White County, Georgia Property Taxes
The median property tax rate in White County is 0.79%, which is lower than both the national median of 0.99% and Georgia's state median of 1.08%. With a median home value of $217,870 in White County, the typical annual property tax bill is around $1,541, significantly less than the national median of $2,690. Property taxes in White County are calculated based on the tax assessed value, which usually falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding White County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Cleveland or another part of White County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
White County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.79%
Estimate Property Tax Bill
$1,721
$1,597
Ownwell’s White County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in White County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in White County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across White County, Georgia
Property taxes in White County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in White County is 0.79%, which is lower than the U.S. national median of 0.99%. Local government entities within White County set these rates annually, and they can vary significantly between different areas within the county. Each year, White County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Helen has one of the higher property tax rates in Georgia at 0.87%, while the city of Lula boasts one of the lowest at 0.63%. Analyzing how White County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average White County Tax Rate
0.79%
Average Georgia Tax Rate
1.08%
Average United States Tax Rate
0.99%
Property Tax Rates Across White County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clarkesville | 0.22% | 0.49% | 0.66% | 0.74% | 0.75% |
| Clermont | 0.21% | 0.60% | 0.78% | 0.83% | 0.83% |
| Cleveland | 0.21% | 0.58% | 0.76% | 0.83% | 0.89% |
| Dahlonega | 0.20% | 0.39% | 0.81% | 0.86% | 0.89% |
| Helen | 0.38% | 0.78% | 0.87% | 0.96% | 1.00% |
| Lula | N/A | N/A | N/A | N/A | N/A |
| Murrayville | 0.16% | 0.45% | 0.72% | 0.82% | 0.83% |
| Sautee Nacoochee | 0.25% | 0.64% | 0.81% | 0.84% | 0.86% |
Source: Ownwell
Property Tax Assessment Values Across White County, Georgia
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in White County. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the White County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in White County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Lula has the highest median tax bill at $2,382, while Dahlonega has the lowest at $984. Being aware of these valuation processes in White County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average White County Assessed Value
$217,870
Average Georgia Assessed Value
$231,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across White County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clarkesville | $140,112 | $157,532 | $179,235 | $295,398 | $409,894 |
| Clermont | $5,330 | $23,310 | $123,360 | $260,970 | $358,060 |
| Cleveland | $25,692 | $105,020 | $210,590 | $316,160 | $457,260 |
| Dahlonega | $24,742 | $80,300 | $173,470 | $324,135 | $472,620 |
| Helen | $87,122 | $152,230 | $235,830 | $353,075 | $494,678 |
| Lula | N/A | N/A | N/A | N/A | N/A |
| Murrayville | $65,496 | $184,475 | $240,070 | $443,365 | $532,574 |
| Sautee Nacoochee | $101,478 | $168,060 | $246,150 | $352,945 | $507,100 |
Source: Ownwell
Property Tax Bills Across White County, Georgia
Property tax bills in White County, GA, are calculated based on the assessed value of a property, which is typically a percentage of the market value. The tax rate, or millage rate, is then applied to this assessed value to determine the annual tax bill. Several factors influence the final tax bill, including property location, home improvements, and local government budgets. In White County, homeowners experience a range of tax bills. For instance, the 25th percentile tax bill is around $736, while at the 75th percentile, it rises to approximately $2,327. The 90th percentile sees tax bills reaching up to $3,330. Comparatively, the national median property tax rate is 0.99%, indicating that property tax rates in White County can vary significantly. The city's highest median tax bill is found in Lula at $2,382, while the lowest is in Dahlonega at $984. These variations can significantly impact homeowners, influencing decisions on property purchases and long-term financial planning.
Average White County Tax Bill
$1,541
Average Georgia Tax Bill
$2,212
Average United States Tax Bill
$2,690
Property Tax Bills Across White County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clarkesville | $344 | $789 | $1,143 | $1,665 | $2,637 |
| Clermont | $279 | $854 | $1,248 | $1,841 | $2,592 |
| Cleveland | $283 | $634 | $1,458 | $2,236 | $3,195 |
| Dahlonega | $304 | $542 | $984 | $1,600 | $2,352 |
| Helen | $497 | $1,164 | $2,008 | $2,987 | $4,098 |
| Lula | N/A | N/A | N/A | N/A | N/A |
| Murrayville | $438 | $774 | $1,684 | $2,287 | $3,237 |
| Sautee Nacoochee | $480 | $1,056 | $1,679 | $2,463 | $3,490 |
Source: Ownwell