Jo Daviess County, Illinois Property Taxes

Name: Property Tax Bills Across Jo Daviess County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Jo Daviess County effective property tax rate: 2.30%, significantly higher than the national median of 1.02%.
Median Jo Daviess County home value: $98,005
Median annual Jo Daviess County tax bill: $2,492, $92 higher than the national median property tax bill of $2,400.

How are property taxes in Jo Daviess County calculated?

Property taxes in Jo Daviess County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Galena or another part of Jo Daviess County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Jo Daviess County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.3%

Estimate Property Tax Bill

$2,254

$2,092

Ownwell’s Jo Daviess County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Jo Daviess County with just two data points. By entering your property's estimated assessed value, our calculator applies Jo Daviess County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Jo Daviess County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Jo Daviess County, Illinois

Local government entities set tax rates, which can vary widely within a state. This variation is due to each county's annual process of estimating its required budget to provide services and dividing that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell. In Jo Daviess County, the effective property tax rate stands out when compared to other counties in Illinois and the U.S. median property tax rate of 1.02%. With a median property tax rate of 2.30%, Jo Daviess County's rate is significantly higher than the national average. Within Illinois, Warren boasts the highest median tax rate at 3.13%, while Galena has the lowest at 2.26%. These figures highlight the diversity in property tax rates within the state, making it crucial for property owners to stay informed and consider appealing their property taxes if they believe their assessment is inaccurate.

Property Tax Rates Across Jo Daviess County, Illinois

Source: Ownwell

2.26%

2.70%

3.13%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Jo Daviess County Tax Rate

2.30%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Jo Daviess County, Illinois

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Apple River	2.30%	2.30%	2.38%	2.38%	2.48%
East Dubuque	0.23%	1.46%	2.27%	2.60%	2.60%
Elizabeth	2.00%	2.44%	2.58%	2.58%	10.00%
Galena	2.11%	2.20%	2.26%	2.52%	2.78%
Hanover	1.04%	1.73%	2.92%	3.28%	3.28%
Stockton	1.53%	2.67%	3.04%	3.04%	3.22%
Warren	1.12%	1.71%	3.13%	3.13%	3.87%
Mount Carroll	N/A	N/A	N/A	N/A	N/A
Nora	N/A	N/A	N/A	N/A	N/A
Scales Mound	N/A	N/A	N/A	N/A	N/A
Winslow	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Jo Daviess County, Illinois

When examining property taxes in Jo Daviess County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jo Daviess County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Jo Daviess County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Jo Daviess County. For example, the median tax bill in Jo Daviess County is $2,400, with tax bills ranging significantly across the county. Apple River has the highest median home price at $197,804.

Property Tax Assessment Values Across Jo Daviess County, Illinois

Source: Ownwell

$20,675

$109,240

$197,804

Median Jo Daviess County Market Value

$98,005

Median Illinois Market Value

$194,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Jo Daviess County, Illinois

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Apple River	$123,748	$143,637	$197,804	$303,288	$447,478
East Dubuque	$24,547	$28,001	$37,074	$59,094	$121,076
Elizabeth	$16,167	$27,078	$91,230	$127,453	$193,602
Galena	$39,192	$86,244	$120,165	$210,952	$293,510
Hanover	$10,491	$26,146	$36,298	$53,390	$77,301
Stockton	$12,648	$37,598	$61,701	$99,012	$148,394
Warren	$4,344	$8,500	$20,675	$66,059	$83,216
Mount Carroll	N/A	N/A	N/A	N/A	N/A
Nora	N/A	N/A	N/A	N/A	N/A
Scales Mound	N/A	N/A	N/A	N/A	N/A
Winslow	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Jo Daviess County, Illinois

In Jo Daviess County, IL, property tax bills are determined by assessing the property's value and applying the local tax rate. The assessed value is a percentage of the market value, which is then multiplied by the tax rate set by local taxing authorities. This calculation results in the annual property tax bill, which can vary significantly within the county. For instance, the median home price in Jo Daviess is $98,005, with tax bills ranging from $1,131 at the 25th percentile to $6,342 at the 90th percentile. Homeowners in Apple River face the highest median tax bill at $4,680, while those in Warren enjoy the lowest at $540. Compared to the national median property tax rate of 1.02% and a median tax bill of $2,400, Jo Daviess County presents a diverse tax landscape. These property taxes fund essential services such as schools, infrastructure, and public safety, directly impacting the quality of life for homeowners in the region.

Property Tax Bills Across Jo Daviess County, Illinois

Source: Ownwell

$540

$2,610

$4,680

Median Jo Daviess County Tax Bill

$2,492

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,400

Property Tax Bills Across Jo Daviess County, Illinois

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Apple River	$2,620	$3,189	$4,680	$7,217	$10,534
East Dubuque	$72	$296	$760	$1,419	$3,553
Elizabeth	$546	$1,265	$2,335	$4,549	$5,001
Galena	$1,042	$1,958	$2,728	$4,915	$6,811
Hanover	$93	$453	$915	$1,245	$1,725
Stockton	$340	$1,035	$1,618	$3,052	$4,504
Warren	$113	$239	$540	$2,225	$2,791
Mount Carroll	N/A	N/A	N/A	N/A	N/A
Nora	N/A	N/A	N/A	N/A	N/A
Scales Mound	N/A	N/A	N/A	N/A	N/A
Winslow	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Find your City

Apple River

East Dubuque Elizabeth