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Hernando Beach, Hernando County, Florida Property Taxes

  • Median Hernando Beach, FL effective property tax rate: 0.87%, significantly lower than the national median of 1.02%, but lower than the Florida state median of 1.14%.

  • Median Hernando Beach, FL home value: $463,414

  • Median annual Hernando Beach, FL tax bill: $4,117, $1,717 higher than the national median property tax bill of $2,400.

How are property taxes in Hernando calculated?

Property taxes in Hernando Beach, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Hernando Beach’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hernando Beach, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Hernando Beach, Hernando County, Florida Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.87%

Estimate Property Tax Bill

$4,032

$3,741

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Hernando Beach Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hernando Beach with just two data points.

By entering your property's estimated assessed value, our calculator applies Hernando Beach’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Hernando County — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hernando County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Hernando Beach, Hernando County, Florida

Local government entities in Hernando County set tax rates, which can vary widely within Florida. This variation is due to the annual process where each county estimates its budget to provide essential services and divides it by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the fundamental process. In Hernando Beach, located in Hernando County, the effective property tax rate provides an interesting comparison to other cities in Florida, as well as to the median property tax rates in both the state and the U.S. With Florida's median property tax rate being slightly below the national median, property owners in Hernando Beach may find themselves benefiting from relatively lower taxes. Understanding these rates is crucial for homeowners looking to manage their expenses effectively. By appealing property taxes or seeking exemptions, property owners can potentially lower their tax burden, making it essential to stay informed about local tax trends.

Property Tax Rates Across Hernando Beach, Hernando County, Florida

Source: Ownwell

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0.56%

0.98%

1.40%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hernando Beach Tax Rate

0.87%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hernando County Tax Rate

0.81%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hernando Beach, Hernando County, Florida

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
346070.45%0.60%0.87%1.31%1.49%

Source: Ownwell

Property Tax Assessment Values Across Hernando Beach, Hernando County, Florida

When examining property taxes in Hernando Beach, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hernando County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Hernando County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hernando Beach.

For example, the median home price in Hernando Beach is $463,414, with tax bills ranging significantly across the county. ZIP code 34607 has the highest median home price at $463,414.

Property Tax Assessment Values Across Hernando Beach, Hernando County, Florida

Source: Ownwell

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$87,679

$275,547

$463,414

Median Hernando Beach Market Value

$463,414

Median Hernando County Market Value

$239,781

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hernando Beach, Hernando County, Florida

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
34607$279,603$356,338$463,414$611,636$800,264

Source: Ownwell

Property Tax Bills Across Hernando Beach, Hernando County, Florida

In Hernando Beach, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. This value is then multiplied by the local tax rate. Homeowners in Hernando Beach face a median property tax bill of $4,117, which is significantly higher than the national median of $2,400. Factors such as location, property size, and improvements can influence the assessed value, impacting the overall tax bill. With the 25th percentile tax bill at $2,714 and the 75th percentile at $5,980, there's a wide range in what homeowners might pay, reflecting the variability in property values and assessments. Ownwell offers a valuable service by helping homeowners appeal their property tax assessments, potentially lowering their tax bills. By analyzing local market data and assessment accuracy, Ownwell can identify opportunities for savings, ensuring homeowners are not overpaying. This service can be a financial relief, especially in areas with high property tax rates like Hernando Beach.

Property Tax Bills Across Hernando Beach, Hernando County, Florida

Source: Ownwell

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$1,057

$2,587

$4,117

Median Hernando Beach Tax Bill

$4,117

Median Hernando County Tax Bill

$1,941

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Hernando Beach, Hernando County, Florida

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
34607$1,750$2,714$4,117$5,980$8,399

Source: Ownwell

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