Naples, Collier County, Florida Property Taxes
Median Naples, FL effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Naples, FL home value: $399,399
Median annual Naples, FL tax bill: $3,325, $925 higher than the national median property tax bill of $2,400.
How are property taxes in Collier calculated?
Property taxes in Naples, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Naples’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Naples, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Naples, Collier County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.91%
Estimate Property Tax Bill
$3,635
$3,373
Property Tax Rates Across Naples, Collier County, Florida
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Naples in Collier County, FL, has an effective property tax rate that is slightly below the national median of 1.02%. The median property tax rate in the area is 0.91%, which is competitive compared to other cities in Florida. Within Naples, the highest median tax rate can be found in ZIP code 34114 at 1.05%, while the lowest is in ZIP code 34117 at 0.67%. Comparing these rates to the national median property tax bill of $2400, homeowners in Naples benefit from relatively lower property tax obligations, making it an attractive location for property investment. This favorable tax environment can contribute to the appeal of owning property in Naples, offering potential savings and value to both current and prospective homeowners.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Naples Tax Rate
0.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Collier County Tax Rate
0.90%
Median Effective Florida Tax Rate
1.14%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Naples, Collier County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34102 | 0.39% | 0.68% | 0.86% | 0.92% | 0.98% |
| 34103 | 0.37% | 0.62% | 0.85% | 0.92% | 0.98% |
| 34104 | 0.42% | 0.59% | 0.96% | 1.03% | 1.11% |
| 34105 | 0.47% | 0.65% | 0.91% | 1.01% | 1.19% |
| 34108 | 0.48% | 0.73% | 0.94% | 1.04% | 1.11% |
| 34109 | 0.45% | 0.58% | 0.88% | 0.99% | 1.10% |
| 34110 | 0.48% | 0.63% | 0.91% | 0.99% | 1.05% |
| 34112 | 0.42% | 0.63% | 0.96% | 1.07% | 1.18% |
| 34113 | 0.45% | 0.74% | 0.97% | 1.13% | 1.35% |
| 34114 | 0.61% | 0.87% | 1.05% | 1.27% | 1.59% |
| 34116 | 0.31% | 0.39% | 0.71% | 1.05% | 1.16% |
| 34117 | 0.33% | 0.41% | 0.67% | 1.00% | 1.07% |
| 34119 | 0.50% | 0.61% | 0.80% | 1.00% | 1.09% |
| 34120 | 0.41% | 0.64% | 0.90% | 1.17% | 1.38% |
Source: Ownwell
Property Tax Assessment Values Across Naples, Collier County, Florida
When examining property taxes in Naples, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Collier County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Collier County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Naples.
For example, the median home price in Naples is $399,399, with tax bills ranging significantly across the county. Zip code 34102 has the highest median home price at $808,717.
Property Tax Assessment Values Across Naples, Collier County, Florida
Source: Ownwell
$44,218
$426,468
$808,717
Median Naples Market Value
$399,399
Median Collier County Market Value
$405,816
Median Florida Market Value
$276,648
Median United States Market Value
$235,294
Property Tax Assessment Values Across Naples, Collier County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34102 | $161,053 | $396,592 | $808,717 | $2,708,582 | $6,483,857 |
| 34103 | $198,891 | $356,516 | $777,205 | $1,681,628 | $3,111,098 |
| 34104 | $143,241 | $192,192 | $260,271 | $399,976 | $568,082 |
| 34105 | $153,891 | $222,675 | $333,587 | $644,790 | $1,285,310 |
| 34108 | $407,617 | $543,902 | $773,301 | $1,525,364 | $2,852,616 |
| 34109 | $236,717 | $298,452 | $472,280 | $696,030 | $1,100,073 |
| 34110 | $227,593 | $290,506 | $446,985 | $791,026 | $1,578,216 |
| 34112 | $143,925 | $178,036 | $242,148 | $353,483 | $508,197 |
| 34113 | $163,837 | $247,018 | $362,138 | $607,776 | $1,042,584 |
| 34114 | $82,376 | $161,132 | $349,671 | $544,583 | $762,012 |
| 34116 | $153,900 | $261,399 | $317,962 | $394,724 | $547,966 |
| 34117 | $208,372 | $270,980 | $369,828 | $502,421 | $673,211 |
| 34119 | $244,283 | $326,114 | $524,047 | $831,034 | $1,265,580 |
| 34120 | $197,358 | $275,717 | $381,863 | $536,111 | $779,916 |
Source: Ownwell
Property Tax Bills Across Naples, Collier County, Florida
Median Naples Tax Bill
$3,325
Median Collier County Tax Bill
$3,434
Median Florida Tax Bill
$2,953
Median United States Tax Bill
$2,400
Property Tax Bills Across Naples, Collier County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34102 | $1,123 | $2,955 | $5,983 | $18,222 | $45,296 |
| 34103 | $1,497 | $2,522 | $5,547 | $12,140 | $22,305 |
| 34104 | $957 | $1,457 | $2,134 | $3,116 | $4,685 |
| 34105 | $1,207 | $1,906 | $2,892 | $4,934 | $10,145 |
| 34108 | $2,581 | $4,677 | $7,025 | $12,548 | $24,176 |
| 34109 | $1,617 | $2,328 | $3,496 | $5,749 | $8,852 |
| 34110 | $1,641 | $2,305 | $3,354 | $6,404 | $13,364 |
| 34112 | $821 | $1,474 | $2,022 | $3,030 | $4,683 |
| 34113 | $878 | $1,994 | $3,735 | $5,883 | $9,625 |
| 34114 | $847 | $1,583 | $3,572 | $6,038 | $8,910 |
| 34116 | $839 | $1,216 | $2,090 | $3,350 | $4,514 |
| 34117 | $881 | $1,395 | $2,336 | $3,660 | $5,261 |
| 34119 | $1,714 | $2,592 | $3,906 | $6,244 | $10,014 |
| 34120 | $1,146 | $1,980 | $3,376 | $5,090 | $7,491 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 13 |
| Tax Bill | |
| Issued | November 1 |
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