Punta Gorda, Charlotte County, Florida Property Taxes
Median Punta Gorda, FL effective property tax rate: 1.40%, significantly higher than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Punta Gorda, FL home value: $246,696
Median annual Punta Gorda, FL tax bill: $3,093, $693 higher than the national median property tax bill of $2,400.
How are property taxes in Charlotte County calculated?
Property taxes in Punta Gorda, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Punta Gorda’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Punta Gorda, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Punta Gorda, Charlotte County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.4%
Estimate Property Tax Bill
$3,454
$3,205
Property Tax Rates Across Punta Gorda, Charlotte County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Punta Gorda’s effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Punta Gorda, located in Charlotte County, demonstrates a diverse range of property tax rates. The highest median tax rate in the area is found in the 33982 zip code, while the lowest is in the 33983 zip code. The median property tax rate in Punta Gorda is higher than the national median of 1.02%, reflecting the varying economic demands and property values within the region. Understanding these rates helps property owners make informed decisions and potentially seek tax appeal or exemption services to manage their expenses effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Punta Gorda Tax Rate
1.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charlotte County Tax Rate
1.42%
Median Effective Florida Tax Rate
1.14%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Punta Gorda, Charlotte County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33950 | 0.72% | 0.97% | 1.33% | 1.69% | 1.85% |
| 33955 | 0.69% | 0.95% | 1.35% | 1.82% | 2.29% |
| 33980 | 0.72% | 0.97% | 1.42% | 1.90% | 2.18% |
| 33982 | 0.75% | 1.10% | 1.68% | 2.08% | 2.65% |
| 33983 | 0.72% | 0.88% | 1.25% | 1.79% | 2.12% |
Source: Ownwell
Property Tax Assessment Values Across Punta Gorda, Charlotte County, Florida
When examining property taxes in Punta Gorda, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charlotte County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Charlotte County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Punta Gorda.
For example, the median home price in Punta Gorda is $246,696, with tax bills ranging significantly across the county. Zip code 33950 has the highest median home price at $322,886.
Property Tax Assessment Values Across Punta Gorda, Charlotte County, Florida
Source: Ownwell
$85,524
$602,489
$1,119,453
Median Punta Gorda Market Value
$246,696
Median Charlotte County Market Value
$241,434
Median Florida Market Value
$276,648
Median United States Market Value
$235,294
Property Tax Assessment Values Across Punta Gorda, Charlotte County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33950 | $113,358 | $197,900 | $322,886 | $571,646 | $750,478 |
| 33955 | $60,314 | $141,707 | $248,150 | $339,804 | $435,959 |
| 33980 | $78,466 | $111,330 | $174,311 | $247,484 | $301,444 |
| 33982 | $32,300 | $71,715 | $189,377 | $350,090 | $467,620 |
| 33983 | $120,217 | $179,013 | $258,977 | $315,309 | $372,203 |
Source: Ownwell
Property Tax Bills Across Punta Gorda, Charlotte County, Florida
Median Punta Gorda Tax Bill
$3,093
Median Charlotte County Tax Bill
$3,041
Median Florida Tax Bill
$2,953
Median United States Tax Bill
$2,400
Property Tax Bills Across Punta Gorda, Charlotte County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33950 | $1,184 | $2,417 | $4,245 | $6,953 | $9,936 |
| 33955 | $955 | $1,615 | $2,858 | $4,381 | $6,178 |
| 33980 | $1,013 | $1,567 | $2,231 | $3,200 | $4,271 |
| 33982 | $716 | $1,351 | $2,746 | $5,007 | $7,607 |
| 33983 | $1,516 | $2,164 | $2,960 | $4,256 | $5,276 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 13 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Charlotte Property Appraiser | |
| Website | www.ccappraiser.com |