Stephens County, Georgia Property Taxes
Median Stephens County effective property tax rate: 1.19%, significantly higher than the national median of 1.02%.
Median Stephens County home value: $95,255
Median annual Stephens County tax bill: $930, $1,470 lower than the national median property tax bill of $2,400.
How are property taxes in Stephens County calculated?
Property taxes in Stephens County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Toccoa or another part of Stephens County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Stephens County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.19%
Estimate Property Tax Bill
$1,134
$1,052
Property Tax Rates Across Stephens County, Georgia
Local government entities set property tax rates, which can vary significantly within Georgia. Each county estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is essentially the annual process.
In Stephens County, the effective property tax rate stands at 1.19%, slightly above the national median of 1.02%. Residents of Martin experience the highest median tax rate in the county at 1.19%, while Eastanollee boasts the lowest at 1.17%. These figures highlight the variability that can occur even within a single county. Despite these differences, Stephens County's rate remains relatively close to both the state and national averages, offering a balanced perspective on property tax obligations. By understanding these local variations, property owners can better navigate their tax responsibilities and make informed decisions regarding potential appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stephens County Tax Rate
1.19%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Georgia Tax Rate
1.08%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stephens County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baldwin | N/A | N/A | N/A | N/A | N/A |
| Eastanollee | 0.39% | 1.03% | 1.17% | 1.19% | 1.19% |
| Martin | 0.77% | 1.10% | 1.19% | 1.19% | 1.19% |
| Mount Airy | N/A | N/A | N/A | N/A | N/A |
| Toccoa | 0.48% | 1.10% | 1.19% | 1.19% | 1.19% |
Source: Ownwell
Property Tax Assessment Values Across Stephens County, Georgia
When examining property taxes in Stephens County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stephens County Board of Assessors estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Stephens County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stephens County.
For example, the median tax bill in Stephens County is $1,350, with tax bills ranging significantly across the county. Martin has the highest median home price at $138,162.
Property Tax Assessment Values Across Stephens County, Georgia
Source: Ownwell
$92,252
$115,207
$138,162
Median Stephens County Market Value
$95,255
Median Georgia Market Value
$231,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stephens County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baldwin | N/A | N/A | N/A | N/A | N/A |
| Eastanollee | $30,296 | $54,970 | $92,252 | $143,094 | $197,198 |
| Martin | $25,733 | $53,948 | $138,162 | $270,338 | $380,606 |
| Mount Airy | N/A | N/A | N/A | N/A | N/A |
| Toccoa | $28,813 | $55,326 | $92,867 | $148,815 | $232,052 |
Source: Ownwell
Property Tax Bills Across Stephens County, Georgia
Median Stephens County Tax Bill
$930
Median Georgia Tax Bill
$2,212
Median United States Tax Bill
$2,400
Property Tax Bills Across Stephens County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baldwin | N/A | N/A | N/A | N/A | N/A |
| Eastanollee | $218 | $480 | $857 | $1,447 | $2,069 |
| Martin | $243 | $534 | $1,350 | $2,942 | $4,338 |
| Mount Airy | N/A | N/A | N/A | N/A | N/A |
| Toccoa | $224 | $486 | $913 | $1,536 | $2,513 |
Source: Ownwell