Chatham County Property Taxes
The median property tax rate in Chatham County is 0.97%, which is slightly lower than both the national median of 0.99% and the Georgia state median of 1.08%. With a median home value of $207,800 in Chatham County, the typical annual property tax bill is approximately $1,873, falling below the national median of $2,690. Property taxes in Chatham County are calculated based on the tax assessed value, often lower than the actual market value due to various property tax exemptions, such as those for primary residences and agricultural properties. Understanding Chatham County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can lead to significant annual savings. Whether you reside in Savannah or another part of Chatham County, gaining comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Chatham County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.08%
Estimate Property Tax Bill
$2,160
Ownwell’s Chatham Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Chatham with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Chatham to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Chatham County, Georgia
Property taxes in Chatham County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Chatham County is 0.97%, which is lower than the Georgia state median of 1.02% but slightly below the U.S. national median of 0.99%. Local government entities within Chatham County set these rates annually, and they can vary significantly between different areas within the county. Each year, Chatham County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, Garden City has one of the higher property tax rates in Georgia at 1.37%, while the city of Thunderbolt boasts one of the lowest at 0.79%. Analyzing how Chatham County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Chatham County Tax Rate
0.97%
Average Georgia Tax Rate
1.08%
Average United States Tax Rate
0.99%
Property Tax Rates Across Chatham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | 0.31% | 0.68% | 0.90% | 1.06% | 1.25% |
| Garden City | 1.37% | 1.37% | 1.37% | 1.37% | 1.37% |
| Pooler | 0.62% | 0.93% | 1.08% | 1.18% | 1.21% |
| Port Wentworth | 0.41% | 0.85% | 1.00% | 1.17% | 1.19% |
| Richmond Hill | N/A | N/A | N/A | N/A | N/A |
| Savannah | 0.41% | 0.73% | 0.96% | 1.10% | 1.23% |
| Thunderbolt | 0.15% | 0.55% | 0.79% | 0.97% | 1.05% |
| Tybee Island | 0.48% | 0.79% | 1.01% | 1.17% | 1.29% |
Source: Ownwell
Property Tax Assessment Values Across Chatham County, Georgia
In Chatham County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Chatham Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Chatham County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Tybee Island has the highest median tax bill at $4,524, while Bloomingdale has the lowest at $1,050. Being aware of these valuation processes in Chatham County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Chatham County Assessed Value
$207,800
Average Georgia Assessed Value
$231,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Chatham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $46,000 | $79,200 | $130,400 | $205,450 | $317,900 |
| Garden City | $153,000 | $153,000 | $153,000 | $153,000 | $153,000 |
| Pooler | $138,420 | $184,050 | $233,000 | $303,800 | $386,300 |
| Port Wentworth | $91,440 | $137,700 | $184,500 | $230,500 | $275,760 |
| Richmond Hill | N/A | N/A | N/A | N/A | N/A |
| Savannah | $74,200 | $125,100 | $200,100 | $322,000 | $519,300 |
| Thunderbolt | $120,750 | $165,775 | $271,700 | $351,450 | $444,550 |
| Tybee Island | $266,200 | $360,000 | $500,000 | $678,300 | $975,860 |
Source: Ownwell
Property Tax Bills Across Chatham County, Georgia
In Chatham County, GA, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of its market value. For instance, with a median home price of $207,800, the assessed value is determined by local assessment practices. The tax rate is then applied to this assessed value to calculate the annual tax bill. Several factors influence the tax bill, including property location, local tax rates, and any applicable exemptions. Homeowners in Chatham County can expect a wide range of tax bills. At the 25th percentile, tax bills are around $1,002, while at the 75th percentile, they can reach up to $3,097. The 90th percentile sees even higher tax bills, up to $5,125. Comparatively, the national median property tax rate is 0.99%, which gives context to Chatham’s tax landscape. In the county, Tybee Island has the highest median tax bill at $4,524, whereas Bloomingdale has the lowest at $1,050. These variations significantly impact homeowners, influencing overall affordability and financial planning.
Average Chatham County Tax Bill
$1,873
Average Georgia Tax Bill
$2,212
Average United States Tax Bill
$2,690
Property Tax Bills Across Chatham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $277 | $537 | $1,050 | $1,712 | $2,828 |
| Garden City | $2,100 | $2,100 | $2,100 | $2,100 | $2,100 |
| Pooler | $977 | $1,681 | $2,379 | $3,167 | $4,136 |
| Port Wentworth | $478 | $1,014 | $1,790 | $2,344 | $2,910 |
| Richmond Hill | N/A | N/A | N/A | N/A | N/A |
| Savannah | $440 | $927 | $1,731 | $2,986 | $5,066 |
| Thunderbolt | $473 | $991 | $1,902 | $2,865 | $3,825 |
| Tybee Island | $1,972 | $3,118 | $4,524 | $6,347 | $9,367 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 30 |
| Tax Bill | |
| Issued | September 1 |
| Due Date #1 | September 15 |
| Due Date #2 | November 15 |
Links | |
|---|---|
| Chatham Assessor's Office | |
| Website | www.chathamtax.org |