Naples, Florida Property Taxes
The median property tax rate in Naples, FL is 0.91%, which is notably lower than both the national median of 0.99% and the Florida state median of 1.14%. With a median home value of $399,399 in Naples, the typical annual property tax bill amounts to $3,325, surpassing the national median of $2,690. Property taxes in Naples are determined based on the tax assessed value, which is generally lower than the market value due to exemptions such as the primary residence and agricultural exemptions. Navigating Naples' property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're residing in the heart of Naples or another part of the city, understanding the local property tax system is beneficial for both homeowners and real estate investors.
Last Updated June 14, 2024
Naples, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.91%
Estimate Property Tax Bill
$3,635
$3,440
Ownwell’s Naples Property Tax Bill Calculator is a valuable tool for homeowners, real estate investors, and potential buyers looking to estimate their annual property taxes in Naples. By simply entering your property's estimated assessed value, the calculator utilizes the median tax rate for Naples to provide an accurate estimate of your property tax bill. This tool offers a clear understanding of potential tax liabilities, helping you make informed decisions. For those interested in more detailed trends at the neighborhood level, further localized information is available below. Your property’s assessed value, determined by the county, forms the basis for property tax calculations and includes any applicable exemptions.
Property Tax Rates Across Naples, Florida
Property taxes in Naples, Florida, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Naples is 0.91%, which is lower than the U.S. national median of 0.99%. Local government entities within Naples set these rates annually, and they can vary significantly across different neighborhoods. Each year, Naples estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Naples' effective property tax rate to other areas in Collier County and the national median. For comparison, the 34114 zip code has the highest median property tax rate of 1.05%, while the 34117 zip code has the lowest median tax rate of 0.67%. Understanding how these areas compare with Naples provides valuable insights into the varying tax landscape across Collier County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Naples Tax Rate
0.91%
Average Collier County Tax Rate
0.90%
Average Florida Tax Rate
1.14%
Average United States Tax Rate
0.99%
Property Tax Rates Across Naples, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34102 | 0.39% | 0.68% | 0.86% | 0.92% | 0.98% |
| 34103 | 0.37% | 0.62% | 0.85% | 0.92% | 0.98% |
| 34104 | 0.42% | 0.59% | 0.96% | 1.03% | 1.11% |
| 34105 | 0.47% | 0.65% | 0.91% | 1.01% | 1.19% |
| 34108 | 0.48% | 0.73% | 0.94% | 1.04% | 1.11% |
| 34109 | 0.45% | 0.58% | 0.88% | 0.99% | 1.10% |
| 34110 | 0.48% | 0.63% | 0.91% | 0.99% | 1.05% |
| 34112 | 0.42% | 0.63% | 0.96% | 1.07% | 1.18% |
| 34113 | 0.45% | 0.74% | 0.97% | 1.13% | 1.35% |
| 34114 | 0.61% | 0.87% | 1.05% | 1.27% | 1.59% |
| 34116 | 0.31% | 0.39% | 0.71% | 1.05% | 1.16% |
| 34117 | 0.33% | 0.41% | 0.67% | 1.00% | 1.07% |
| 34119 | 0.50% | 0.61% | 0.80% | 1.00% | 1.09% |
| 34120 | 0.41% | 0.64% | 0.90% | 1.17% | 1.38% |
Source: Ownwell
Property Tax Assessment Values Across Naples, Florida
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Naples, Florida. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Collier County Property Appraiser for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Naples, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Naples helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. For instance, the highest median tax bill in Naples is in the 34108 zip code at $7,025, while the lowest is in the 34112 zip code at $2,022.
Average Naples Assessed Value
$399,399
Average Collier County Assessed Value
$405,816
Average Florida Assessed Value
$276,648
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Naples, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34102 | $161,053 | $396,592 | $808,717 | $2,708,582 | $6,483,857 |
| 34103 | $198,891 | $356,516 | $777,205 | $1,681,628 | $3,111,098 |
| 34104 | $143,241 | $192,192 | $260,271 | $399,976 | $568,082 |
| 34105 | $153,891 | $222,675 | $333,587 | $644,790 | $1,285,310 |
| 34108 | $407,617 | $543,902 | $773,301 | $1,525,364 | $2,852,616 |
| 34109 | $236,717 | $298,452 | $472,280 | $696,030 | $1,100,073 |
| 34110 | $227,593 | $290,506 | $446,985 | $791,026 | $1,578,216 |
| 34112 | $143,925 | $178,036 | $242,148 | $353,483 | $508,197 |
| 34113 | $163,837 | $247,018 | $362,138 | $607,776 | $1,042,584 |
| 34114 | $82,376 | $161,132 | $349,671 | $544,583 | $762,012 |
| 34116 | $153,900 | $261,399 | $317,962 | $394,724 | $547,966 |
| 34117 | $208,372 | $270,980 | $369,828 | $502,421 | $673,211 |
| 34119 | $244,283 | $326,114 | $524,047 | $831,034 | $1,265,580 |
| 34120 | $197,358 | $275,717 | $381,863 | $536,111 | $779,916 |
Source: Ownwell
Property Tax Bills Across Naples, Florida
Property tax bills in Naples, located in Collier County, FL, are calculated based on the assessed value of a property, which is determined by the county property appraiser. The assessed value typically reflects the market value but can be adjusted for exemptions and other considerations. Homeowners in Naples face property tax bills that can vary significantly. For example, the tax bill at the 25th percentile is around $1,936, while at the 75th percentile, it rises to approximately $5,933. At the 90th percentile, homeowners can expect a tax bill of about $11,064. Factors influencing these amounts include the property's location, size, and any applicable exemptions. The highest median tax bill in Naples is found in the 34108 zip code, averaging $7,025, whereas the lowest is in the 34112 zip code, at around $2,022. With a median home price of $399,399, property taxes in Naples can significantly impact homeowners, especially when compared to the national median property tax rate of 0.99%.
Average Naples Tax Bill
$3,325
Average Collier County Tax Bill
$3,434
Average Florida Tax Bill
$2,953
Average United States Tax Bill
$2,690
Property Tax Bills Across Naples, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34102 | $1,123 | $2,955 | $5,983 | $18,222 | $45,296 |
| 34103 | $1,497 | $2,522 | $5,547 | $12,140 | $22,305 |
| 34104 | $957 | $1,457 | $2,134 | $3,116 | $4,685 |
| 34105 | $1,207 | $1,906 | $2,892 | $4,934 | $10,145 |
| 34108 | $2,581 | $4,677 | $7,025 | $12,548 | $24,176 |
| 34109 | $1,617 | $2,328 | $3,496 | $5,749 | $8,852 |
| 34110 | $1,641 | $2,305 | $3,354 | $6,404 | $13,364 |
| 34112 | $821 | $1,474 | $2,022 | $3,030 | $4,683 |
| 34113 | $878 | $1,994 | $3,735 | $5,883 | $9,625 |
| 34114 | $847 | $1,583 | $3,572 | $6,038 | $8,910 |
| 34116 | $839 | $1,216 | $2,090 | $3,350 | $4,514 |
| 34117 | $881 | $1,395 | $2,336 | $3,660 | $5,261 |
| 34119 | $1,714 | $2,592 | $3,906 | $6,244 | $10,014 |
| 34120 | $1,146 | $1,980 | $3,376 | $5,090 | $7,491 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 13 |
| Tax Bill | |
| Issued | November 1 |
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