Apple River, Jo Daviess County, Illinois Property Taxes

Name: Property Tax Bills Across Apple River, Jo Daviess County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median APPLE RIVER, IL effective property tax rate: 2.38%, significantly higher than the national median of 1.02%, but slightly higher than the Illinois state median of 2.35%.
Median APPLE RIVER, IL home value: $197,804
Median annual APPLE RIVER, IL tax bill: $4,680, $2,280 higher than the national median property tax bill of $2,400.

How are property taxes in Jo Daviess calculated?

Property taxes in APPLE RIVER, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding APPLE RIVER’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in APPLE RIVER, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Apple River, Jo Daviess County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.38%

Estimate Property Tax Bill

$4,708

$4,369

Ownwell’s APPLE RIVER Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in APPLE RIVER with just two data points.

By entering your property's estimated assessed value, our calculator applies APPLE RIVER’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Jo Daviess.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Apple River, Jo Daviess County, Illinois

Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In APPLE RIVER, located in Jo Daviess County, the effective property tax rate is significantly higher than the national median of 1.02%. This rate reflects the county's specific budgetary needs and the valuation of its taxable properties. Comparing APPLE RIVER’s property tax rate to other cities in Illinois, one can observe that it aligns with the highest and lowest median rates in the state, both at 2.38%. This consistency within Jo Daviess County highlights how local economic factors and governance decisions impact property tax rates. Understanding these dynamics can empower property owners to make informed decisions regarding property tax appeals and exemptions.

Property Tax Rates Across Apple River, Jo Daviess County, Illinois

Source: Ownwell

2.26%

2.70%

3.13%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Apple River Tax Rate

2.38%

Median Effective Jo Daviess County Tax Rate

2.30%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Apple River, Jo Daviess County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
61001	2.30%	2.30%	2.38%	2.38%	2.48%

Source: Ownwell

Property Tax Assessment Values Across Apple River, Jo Daviess County, Illinois

When examining property taxes in Apple River, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jo Daviess County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Jo Daviess County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Apple River. For example, the median home price in Apple River is $197,804, with tax bills ranging significantly across the county. The 61001 zip code has the highest median home price at $197,804.

Property Tax Assessment Values Across Apple River, Jo Daviess County, Illinois

Source: Ownwell

$20,675

$109,240

$197,804

Median Apple River Market Value

$197,804

Median Jo Daviess County Market Value

$98,005

Median Illinois Market Value

$194,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Apple River, Jo Daviess County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
61001	$123,748	$143,637	$197,804	$303,288	$447,478

Source: Ownwell

Property Tax Bills Across Apple River, Jo Daviess County, Illinois

In Apple River, located in Jo Daviess County, IL, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. In this region, the median home price is $197,804, contributing to the property tax landscape where the 25th percentile tax bill is $3,189, and the 75th percentile reaches $7,217. These figures are notably higher than the national median property tax bill of $2,400. For homeowners, this means that property taxes can form a significant portion of their annual expenses, impacting their financial planning and homeownership costs. Ownwell offers a solution by assisting homeowners in appealing their property tax assessments, potentially lowering their tax bills. By analyzing property data and comparable assessments, Ownwell helps identify discrepancies and opportunities for savings, ensuring homeowners pay a fair tax amount and easing their financial burden.

Property Tax Bills Across Apple River, Jo Daviess County, Illinois

Source: Ownwell

$540

$2,610

$4,680

Median Apple River Tax Bill

$4,680

Median Jo Daviess County Tax Bill

$2,492

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,400

Property Tax Bills Across Apple River, Jo Daviess County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
61001	$2,620	$3,189	$4,680	$7,217	$10,534

Source: Ownwell