Middlesex County Property Taxes
The median property tax rate in Middlesex County is 2.98%, which is significantly higher than both the national median of 0.99% and the Connecticut state median of 3.14%. With the median home value in Middlesex County, the typical annual property tax bill reaches $5,804, which exceeds the national median of $2,690. Property taxes in Middlesex County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Middlesex County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Middletown or another part of Middlesex County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Middlesex County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.98%
Estimate Property Tax Bill
$5,963
$5,533
Ownwell’s Middlesex Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Middlesex with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Middlesex to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Middlesex County, Connecticut
Property taxes in Middlesex County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Middlesex County is 2.98%, which is significantly higher than the U.S. national median of 0.99%. Local government entities within Middlesex County set these rates annually, and they can vary significantly between different areas within the county. Each year, Middlesex County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Cobalt has one of the higher property tax rates in Connecticut at 3.61%, while the city of Old Saybrook boasts one of the lowest at 2.04%. Analyzing how Middlesex County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Middlesex County Tax Rate
2.98%
Average Connecticut Tax Rate
3.14%
Average United States Tax Rate
0.99%
Property Tax Rates Across Middlesex County, Connecticut
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Centerbrook | 2.26% | 2.26% | 2.26% | 2.26% | 2.26% |
| Chester | 2.97% | 2.97% | 2.97% | 2.97% | 2.97% |
| Clinton | 2.98% | 2.98% | 2.98% | 2.98% | 2.98% |
| Cobalt | 3.61% | 3.61% | 3.61% | 3.61% | 3.61% |
| Colchester | 2.57% | 2.57% | 2.57% | 2.58% | 2.58% |
| Cromwell | 2.94% | 2.94% | 2.94% | 2.94% | 2.94% |
| Deep River | 2.99% | 2.99% | 2.99% | 2.99% | 2.99% |
| Durham | 3.48% | 3.48% | 3.48% | 3.48% | 3.48% |
| East Berlin | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% |
| East Haddam | 2.57% | 2.57% | 2.58% | 2.58% | 2.58% |
| East Hampton | 3.61% | 3.61% | 3.61% | 3.61% | 3.61% |
| Essex | 2.26% | 2.26% | 2.26% | 2.26% | 2.26% |
| Haddam | 3.39% | 3.39% | 3.39% | 3.39% | 3.39% |
| Higganum | 3.39% | 3.39% | 3.39% | 3.39% | 3.39% |
| Ivoryton | 2.26% | 2.26% | 2.26% | 2.26% | 2.26% |
| Killingworth | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% |
| Madison | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% |
| Marlborough | 3.61% | 3.61% | 3.61% | 3.61% | 3.61% |
| Meriden | 2.82% | 2.82% | 2.82% | 2.82% | 2.93% |
| Middlefield | 2.82% | 2.82% | 2.82% | 2.82% | 2.82% |
| Middle Haddam | 3.61% | 3.61% | 3.61% | 3.61% | 3.61% |
| Middletown | 3.00% | 3.00% | 3.36% | 3.51% | 3.51% |
| Moodus | 2.57% | 2.57% | 2.58% | 2.58% | 2.58% |
| Old Saybrook | 2.04% | 2.04% | 2.04% | 2.05% | 2.05% |
| Portland | 3.25% | 3.25% | 3.25% | 3.25% | 3.25% |
| Rockfall | 2.82% | 2.82% | 2.82% | 2.82% | 2.82% |
| Salem | 2.57% | 2.57% | 2.57% | 2.58% | 2.58% |
| South Glastonbury | 3.25% | 3.25% | 3.25% | 3.25% | 3.25% |
| Westbrook | 2.13% | 2.13% | 2.13% | 2.13% | 2.13% |
Source: Ownwell
Property Tax Assessment Values Across Middlesex County, Connecticut
In Middlesex County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Middlesex County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Middlesex County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, South Glastonbury has the highest median tax bill at $12,615, while Madison has the lowest at $3,573. Being aware of these valuation processes in Middlesex County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Middlesex County, Connecticut
Source: Ownwell
$152,250
$270,445
$388,640
Average Middlesex County Assessed Value
$200,100
Average Connecticut Assessed Value
$189,900
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Middlesex County, Connecticut
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Centerbrook | $155,500 | $173,200 | $192,700 | $219,600 | $265,000 |
| Chester | $122,838 | $151,422 | $192,980 | $261,032 | $337,874 |
| Clinton | $86,000 | $143,000 | $183,558 | $243,019 | $348,623 |
| Cobalt | $123,950 | $144,720 | $169,650 | $197,650 | $228,830 |
| Colchester | $146,030 | $174,050 | $215,730 | $268,620 | $323,616 |
