Port Saint Joe, Gulf County, Florida Property Taxes

Name: Property Tax Bills Across Port Saint Joe, Gulf County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median PORT SAINT JOE, FL effective property tax rate: 1.08%, slightly higher than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median PORT SAINT JOE, FL home value: $282,760
Median annual PORT SAINT JOE, FL tax bill: $2,768, $368 higher than the national median property tax bill of $2,400.

How are property taxes in Gulf County calculated?

Property taxes in PORT SAINT JOE, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding PORT SAINT JOE’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in PORT SAINT JOE, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Port Saint Joe, Gulf County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.08%

Estimate Property Tax Bill

$3,054

$2,834

Ownwell’s PORT SAINT JOE Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in PORT SAINT JOE with just two data points. By entering your property's estimated assessed value, our calculator applies PORT SAINT JOE’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Gulf County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Port Saint Joe, Gulf County, Florida

Local government entities are responsible for setting tax rates, which can differ significantly within a state. Annually, each county calculates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This process results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the basic annual procedure.

In Port Saint Joe, located in Gulf County, Florida, the effective property tax rate is an important figure for homeowners to consider. The median property tax rate here is 1.08%, aligning with both the highest and lowest rates in the area. This rate is slightly above the national median property tax rate of 1.02%. When compared to the U.S. median property tax bill of $2,400, it's crucial for residents to understand how these rates impact their financial planning. By evaluating how Port Saint Joe’s property tax rate compares to other cities in Florida and the national average, homeowners can make informed decisions about their property investments.

Property Tax Rates Across Port Saint Joe, Gulf County, Florida

Source: Ownwell

0.94%

1.12%

1.29%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Port Saint Joe Tax Rate

1.08%

Median Effective Gulf County Tax Rate

1.05%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Port Saint Joe, Gulf County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32456	0.32%	0.72%	1.08%	1.29%	1.53%

Source: Ownwell

Property Tax Assessment Values Across Port Saint Joe, Gulf County, Florida

When examining property taxes in Port Saint Joe, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gulf County Property Appraiser estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: Gulf County sends assessment notices in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Port Saint Joe. For example, the median home price in Port Saint Joe is $282,760, with tax bills ranging significantly across the county. ZIP code 32456 has the highest median home price at $282,760.

Property Tax Assessment Values Across Port Saint Joe, Gulf County, Florida

Source: Ownwell

$76,891

$179,826

$282,760

Median Port Saint Joe Market Value

$282,760

Median Gulf County Market Value

$190,146

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Port Saint Joe, Gulf County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32456	$77,331	$162,782	$282,760	$488,428	$921,856

Source: Ownwell

Property Tax Bills Across Port Saint Joe, Gulf County, Florida

In Port Saint Joe, located in Gulf County, FL, property tax bills are determined by assessing the market value of a home and applying the local tax rate. The median home price in this area is $282,760. Homeowners in Port Saint Joe typically see property tax bills ranging from $1,200 at the 25th percentile to $9,689 at the 90th percentile. The median tax bill is $2,768, which is slightly above the national median of $2,400. Factors influencing tax bills include property size, location, and any applicable exemptions. Higher property valuations result in increased tax bills, impacting homeowners' finances.

Ownwell offers valuable assistance to homeowners in Port Saint Joe by analyzing property assessments to identify potential inaccuracies or overvaluations. Our team of experts works to appeal these assessments, ensuring that homeowners only pay their fair share. By leveraging our expertise, homeowners can potentially reduce their property tax bills, resulting in significant savings. With Ownwell's support, you can navigate the complexities of property taxes and keep more money in your pocket.

Property Tax Bills Across Port Saint Joe, Gulf County, Florida

Source: Ownwell

$583

$1,676

$2,768

Median Port Saint Joe Tax Bill

$2,768

Median Gulf County Tax Bill

$1,572

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Port Saint Joe, Gulf County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32456	$457	$1,200	$2,768	$5,211	$9,689

Source: Ownwell