruz calculated?
Property taxes in Ben Lomond, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ben Lomond’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ben Lomond, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Ben Lomond, Santa Cruz County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.28%
Estimate Property Tax Bill
$5,979
$5,548
Property Tax Rates Across Ben Lomond, Santa Cruz County, California
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ben Lomond Tax Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Cruz County Tax Rate
1.26%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ben Lomond, Santa Cruz County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95005 | 1.23% | 1.24% | 1.28% | 1.37% | 1.62% |
Source: Ownwell
Property Tax Assessment Values Across Ben Lomond, Santa Cruz County, California
When examining property taxes in Ben Lomond, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Cruz County Assessor’s Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Santa Cruz County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ben Lomond.
For example, the median home price in Ben Lomond is $467,096, with tax bills ranging significantly across the county. Zip code 95005 has the highest median home price at $467,096.
Property Tax Assessment Values Across Ben Lomond, Santa Cruz County, California
Source: Ownwell
$64,992
$417,597
$770,201
Median Ben Lomond Market Value
$467,096
Median Santa Cruz County Market Value
$477,836
Median California Market Value
$378,421
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ben Lomond, Santa Cruz County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95005 | $119,970 | $250,829 | $467,096 | $705,358 | $882,138 |
Source: Ownwell
Property Tax Bills Across Ben Lomond, Santa Cruz County, California
In Ben Lomond, Santa Cruz County, CA, property tax bills are determined using the assessed value of a home, which is often lower than the market value. The tax rate is applied to this assessed value to calculate the annual tax bill. Homeowners in this area face a median tax bill of $6,087, significantly higher than the national median of $2,400. Factors influencing the tax bill include property size, location, and any applicable exemptions or assessments. This high tax burden can significantly impact homeowners, particularly those on fixed incomes or with rising property values.
Ownwell offers a solution by providing property tax appeal services to help homeowners potentially lower their tax bills. By analyzing the assessed value and comparing it with similar properties, Ownwell identifies opportunities for tax reductions. This service can alleviate financial pressure and ensure homeowners are not overpaying. With expertise in navigating the complexities of property tax regulations, Ownwell assists in securing fair and accurate assessments, ultimately helping homeowners save money.
Property Tax Bills Across Ben Lomond, Santa Cruz County, California
Source: Ownwell
$1,275
$5,539
$9,802
Median Ben Lomond Tax Bill
$6,087
Median Santa Cruz County Tax Bill
$6,319
Median California Tax Bill
$4,683
Median United States Tax Bill
$2,400
Property Tax Bills Across Ben Lomond, Santa Cruz County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95005 | $1,842 | $3,395 | $6,087 | $8,952 | $11,060 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Santa Cruz Tax Assessor | |
| Website | sccounty01.co.santa-cruz.ca.us |