| Cromwell | $101,780 | $139,580 | $190,365 | $265,562 | $359,793 |
| Deep River | $104,370 | $147,542 | $179,690 | $235,620 | $308,665 |
| Durham | $141,988 | $167,492 | $208,110 | $258,545 | $316,750 |
| East Berlin | $136,908 | $146,880 | $165,250 | $218,940 | $241,566 |
| East Haddam | $135,416 | $187,340 | $235,570 | $291,210 | $381,822 |
| East Hampton | $105,913 | $133,735 | $168,345 | $218,212 | $276,715 |
| Essex | $145,240 | $203,800 | $286,300 | $415,250 | $662,840 |
| Haddam | $104,016 | $150,432 | $194,330 | $245,888 | $304,917 |
| Higganum | $124,983 | $153,705 | $195,170 | $251,462 | $294,780 |
| Ivoryton | $139,720 | $164,400 | $206,700 | $246,500 | $296,040 |
| Killingworth | $121,597 | $199,850 | $258,930 | $329,770 | $419,853 |
| Madison | $152,250 | $152,250 | $152,250 | $152,250 | $152,250 |
| Marlborough | $288,572 | $292,780 | $347,400 | $428,130 | $529,976 |
| Meriden | $147,200 | $175,100 | $182,700 | $191,000 | $205,232 |
| Middlefield | $136,750 | $164,825 | $201,500 | $273,000 | $341,350 |
| Middle Haddam | $147,296 | $170,058 | $200,620 | $232,785 | $307,004 |
| Middletown | $107,560 | $142,230 | $180,490 | $237,965 | $299,135 |
| Moodus | $137,830 | $159,878 | $195,240 | $242,745 | $302,420 |
| Old Saybrook | $158,100 | $196,000 | $249,600 | $324,000 | $488,400 |
| Portland | $123,270 | $143,605 | $177,170 | $235,305 | $284,130 |
| Rockfall | $149,800 | $162,200 | $190,900 | $239,650 | $289,750 |
| Salem | $183,335 | $225,412 | $233,095 | $289,628 | $307,011 |
| South Glastonbury | $270,452 | $285,320 | $388,640 | $461,580 | $504,882 |
| Westbrook | $129,920 | $191,810 | $257,870 | $348,130 | $521,580 |
Source: Ownwell
Property Tax Bills Across Middlesex County, Connecticut
In Middlesex County, CT, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of its market value. The median home price in the county is $200,100. Local tax rates, known as mill rates, are applied to the assessed value to determine the annual tax bill. These rates can vary significantly within the county, resulting in a wide range of tax bills. For example, homeowners at the 25th percentile pay around $4,525 annually, while those at the 75th percentile face bills of approximately $7,702. At the 90th percentile, the tax bill can reach up to $10,024. The highest median tax bill in the county is found in South Glastonbury at $12,615, while Madison has the lowest median tax bill at $3,573. These property taxes fund essential local services such as schools, public safety, and infrastructure, directly impacting homeowners by influencing their monthly housing costs and overall affordability.
Average Middlesex County Tax Bill
$5,804
Average Connecticut Tax Bill
$6,162
Average United States Tax Bill
$2,690
Property Tax Bills Across Middlesex County, Connecticut
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Centerbrook | $3,513 | $3,913 | $4,353 | $4,961 | $5,986 |
| Chester | $3,648 | $4,497 | $5,732 | $7,747 | $10,035 |
| Clinton | $2,567 | $4,269 | $5,477 | $7,251 | $10,401 |
| Cobalt | $4,470 | $5,219 | $6,118 | $7,127 | $8,252 |
| Colchester | $3,760 | $4,482 | $5,555 | $6,917 | $8,333 |
| Cromwell | $2,993 | $4,105 | $5,599 | $7,810 | $10,582 |
| Deep River | $3,119 | $4,408 | $5,369 | $7,040 | $9,223 |
| Durham | $4,938 | $5,826 | $7,238 | $8,989 | $11,017 |
| East Berlin | $4,114 | $4,413 | $4,965 | $6,578 | $7,258 |
| East Haddam | $3,487 | $4,824 | $6,066 | $7,499 | $9,832 |
| East Hampton | $3,816 | $4,817 | $6,050 | $7,854 | $9,962 |
| Essex | $3,281 | $4,604 | $6,468 | $9,370 | $14,973 |
| Haddam | $3,523 | $5,090 | $6,582 | $8,328 | $10,328 |
| Higganum | $4,233 | $5,206 | $6,610 | $8,509 | $9,972 |
| Ivoryton | $3,156 | $3,714 | $4,672 | $5,571 | $6,688 |
| Killingworth | $2,854 | $4,690 | $6,079 | $7,742 | $9,854 |
| Madison | $3,573 | $3,573 | $3,573 | $3,573 | $3,573 |
| Marlborough | $10,406 | $10,558 | $12,527 | $15,438 | $19,111 |
| Meriden | $4,157 | $4,945 | $5,159 | $5,394 | $6,028 |
| Middlefield | $3,838 | $4,650 | $5,682 | $7,709 | $9,623 |
| Middle Haddam | $5,311 | $6,132 | $7,234 | $8,394 | $11,071 |
| Middletown | $3,424 | $4,831 | $6,072 | $7,894 | $9,821 |
| Moodus | $3,549 | $4,118 | $5,028 | $6,257 | $7,805 |
| Old Saybrook | $3,235 | $4,008 | $5,104 | $6,626 | $9,988 |
| Portland | $4,001 | $4,662 | $5,751 | $7,638 | $9,223 |
| Rockfall | $4,230 | $4,581 | $5,391 | $6,768 | $8,182 |
| Salem | $4,721 | $5,804 | $6,002 | $7,458 | $7,905 |
| South Glastonbury | $8,779 | $9,261 | $12,615 | $14,983 | $16,389 |
| Westbrook | $2,825 | $4,102 | $5,500 | $7,440 | $11,219 |
Source: Ownwell