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Capitola, Santa Cruz County, California Property Taxes

  • Median CAPITOLA, CA effective property tax rate: 1.34%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.

  • Median CAPITOLA, CA home value: $458,675

  • Median annual CAPITOLA, CA tax bill: $6,338, $3,938 higher than the national median property tax bill of $2,400.

How are property taxes in Santa Cruz calculated?

Property taxes in CAPITOLA, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding CAPITOLA’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in CAPITOLA, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Capitola, Santa Cruz County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.34%

Estimate Property Tax Bill

$6,146

$5,704

Ownwell’s Capitola Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Capitola with just two data points. By entering your property's estimated assessed value, our calculator applies Capitola’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Santa Cruz County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Capitola, Santa Cruz County, California

Local government entities set tax rates, which can vary widely within a state. This variation is due to the annual process where each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. In Capitola, located in Santa Cruz County, the effective property tax rate is notably higher than the national median, which stands at 1.02%. Capitola's rate aligns with the county's median tax rate of 1.34%, which is also the highest in the area, reflecting the unique financial demands and property values within the region. This rate is significantly above the national median property tax bill, emphasizing the importance of understanding local tax obligations. The effective tax rate in Capitola underscores the broader trend in California, where property tax rates can significantly impact homeowners. Comparing Capitola’s rate to other cities in California and the U.S. highlights the importance of being informed about local tax rates, as they can substantially influence property ownership costs.

Property Tax Rates Across Capitola, Santa Cruz County, California

Source: Ownwell

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1.19%

1.60%

2.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Capitola Tax Rate

1.34%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Santa Cruz County Tax Rate

1.26%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Capitola, Santa Cruz County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
950101.20%1.25%1.34%1.58%2.26%

Source: Ownwell

Property Tax Assessment Values Across Capitola, Santa Cruz County, California

When examining property taxes in Capitola, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Cruz County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: Santa Cruz County sends assessment notices in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Capitola. For example, the median home price in Capitola is $458,675, with tax bills ranging significantly across the county. Zip code 95010 has the highest median home price at $458,675.

Property Tax Assessment Values Across Capitola, Santa Cruz County, California

Source: Ownwell

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$64,992

$417,597

$770,201

Median Capitola Market Value

$458,675

Median Santa Cruz County Market Value

$477,836

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Capitola, Santa Cruz County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
95010$87,188$218,181$458,675$779,732$1,149,083

Source: Ownwell

Property Tax Bills Across Capitola, Santa Cruz County, California

In Capitola, located in Santa Cruz County, CA, property tax bills are calculated based on the assessed value of a home. The assessed value is determined by the county assessor and typically aligns with the property's market value. Homeowners in Capitola face a median property tax bill of $6,338, significantly higher than the national median of $2,400. This discrepancy highlights the impact of local property values and tax rates on homeowners' financial obligations. Property tax bills can vary widely, with the 25th percentile at $3,586 and the 90th percentile reaching up to $14,510, reflecting the diverse property values in the area. Ownwell can assist homeowners in reducing their property tax bills by identifying potential inaccuracies in the assessed value and filing appeals on their behalf. By leveraging their expertise, Ownwell can help homeowners secure exemptions and ensure they are not overpaying, ultimately leading to substantial savings. This service is invaluable in a region where property tax rates are notably higher than the national average.

Property Tax Bills Across Capitola, Santa Cruz County, California

Source: Ownwell

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$1,275

$5,539

$9,802

Median Capitola Tax Bill

$6,338

Median Santa Cruz County Tax Bill

$6,319

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Capitola, Santa Cruz County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
95010$2,029$3,586$6,338$10,155$14,510

Source: Ownwell

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