Pensacola, Escambia County, Florida Property Taxes
Median Pensacola, FL effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Pensacola, FL home value: $161,638
Median annual Pensacola, FL tax bill: $1,356, $1,044 lower than the national median property tax bill of $2,400.
How are property taxes in Escambia County calculated?
Property taxes in Pensacola, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pensacola’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pensacola, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Pensacola, Escambia County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.92%
Estimate Property Tax Bill
$1,487
$1,380
Ownwell’s Pensacola Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pensacola with just two data points.
By entering your property's estimated assessed value, our calculator applies Pensacola’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Escambia County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Escambia.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Pensacola, Escambia County, Florida
Local government entities are responsible for setting property tax rates, which can vary significantly within Florida. Each year, counties like Escambia estimate the budget required to provide essential services and divide this by the total value of all taxable property within their jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the core of the annual process.
In Pensacola, located in Escambia County, the effective property tax rate is a key point of comparison against other cities in Florida, as well as the state and national medians. Florida's median property tax rate is slightly below the national median of 1.02%, reflecting the state's generally lower property tax burden. Within Pensacola, the highest median tax rate is found in the 32502 zip code, while the lowest is in the 32534 zip code. These variations highlight the differences in property tax rates even within the same city, influenced by local budgetary needs and property values. Understanding these nuances can help property owners make informed decisions about their investments and potential tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pensacola Tax Rate
0.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Escambia County Tax Rate
0.90%
Median Effective Florida Tax Rate
1.14%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pensacola, Escambia County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32501 | 0.28% | 0.52% | 1.24% | 1.57% | 1.72% |
| 32502 | 0.32% | 0.69% | 1.35% | 1.61% | 1.72% |
| 32503 | 0.35% | 0.55% | 0.95% | 1.52% | 1.69% |
| 32504 | 0.46% | 0.65% | 0.91% | 1.40% | 1.66% |
| 32505 | 0.32% | 0.51% | 1.14% | 1.41% | 1.56% |
| 32506 | 0.44% | 0.55% | 0.81% | 1.35% | 1.43% |
| 32507 | 0.47% | 0.71% | 1.26% | 1.37% | 1.59% |
| 32514 | 0.46% | 0.57% | 0.77% | 1.33% | 1.41% |
| 32526 | 0.43% | 0.54% | 0.77% | 1.30% | 1.40% |
| 32534 | 0.44% | 0.54% | 0.74% | 1.35% | 1.45% |
Source: Ownwell
Property Tax Assessment Values Across Pensacola, Escambia County, Florida
When examining property taxes in Pensacola, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Escambia County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Escambia County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pensacola. For example, the median home price in Pensacola is $161,638, with tax bills ranging significantly across the county. Zip code 32507 has the highest median home price at $201,932.
Property Tax Assessment Values Across Pensacola, Escambia County, Florida
Source: Ownwell
$87,393
$197,675
$307,956
Median Pensacola Market Value
$161,638
Median Escambia County Market Value
$168,090
Median Florida Market Value
$276,648
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pensacola, Escambia County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32501 | $47,963 | $81,670 | $130,472 | $238,938 | $380,546 |
| 32502 | $72,450 | $111,446 | $182,082 | $293,178 | $544,436 |
| 32503 | $77,220 | $116,998 | $180,030 | $283,439 | $395,799 |
| 32504 | $93,444 | $128,098 | $177,104 | $236,940 | $341,897 |
| 32505 | $42,949 | $64,948 | $87,393 | $115,470 | $205,015 |
| 32506 | $67,913 | $102,148 | $150,105 | $214,229 | $271,542 |
| 32507 | $23,000 | $93,481 | $201,932 | $367,692 | $559,418 |
| 32514 | $88,396 | $123,272 | $174,022 | $222,260 | $301,502 |
| 32526 | $74,775 | $124,179 | $176,718 | $251,291 | $338,098 |
| 32534 | $42,636 | $98,689 | $146,769 | $196,040 | $240,077 |
Source: Ownwell
Property Tax Bills Across Pensacola, Escambia County, Florida
Median Pensacola Tax Bill
$1,356
Median Escambia County Tax Bill
$1,398
Median Florida Tax Bill
$2,953
Median United States Tax Bill
$2,400
Property Tax Bills Across Pensacola, Escambia County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32501 | $300 | $584 | $1,202 | $2,443 | $4,462 |
| 32502 | $432 | $931 | $1,968 | $4,113 | $6,520 |
| 32503 | $464 | $776 | $1,629 | $2,918 | $4,520 |
| 32504 | $571 | $999 | $1,619 | $2,608 | $3,841 |
| 32505 | $226 | $429 | $800 | $1,222 | $1,855 |
| 32506 | $392 | $708 | $1,233 | $1,893 | $2,781 |
| 32507 | $161 | $664 | $1,795 | $4,023 | $6,643 |
| 32514 | $499 | $866 | $1,373 | $2,101 | $2,906 |
| 32526 | $450 | $743 | $1,405 | $2,360 | $3,466 |
| 32534 | $365 | $598 | $1,145 | $1,806 | $2,571 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 13 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Escambia Property Appraiser | |
| Website | www.escpa.org |