Dubuque County, Iowa Property Taxes
The median property tax rate in Dubuque County is 1.29%, which is higher than the national median of 0.99% but lower than the Iowa state median of 1.54%. With a median home value of $216,801, the typical annual property tax bill in Dubuque County is $2,714, slightly above the national median of $2,690. Property taxes here are calculated based on the assessed value, which is typically lower than the market value due to exemptions like those for primary residences and agricultural properties. Understanding Dubuque County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Dubuque or another part of the county, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Dubuque County, Iowa Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.29%
Estimate Property Tax Bill
$2,797
$2,595
Ownwell’s Dubuque Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Dubuque with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Dubuque to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Dubuque County, Iowa
Property taxes in Dubuque County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Dubuque County is 1.29%, which is higher than both the Iowa state median and the U.S. national median of 0.99%. Local government entities within Dubuque County set these rates annually, and they can vary significantly between different areas within the county. Each year, Dubuque County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Asbury has one of the higher property tax rates in Iowa at 1.36%, while the city of Holy Cross boasts one of the lowest at 0.96%. Analyzing how Dubuque County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Dubuque County Tax Rate
1.29%
Average Iowa Tax Rate
1.54%
Average United States Tax Rate
0.99%
Property Tax Rates Across Dubuque County, Iowa
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Asbury | 1.29% | 1.32% | 1.36% | 1.40% | 1.43% |
| Bellevue | 0.85% | 1.00% | 1.05% | 1.12% | 1.21% |
| Bernard | 0.85% | 0.91% | 0.98% | 1.08% | 1.17% |
| Cascade | 0.94% | 1.04% | 1.13% | 1.23% | 1.28% |
| Dubuque | 1.08% | 1.23% | 1.32% | 1.39% | 1.45% |
| Durango | 0.84% | 0.92% | 1.03% | 1.12% | 1.21% |
| Dyersville | 0.93% | 1.13% | 1.19% | 1.24% | 1.30% |
| Epworth | 0.89% | 1.05% | 1.17% | 1.24% | 1.28% |
| Farley | 0.91% | 1.06% | 1.13% | 1.21% | 1.25% |
| Guttenberg | 0.87% | 0.91% | 0.99% | 1.12% | 1.17% |
| Holy Cross | 0.86% | 0.90% | 0.96% | 1.04% | 1.11% |
| Hopkinton | N/A | N/A | N/A | N/A | N/A |
| La Motte | 0.99% | 1.03% | 1.08% | 1.17% | 1.27% |
| Luxemburg | 0.97% | 1.04% | 1.11% | 1.17% | 1.21% |
| New Vienna | 0.91% | 1.03% | 1.16% | 1.27% | 1.35% |
| Peosta | 0.91% | 0.97% | 1.11% | 1.19% | 1.22% |
| Sherrill | 0.89% | 1.01% | 1.08% | 1.18% | 1.27% |
| Worthington | 0.89% | 0.99% | 1.06% | 1.12% | 1.17% |
| Zwingle | 0.75% | 0.96% | 1.10% | 1.23% | 1.35% |
Source: Ownwell
Property Tax Assessment Values Across Dubuque County, Iowa
In Dubuque County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Dubuque County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Dubuque County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Dubuque County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Among the cities in Dubuque County, Asbury has the highest median tax bill at $4,324, while Luxemburg has the lowest at $1,930.
