Garden City, Chatham County, Georgia Property Taxes
Median Garden City, GA effective property tax rate: 1.37%, significantly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Garden City, GA home value: $153,000
Median annual Garden City, GA tax bill: $2,100, $300 lower than the national median property tax bill of $2,400.
How are property taxes in Chatham calculated?
Property taxes in Garden City, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Garden City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garden City, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Garden City, Chatham County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.37%
Estimate Property Tax Bill
$2,096
$1,945
Property Tax Rates Across Garden City, Chatham County, Georgia
Local government entities determine property tax rates, which can vary significantly within a state. Each year, counties like Chatham estimate their required budget to provide essential services and divide that by the total value of all taxable property within the jurisdiction. This calculation results in the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the basic annual process.
Garden City in Chatham County, Georgia, exemplifies the variability in property tax rates. Its effective tax rate is shaped by the county's budgetary needs and the total assessed property value. When comparing Garden City's rate to other cities in Georgia, as well as the state and national medians, it becomes evident how localized tax policies can be.
Georgia's median property tax rate stands at 1.37%, higher than the national median of 1.02%, reflecting the state's unique fiscal landscape. Understanding these differences is crucial for property owners seeking to manage their tax liabilities effectively. By analyzing these rates, property owners can make informed decisions and potentially appeal or seek exemptions where applicable.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garden City Tax Rate
1.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chatham County Tax Rate
0.97%
Median Effective Georgia Tax Rate
1.08%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Garden City, Chatham County, Georgia
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
31408 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Garden City, Chatham County, Georgia
When examining property taxes in Garden City, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chatham County Board of Assessors estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Chatham County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garden City. For example, the median home price in Garden City is $153,000, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Garden City, Chatham County, Georgia
Source: Ownwell

$59,900
$313,650
$567,400
Median Garden City Market Value
$153,000
Median Chatham County Market Value
$207,800
Median Georgia Market Value
$231,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Garden City, Chatham County, Georgia
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
31408 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Garden City, Chatham County, Georgia
In Garden City within Chatham County, GA, property tax bills are calculated based on the assessed value of a property, which is determined by the local tax assessor. The assessed value is a percentage of the property's market value. Garden City’s property tax rate is applied to this assessed value to determine the tax bill. Homeowners in this area may find their tax bills hovering around the national median, with a typical bill being $2,100, which aligns with the 25th, 75th, and 90th percentiles for the region. This is slightly below the national median property tax bill of $2,400. Factors such as property improvements or changes in the local tax rate can influence the final tax bill.
Ownwell assists homeowners in Garden City by offering property tax appeal services. By analyzing property assessments and ensuring accurate valuations, Ownwell can help homeowners potentially reduce their tax bills. This service not only provides financial relief but also ensures that homeowners are not overpaying on their property taxes.
Median Garden City Tax Bill
$2,100
Median Chatham County Tax Bill
$1,873
Median Georgia Tax Bill
$2,212
Median United States Tax Bill
$2,400
Property Tax Bills Across Garden City, Chatham County, Georgia
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
31408 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
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Tax Bill | |
Issued | September 1 |
Due Date #1 | September 15 |
Due Date #2 | November 15 |
Links | |
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Chatham Assessor's Office | |
Website | www.chathamtax.org |