Toccoa, Stephens County, Georgia Property Taxes
Median Toccoa, GA effective property tax rate: 1.19%, significantly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Toccoa, GA home value: $92,867
Median annual Toccoa, GA tax bill: $913, $1,487 lower than the national median property tax bill of $2,400.
How are property taxes in Stephens County calculated?
Property taxes in Toccoa, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Toccoa’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Toccoa, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Toccoa, Stephens County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.19%
Estimate Property Tax Bill
$1,105
$1,026
Property Tax Rates Across Toccoa, Stephens County, Georgia
Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Toccoa’s effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
In Toccoa, located in Stephens County, the property tax rate is notably higher than the national median of 1.02%. This means property owners in Toccoa may find themselves paying more in taxes compared to the national average. However, the rate is consistent with the median for Georgia, reflecting the state's approach to funding local services. Understanding these rates is crucial for property owners considering tax appeal or exemption services. By comparing Toccoa's rate to both the state and national medians, property owners can better evaluate their tax situation and explore potential savings through appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Toccoa Tax Rate
1.19%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stephens County Tax Rate
1.19%
Median Effective Georgia Tax Rate
1.08%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Toccoa, Stephens County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30577 | 0.48% | 1.10% | 1.19% | 1.19% | 1.19% |
Source: Ownwell
Property Tax Assessment Values Across Toccoa, Stephens County, Georgia
When examining property taxes in Toccoa, Georgia, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stephens County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Stephens County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Toccoa. For example, the median home price in Toccoa is $92,867, with tax bills ranging significantly across the county. Zip code 30577 has the highest median home price at $92,867.
Property Tax Assessment Values Across Toccoa, Stephens County, Georgia
Source: Ownwell
$92,252
$115,207
$138,162
Median Toccoa Market Value
$92,867
Median Stephens County Market Value
$95,255
Median Georgia Market Value
$231,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Toccoa, Stephens County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30577 | $28,813 | $55,326 | $92,867 | $148,815 | $232,052 |
Source: Ownwell
Property Tax Bills Across Toccoa, Stephens County, Georgia
In Toccoa, located in Stephens County, GA, property tax bills are calculated based on the assessed value of the property. The assessed value is determined by the local tax assessor and is a percentage of the market value of the home. Homeowners in Toccoa experience a median property tax bill of $913, significantly lower than the national median of $2,400. This lower tax bill can be attributed to the region's relatively modest median home price of $92,867. However, tax bills can vary, with the 25th percentile at $486 and the 75th percentile reaching $1,536, reflecting differences in property values and assessment practices.
Homeowners may face challenges if their property is over-assessed, leading to higher tax bills. That's where Ownwell comes in. By offering property tax appeal and exemption services, Ownwell helps homeowners ensure their property is fairly assessed, potentially lowering their tax bills. With expertise in local tax regulations and a track record of successful appeals, Ownwell can help Toccoa residents save money and reduce the financial burden of property taxes.
Median Toccoa Tax Bill
$913
Median Stephens County Tax Bill
$930
Median Georgia Tax Bill
$2,212
Median United States Tax Bill
$2,400
Property Tax Bills Across Toccoa, Stephens County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30577 | $224 | $486 | $913 | $1,536 | $2,513 |
Source: Ownwell