Palm Coast, Flagler County, Florida Property Taxes

Name: Property Tax Bills Across Palm Coast, Flagler County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Palm Coast, FL effective property tax rate: 1.04%, slightly higher than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Palm Coast, FL home value: $275,826
Median annual Palm Coast, FL tax bill: $3,121, $721 higher than the national median property tax bill of $2,400.

How are property taxes in Flagler calculated?

Property taxes in Palm Coast, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Palm Coast’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Palm Coast, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Palm Coast, Flagler County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.04%

Estimate Property Tax Bill

$2,869

$2,662

Ownwell’s Palm Coast Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Palm Coast with just two data points. By entering your property's estimated assessed value, our calculator applies Palm Coast’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Flagler County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Palm Coast, Flagler County, Florida

Local government entities set property tax rates, which can vary significantly within Florida. Each year, counties estimate their required budget for services and divide it by the total value of all taxable property within their jurisdiction to determine the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is essentially the annual process.

In Palm Coast, located in Flagler County, the effective property tax rate stands out when compared to other cities in Florida and the national median. Palm Coast's rate is slightly above the national median of 1.02%, reflecting the city's commitment to maintaining quality public services. Within the city, the highest median tax rate is found in the 32137 zip code, while the lowest is in the 32164 zip code, indicating some variation even within the city itself. Comparing these rates to the national average provides insight into how Palm Coast aligns with broader property tax trends, offering residents a perspective on the value they receive for their tax contributions.

Property Tax Rates Across Palm Coast, Flagler County, Florida

Source: Ownwell

0.94%

1.12%

1.29%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Palm Coast Tax Rate

1.04%

Median Effective Flagler County Tax Rate

1.06%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Palm Coast, Flagler County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32137	0.52%	0.74%	1.12%	1.56%	1.73%
32164	0.45%	0.64%	0.94%	1.58%	1.67%

Source: Ownwell

Property Tax Assessment Values Across Palm Coast, Flagler County, Florida

When examining property taxes in Palm Coast, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Flagler County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Flagler County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Palm Coast. For example, the median home price in Palm Coast is $275,826, with tax bills ranging significantly across the county. Zip code 32137 has the highest median home price at $304,853.

Property Tax Assessment Values Across Palm Coast, Flagler County, Florida

Source: Ownwell

$148,950

$264,227

$379,503

Median Palm Coast Market Value

$275,826

Median Flagler County Market Value

$277,189

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Palm Coast, Flagler County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32137	$188,294	$237,156	$304,853	$429,222	$631,059
32164	$204,755	$229,550	$260,494	$296,949	$339,020

Source: Ownwell

Property Tax Bills Across Palm Coast, Flagler County, Florida

In Palm Coast, located in Flagler County, FL, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors that influence the assessed value include the property's market value, location, and any applicable exemptions. Compared to the national median property tax bill of $2,400, Palm Coast's tax bills range significantly, with the 25th percentile at $1,851 and the 90th percentile reaching $6,555. Homeowners in the highest median tax bill area, zip code 32137, see bills averaging $3,592, while those in zip code 32164 experience lower median bills of $2,689. These variations can significantly impact homeowners' budgets. By partnering with Ownwell, homeowners can potentially reduce their property tax bills. Ownwell provides expert guidance in filing appeals and securing exemptions, ensuring that homeowners pay only their fair share, thereby easing the financial burden of property taxes.

Property Tax Bills Across Palm Coast, Flagler County, Florida

Source: Ownwell

$1,458

$2,955

$4,452

Median Palm Coast Tax Bill

$3,121

Median Flagler County Tax Bill

$3,117

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Palm Coast, Flagler County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32137	$1,165	$2,138	$3,592	$5,504	$8,247
32164	$1,033	$1,648	$2,689	$3,897	$4,753

Source: Ownwell