Fernandina Beach, Nassau County, Florida Property Taxes

Name: Property Tax Bills Across Fernandina Beach, Nassau County, Florida
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Fernandina Beach, FL effective property tax rate: 1.18%, significantly higher than the national median of 1.02%, but lower than the Florida state median of 1.14%.
Median Fernandina Beach, FL home value: $398,479
Median annual Fernandina Beach, FL tax bill: $4,482, $2,082 higher than the national median property tax bill of $2,400.

How are property taxes in Nassau County calculated?

Property taxes in Fernandina Beach, FL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fernandina Beach’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fernandina Beach, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Fernandina Beach, Nassau County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.18%

Estimate Property Tax Bill

$4,702

$4,363

Ownwell’s Fernandina Beach Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Fernandina Beach with just two data points. By entering your property's estimated assessed value, our calculator applies Fernandina Beach’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Nassau County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Fernandina Beach, Nassau County, Florida

Local government entities in Florida, like elsewhere, set property tax rates that can vary significantly across the state. This variation exists because each county calculates its required budget for services annually and divides it by the total value of all taxable property within the county, determining the property tax rate. While the process involves votes and legal stipulations, this is essentially how it works each year.

In Fernandina Beach, located in Nassau County, the effective property tax rate stands at 1.18%. This rate is slightly above the national median property tax rate of 1.02%, indicating a higher tax burden compared to the national average. However, it aligns with Florida's median tax rate, reflecting the state's overall property tax landscape. Despite the higher rate, property owners in Fernandina Beach benefit from the services funded by these taxes, contributing to the community's quality of life. Understanding these rates helps property owners make informed decisions and anticipate their tax responsibilities.

Property Tax Rates Across Fernandina Beach, Nassau County, Florida

Source: Ownwell

0.68%

0.93%

1.18%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fernandina Beach Tax Rate

1.18%

Median Effective Nassau County Tax Rate

1.05%

Median Effective Florida Tax Rate

1.14%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fernandina Beach, Nassau County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32034	0.54%	0.81%	1.18%	1.46%	1.64%

Source: Ownwell

Property Tax Assessment Values Across Fernandina Beach, Nassau County, Florida

When examining property taxes in Fernandina Beach, FL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Nassau County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Nassau County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fernandina Beach. For example, the median home price in Fernandina Beach is $398,479, with tax bills ranging significantly across the county. Zip code 32034 has the highest median home price at $398,479.

Property Tax Assessment Values Across Fernandina Beach, Nassau County, Florida

Source: Ownwell

$160,196

$279,338

$398,479

Median Fernandina Beach Market Value

$398,479

Median Nassau County Market Value

$279,164

Median Florida Market Value

$276,648

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fernandina Beach, Nassau County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32034	$193,096	$278,459	$398,479	$565,000	$841,106

Source: Ownwell

Property Tax Bills Across Fernandina Beach, Nassau County, Florida

Property tax bills in Fernandina Beach, located in Nassau County, FL, are determined based on the assessed value of the property and the local tax rate. Unlike the national median property tax rate of 1.02%, the tax rate in this area might vary, impacting the overall bill. The median home price in Fernandina Beach is $398,479, which influences the tax amount. Homeowners can expect tax bills ranging from the 25th percentile at $2,557 to the 90th percentile at $10,873, with the median tax bill being $4,482. This is significantly higher than the national median property tax bill of $2,400. Factors such as property location, size, and improvements can affect the assessed value, thereby impacting the final tax bill. Ownwell assists homeowners by offering property tax appeal and exemption services, potentially lowering these bills. By analyzing local property data and market trends, Ownwell ensures homeowners aren't overpaying, providing a cost-effective solution to managing property taxes efficiently.

Property Tax Bills Across Fernandina Beach, Nassau County, Florida

Source: Ownwell

$1,189

$2,836

$4,482

Median Fernandina Beach Tax Bill

$4,482

Median Nassau County Tax Bill

$2,832

Median Florida Tax Bill

$2,953

Median United States Tax Bill

$2,400

Property Tax Bills Across Fernandina Beach, Nassau County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32034	$1,312	$2,557	$4,482	$7,231	$10,873

Source: Ownwell

Don't miss the deadline to petition!

Dates
Property Valuation Date	January 1
Appeal Deadline	September 13
Tax Bill
Issued	November 1

Links
Nassau Property Appraiser
Website	maps.nassauflpa.com