Hartford, Hartford County, Connecticut Property Taxes

Name: Property Tax Bills Across Hartford, Hartford County, Connecticut
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Hartford, CT effective property tax rate: 6.90%, significantly higher than the national median of 1.02%, but lower than the Connecticut state median of 3.14%.
Median Hartford, CT home value: $60,785
Median annual Hartford, CT tax bill: $4,191, $1,791 higher than the national median property tax bill of $2,400.

How are property taxes in Hartford calculated?

Property taxes in Hartford, CT are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Hartford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hartford, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Hartford, Hartford County, Connecticut Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

6.9%

Estimate Property Tax Bill

$4,194

$3,892

Ownwell’s Hartford Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hartford with just two data points. By entering your property's estimated assessed value, our calculator applies Hartford’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hartford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Hartford, Hartford County, Connecticut

Local government entities are responsible for setting tax rates, which can differ significantly within a state. The process involves each county estimating its required budget to provide essential services and then dividing that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although the setting of tax rates and budgets involves votes and legislative measures, this is essentially the annual process.

In Hartford, located in Hartford County, Connecticut, the effective property tax rate is notably higher than the national median. The median property tax rate in Hartford stands at 6.90%, which is significantly above the national median property tax rate of 1.02%. This places Hartford among the higher property tax regions in the country.

When comparing Hartford’s property tax rate to other cities in Connecticut, it’s clear that it ranks on the higher end within the state. This comparison highlights the variability of property tax rates not only nationally but also within individual states. Understanding these differences can be crucial for homeowners and investors in assessing the financial implications of property ownership in different regions.

Property Tax Rates Across Hartford, Hartford County, Connecticut

Source: Ownwell

2.42%

4.66%

6.90%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hartford Tax Rate

6.90%

Median Effective Hartford County Tax Rate

3.54%

Median Effective Connecticut Tax Rate

3.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hartford, Hartford County, Connecticut

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
06103	6.89%	6.89%	6.89%	6.90%	6.90%
06105	6.89%	6.89%	6.90%	6.90%	6.90%
06106	6.89%	6.89%	6.90%	6.90%	6.90%
06112	6.89%	6.89%	6.89%	6.90%	6.90%
06114	6.89%	6.89%	6.90%	6.90%	6.90%
06120	6.89%	6.89%	6.90%	6.90%	6.90%
06108	N/A	N/A	N/A	N/A	N/A
06118	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Hartford, Hartford County, Connecticut

When examining property taxes in Hartford, CT, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hartford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Hartford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hartford. For example, the median home price in Hartford is $60,785, with tax bills ranging significantly across the county. Zip code 06114 has the highest median home price at $69,605.

Property Tax Assessment Values Across Hartford, Hartford County, Connecticut

Source: Ownwell

$24,328

$180,489

$336,650

Median Hartford Market Value

$60,785

Median Hartford County Market Value

$166,460

Median Connecticut Market Value

$189,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hartford, Hartford County, Connecticut

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
06103	$29,327	$31,421	$38,073	$47,849	$62,622
06105	$14,737	$19,000	$24,328	$66,472	$131,187
06106	$17,971	$24,476	$61,667	$79,013	$97,087
06112	$48,326	$58,580	$68,723	$89,192	$101,357
06114	$17,622	$30,245	$69,605	$87,943	$99,519
06120	$13,396	$28,013	$56,375	$76,936	$88,898
06108	N/A	N/A	N/A	N/A	N/A
06118	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Hartford, Hartford County, Connecticut

In Hartford, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The city's property tax rate is applied to this assessed value to determine the annual tax bill. Factors such as local tax rates and property assessments play a crucial role in the final amount homeowners are required to pay. The median property tax bill in Hartford County is significantly higher than the national median, with residents paying an average of $4,799 in the 06114 zip code. This is well above the national median property tax bill of $2,400, placing a substantial financial burden on homeowners. However, homeowners can potentially reduce their tax bills by appealing their property assessments or applying for exemptions. Ownwell specializes in helping homeowners navigate this process, offering expert guidance to challenge over-assessments and secure eligible exemptions. By leveraging Ownwell's services, homeowners can potentially save thousands on their property tax bills, easing the financial strain and ensuring fair taxation.

Property Tax Bills Across Hartford, Hartford County, Connecticut

Source: Ownwell

$1,678

$6,219

$10,759

Median Hartford Tax Bill

$4,191

Median Hartford County Tax Bill

$5,898

Median Connecticut Tax Bill

$6,162

Median United States Tax Bill

$2,400

Property Tax Bills Across Hartford, Hartford County, Connecticut

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
06103	$2,022	$2,166	$2,625	$3,299	$4,318
06105	$1,016	$1,310	$1,678	$4,583	$9,043
06106	$1,239	$1,688	$4,252	$5,443	$6,691
06112	$3,332	$4,039	$4,738	$6,150	$6,989
06114	$1,215	$2,085	$4,799	$6,064	$6,862
06120	$924	$1,932	$3,887	$5,305	$6,130
06108	N/A	N/A	N/A	N/A	N/A
06118	N/A	N/A	N/A	N/A	N/A

Source: Ownwell