Savannah, Chatham County, Georgia Property Taxes

Name: Property Tax Bills Across Savannah, Chatham County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Savannah, GA effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Savannah, GA home value: $200,100
Median annual Savannah, GA tax bill: $1,731, $669 lower than the national median property tax bill of $2,400.

How are property taxes in Chatham County calculated?

Property taxes in Savannah, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Savannah’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Savannah, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Savannah, Chatham County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.96%

Estimate Property Tax Bill

$1,921

$1,783

Ownwell’s Savannah Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Savannah with just two data points. By entering your property's estimated assessed value, our calculator applies Savannah’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Chatham County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Savannah, Chatham County, Georgia

Local government entities determine property tax rates, which can differ significantly across the state. Each year, counties like Chatham calculate their necessary budget to fund public services and divide it by the total assessed value of all taxable properties within their borders. This process results in the effective property tax rate. Although the setting of tax rates and budgets involves legislative processes and public votes, this is essentially how it unfolds annually. In Savannah, located in Chatham County, the effective property tax rate is a crucial factor for property owners. Comparing Savannah’s rate to other cities within Georgia and against both the state and national medians provides valuable insight. Georgia's median property tax rate stands slightly below the national median of 1.02%. Within Chatham County, the highest median tax rate is found in the 31421 ZIP code, while the lowest is in the 31404 ZIP code. Understanding these variations can help property owners make informed decisions regarding their investments and financial planning.

Property Tax Rates Across Savannah, Chatham County, Georgia

Source: Ownwell

0.78%

0.93%

1.08%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Savannah Tax Rate

0.96%

Median Effective Chatham County Tax Rate

0.97%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Savannah, Chatham County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
31302	N/A	N/A	N/A	N/A	N/A
31401	0.37%	0.70%	0.93%	1.05%	1.20%
31404	0.28%	0.58%	0.84%	0.99%	1.11%
31405	0.38%	0.71%	0.97%	1.10%	1.23%
31406	0.36%	0.70%	0.94%	1.12%	1.26%
31407	0.38%	0.90%	1.00%	1.07%	1.10%
31408	0.30%	0.72%	0.95%	1.13%	1.23%
31409	N/A	N/A	N/A	N/A	N/A
31410	0.52%	0.74%	1.00%	1.17%	1.25%
31411	0.51%	0.89%	1.03%	1.13%	1.20%
31415	0.40%	0.77%	0.98%	1.11%	1.70%
31419	0.45%	0.79%	0.99%	1.10%	1.23%
31421	0.82%	1.01%	1.07%	1.08%	1.08%

Source: Ownwell

Property Tax Assessment Values Across Savannah, Chatham County, Georgia

When examining property taxes in Savannah, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chatham County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Chatham County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Savannah. For example, the median home price in Savannah is $200,100, with tax bills ranging significantly across the county. Zip code 31411 has the highest median home price at $567,400.

Property Tax Assessment Values Across Savannah, Chatham County, Georgia

Source: Ownwell

$59,900

$313,650

$567,400

Median Savannah Market Value

$200,100

Median Chatham County Market Value

$207,800

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Savannah, Chatham County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
31302	N/A	N/A	N/A	N/A	N/A
31401	$115,000	$191,600	$328,600	$515,000	$837,080
31404	$73,050	$97,000	$129,150	$182,100	$275,450
31405	$49,740	$97,200	$204,300	$328,600	$465,420
31406	$96,000	$127,725	$181,400	$282,300	$470,850
31407	$159,900	$194,875	$240,400	$290,000	$341,660
31408	$52,100	$79,175	$120,050	$165,150	$205,090
31409	N/A	N/A	N/A	N/A	N/A
31410	$164,400	$215,100	$283,400	$394,100	$612,200
31411	$358,460	$429,800	$567,400	$739,100	$950,960
31415	$16,300	$34,906	$59,900	$93,125	$135,000
31419	$113,100	$147,800	$192,000	$251,100	$330,900
31421	$247,100	$249,700	$343,100	$403,050	$474,760

Source: Ownwell

Property Tax Bills Across Savannah, Chatham County, Georgia

In Savannah, located in Chatham County, GA, property tax bills are calculated based on the assessed value of a home, which is a percentage of the market value. The median home price in the area is $200,100. Homeowners can expect tax bills to vary significantly, with the 25th percentile at $927 and the 75th percentile reaching $2,986. The 90th percentile tax bill can soar to $5,066, showing a wide range in potential costs. Within Savannah, the highest median tax bill is found in the 31411 zip code at $5,509, while the lowest is in the 31415 zip code at $482. Compared to the national median property tax rate of 1.02% and median bill of $2,400, Savannah's property tax situation can be both more lenient and more burdensome depending on the neighborhood. Homeowners can benefit from Ownwell's expertise in property tax appeals and exemptions, potentially reducing their tax burden by ensuring their property is assessed fairly and all applicable exemptions are applied.

Property Tax Bills Across Savannah, Chatham County, Georgia

Source: Ownwell

$482

$2,996

$5,509

Median Savannah Tax Bill

$1,731

Median Chatham County Tax Bill

$1,873

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Savannah, Chatham County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
31302	N/A	N/A	N/A	N/A	N/A
31401	$662	$1,401	$2,858	$4,667	$7,509
31404	$329	$618	$962	$1,432	$2,256
31405	$350	$683	$1,694	$3,059	$4,740
31406	$585	$980	$1,523	$2,524	$4,583
31407	$917	$1,699	$2,284	$2,810	$3,330
31408	$308	$590	$1,002	$1,456	$1,978
31409	N/A	N/A	N/A	N/A	N/A
31410	$1,180	$1,790	$2,555	$3,836	$6,162
31411	$2,657	$3,837	$5,509	$7,518	$9,994
31415	$171	$285	$482	$790	$1,203
31419	$640	$1,196	$1,743	$2,487	$3,304
31421	$2,119	$2,709	$3,529	$3,761	$4,291

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Tax Bill
Issued	September 1
Due Date #1	September 15
Due Date #2	November 15

Links
Chatham Assessor's Office
Website	www.chathamtax.org