Average Dubuque County Assessed Value
$216,801
Average Iowa Assessed Value
$167,100
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Dubuque County, Iowa
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Asbury | $221,900 | $265,600 | $319,000 | $391,800 | $468,740 |
| Bellevue | $33,500 | $163,335 | $320,900 | $428,050 | $539,800 |
| Bernard | $108,653 | $162,776 | $230,434 | $323,000 | $418,165 |
| Cascade | $106,180 | $152,486 | $208,700 | $296,496 | $366,730 |
| Dubuque | $89,500 | $141,400 | $197,900 | $280,500 | $403,900 |
| Durango | $128,326 | $187,450 | $260,392 | $342,150 | $469,850 |
| Dyersville | $122,040 | $165,400 | $218,900 | $316,150 | $423,400 |
| Epworth | $138,096 | $188,950 | $252,050 | $326,275 | $413,564 |
| Farley | $136,700 | $177,000 | $229,700 | $321,650 | $422,460 |
| Guttenberg | $154,084 | $217,778 | $276,388 | $329,192 | $387,711 |
| Holy Cross | $130,670 | $171,825 | $224,150 | $297,814 | $362,730 |
| Hopkinton | N/A | N/A | N/A | N/A | N/A |
| La Motte | $135,114 | $211,481 | $247,000 | $339,937 | $478,083 |
| Luxemburg | $90,100 | $132,800 | $180,400 | $215,600 | $289,100 |
| New Vienna | $100,340 | $141,375 | $209,300 | $282,757 | $357,123 |
| Peosta | $224,239 | $287,950 | $351,244 | $435,150 | $523,080 |
| Sherrill | $73,622 | $162,900 | $235,000 | $326,600 | $395,537 |
| Worthington | $115,400 | $146,948 | $192,248 | $274,450 | $377,774 |
| Zwingle | $60,398 | $129,000 | $231,800 | $326,668 | $399,096 |
Source: Ownwell
Property Tax Bills Across Dubuque County, Iowa
In Dubuque County, Iowa, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This assessed value is then multiplied by the local tax rate to determine the annual property tax bill. The median home price in Dubuque County is $216,801, and the property tax rate varies across different towns within the county. For instance, the highest median tax bill is $4,324 in Asbury, while Luxemburg has the lowest at $1,930. Several factors influence the tax bill, including the property's location, size, and any applicable exemptions. Homeowners in Dubuque County can expect tax bills that fall within a wide range: from the 25th percentile at $1,942 to the 90th percentile at $5,206. These property taxes fund essential local services such as schools, public safety, and infrastructure. Compared to the national median property tax rate of 0.99%, Dubuque County's rates reflect the specific needs and budgets of its communities, impacting homeowners differently based on their property's assessed value and location.
Average Dubuque County Tax Bill
$2,714
Average Iowa Tax Bill
$2,508
Average United States Tax Bill
$2,690
Property Tax Bills Across Dubuque County, Iowa
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Asbury | $2,986 | $3,604 | $4,324 | $5,399 | $6,526 |
| Bellevue | $370 | $2,229 | $3,427 | $4,523 | $5,903 |
| Bernard | $955 | $1,580 | $2,349 | $3,251 | $4,234 |
| Cascade | $1,092 | $1,653 | $2,346 | $3,354 | $4,246 |
| Dubuque | $1,228 | $1,880 | $2,610 | $3,620 | $5,114 |
| Durango | $1,236 | $1,782 | $2,642 | $3,679 | $4,923 |
| Dyersville | $1,474 | $1,936 | $2,473 | $3,488 | $4,833 |
| Epworth | $1,436 | $2,077 | $2,800 | $3,711 | $4,701 |
| Farley | $1,494 | $1,949 | $2,460 | $3,475 | $4,736 |
| Guttenberg | $1,468 | $2,194 | $2,770 | $3,331 | $4,374 |
| Holy Cross | $1,186 | $1,618 | $2,116 | $2,929 | $3,613 |
| Hopkinton | N/A | N/A | N/A | N/A | N/A |
| La Motte | $1,520 | $2,234 | $2,967 | $4,082 | $5,554 |
| Luxemburg | $1,164 | $1,570 | $1,930 | $2,424 | $3,281 |
| New Vienna | $1,172 | $1,670 | $2,397 | $3,032 | $3,830 |
| Peosta | $2,198 | $3,052 | $3,787 | $4,678 | $5,560 |
| Sherrill | $915 | $1,670 | $2,531 | $3,522 | $4,510 |
| Worthington | $1,182 | $1,556 | $2,006 | $2,813 | $3,948 |
| Zwingle | $599 | $1,245 | $2,463 | $3,374 | $4,735 |
Source: Ownwell