Loveland, Larimer County, Colorado Property Taxes

Name: Property Tax Bills Across Loveland, Larimer County, Colorado
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Loveland, CO effective property tax rate: 0.55%, significantly lower than the national median of 1.02%, but equal to the Colorado state median of 0.55%.
Median Loveland, CO home value: $368,550
Median annual Loveland, CO tax bill: $2,012, $388 lower than the national median property tax bill of $2,400.

How are property taxes in Larimer calculated?

Property taxes in Loveland, CO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Loveland’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loveland, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Loveland, Larimer County, Colorado Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.55%

Estimate Property Tax Bill

$2,027

$1,881

Ownwell’s Loveland Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Loveland with just two data points. By entering your property's estimated assessed value, our calculator applies Loveland’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Larimer County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Loveland, Larimer County, Colorado

Local government entities set tax rates, which can vary widely within a state. Each county calculates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Loveland, located in Larimer County, Colorado, the effective property tax rate is 0.55%. This rate is significantly lower than the national median property tax rate of 1.02%. This means that Loveland residents benefit from a more favorable tax rate compared to many other areas across the United States. Notably, Loveland's property tax rate is consistent across different zip codes within the city, including 80537 and 80538. This uniformity can provide a sense of predictability for property owners in the area. Comparing Loveland's rate to other cities in Colorado and the broader U.S. highlights its advantageous position, offering residents a financial edge when it comes to property taxes.

Property Tax Rates Across Loveland, Larimer County, Colorado

Source: Ownwell

0.50%

0.90%

1.30%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Loveland Tax Rate

0.55%

Median Effective Larimer County Tax Rate

0.66%

Median Effective Colorado Tax Rate

0.55%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Loveland, Larimer County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
80537	0.42%	0.55%	0.55%	0.57%	0.65%
80538	0.41%	0.55%	0.55%	0.57%	0.57%
80534	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Loveland, Larimer County, Colorado

When examining property taxes in Loveland, CO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Larimer County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Larimer County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loveland. For example, the median home price in Loveland is $368,550, with tax bills ranging significantly across the county. Zip code 80538 has the highest median home price at $370,000.

Property Tax Assessment Values Across Loveland, Larimer County, Colorado

Source: Ownwell

$180,350

$430,675

$681,000

Median Loveland Market Value

$368,550

Median Larimer County Market Value

$394,000

Median Colorado Market Value

$405,540

Median United States Market Value

$235,294

Property Tax Assessment Values Across Loveland, Larimer County, Colorado

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
80537	$269,060	$311,000	$365,800	$449,000	$615,900
80538	$282,100	$327,200	$370,000	$442,900	$551,060
80534	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Loveland, Larimer County, Colorado

In Loveland, located in Larimer County, CO, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. Homeowners in Loveland, where the median home price is $368,550, pay property taxes that can vary significantly. The median property tax bill is around $2,014 in the 80538 zip code, while the lowest median tax bill is approximately $2,008 in the 80537 zip code. These figures are slightly below the national median property tax bill of $2,400. Factors influencing the tax bill include the property's assessed value and the local tax rate. Homeowners may face tax bills ranging from $1,698 at the 25th percentile to $3,616 at the 90th percentile. Ownwell assists homeowners by providing property tax appeal and exemption services, potentially lowering their tax bills. By reviewing assessments and identifying opportunities for savings, Ownwell ensures homeowners are not overpaying, thus providing significant financial relief.

Property Tax Bills Across Loveland, Larimer County, Colorado

Source: Ownwell

$1,050

$3,140

$5,230

Median Loveland Tax Bill

$2,012

Median Larimer County Tax Bill

$2,461

Median Colorado Tax Bill

$2,283

Median United States Tax Bill

$2,400

Property Tax Bills Across Loveland, Larimer County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
80537	$1,352	$1,672	$2,008	$2,672	$3,638
80538	$1,394	$1,724	$2,014	$2,483	$3,568
80534	N/A	N/A	N/A	N/A	N/A

Source: Ownwell