Pottawattamie County, Iowa Property Taxes
The median property tax rate in Pottawattamie County is 1.73%, which is significantly higher than both the national median of 0.99% and the Iowa state median of 1.54%. With the median home value in Pottawattamie County at $173,400, the typical annual property tax bill reaches $2,932, exceeding the national median of $2,690. Property taxes in Pottawattamie County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Pottawattamie County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Council Bluffs or another part of Pottawattamie County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Pottawattamie County, Iowa Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.73%
Estimate Property Tax Bill
$3,000
$2,784
Ownwell’s Pottawattamie Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Pottawattamie with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Pottawattamie to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Pottawattamie County, Iowa
Property taxes in Pottawattamie County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Pottawattamie County is 1.73%, which is higher than the U.S. national median of 0.99%. Local government entities within the county set these rates annually, and they can vary significantly between different areas within the county. Each year, Pottawattamie County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Council Bluffs has one of the higher property tax rates in the area at 1.84%, while the city of Glenwood boasts one of the lowest at 1.04%. Analyzing how Pottawattamie County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Pottawattamie County Tax Rate
1.73%
Average Iowa Tax Rate
1.54%
Average United States Tax Rate
0.99%
Property Tax Rates Across Pottawattamie County, Iowa
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Avoca | 1.15% | 1.41% | 1.61% | 1.75% | 1.85% |
| Carson | 1.12% | 1.21% | 1.34% | 1.47% | 1.60% |
| Carter Lake | 1.27% | 1.39% | 1.52% | 1.62% | 1.75% |
| Council Bluffs | 1.12% | 1.62% | 1.84% | 2.02% | 2.20% |
| Crescent | 1.15% | 1.24% | 1.34% | 1.49% | 1.58% |
| Elliott | 0.92% | 1.10% | 1.24% | 1.40% | 1.81% |
| Glenwood | N/A | N/A | N/A | N/A | N/A |
| Griswold | 1.03% | 1.14% | 1.20% | 1.28% | 1.44% |
| Hancock | 1.10% | 1.18% | 1.31% | 1.51% | 1.65% |
| Henderson | 0.95% | 1.16% | 1.19% | 1.29% | 1.33% |
| Honey Creek | 1.06% | 1.13% | 1.19% | 1.26% | 1.33% |
| Lewis | 1.11% | 1.16% | 1.26% | 1.32% | 1.37% |
| Macedonia | 1.11% | 1.22% | 1.36% | 1.54% | 1.77% |
| Mc Clelland | 1.09% | 1.14% | 1.27% | 1.44% | 1.51% |
| Minden | 1.14% | 1.22% | 1.38% | 1.47% | 1.54% |
| Missouri Valley | 1.07% | 1.14% | 1.20% | 1.26% | 1.41% |
| Neola | 1.14% | 1.22% | 1.42% | 1.61% | 1.70% |
| Oakland | 1.20% | 1.35% | 1.47% | 1.57% | 1.66% |
| Red Oak | N/A | N/A | N/A | N/A | N/A |
| Shelby | 1.12% | 1.16% | 1.25% | 1.38% | 1.46% |
| Silver City | 1.07% | 1.12% | 1.17% | 1.25% | 1.35% |
| Treynor | 1.11% | 1.20% | 1.48% | 1.57% | 1.64% |
| Underwood | 1.21% | 1.25% | 1.37% | 1.64% | 1.76% |
| Walnut | 1.18% | 1.41% | 1.74% | 1.89% | 1.98% |
Source: Ownwell
Property Tax Assessment Values Across Pottawattamie County, Iowa
In Pottawattamie County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Pottawattamie County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Pottawattamie County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Notably, Underwood has the highest median tax bill at $3,796, while Hancock has the lowest at $1,860. Being aware of these valuation processes in Pottawattamie County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Pottawattamie County, Iowa
Source: Ownwell
$114,500
$204,725
$294,950
Average Pottawattamie County Assessed Value
$173,400
Average Iowa Assessed Value
$167,100
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Pottawattamie County, Iowa
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Avoca | $67,000 | $105,350 | $155,200 | $216,150 | $307,700 |
| Carson | $91,110 | $132,400 | $188,400 | $253,950 | $334,890 |
| Carter Lake | $106,650 | $127,950 | $158,250 | $229,675 | $382,400 |
| Council Bluffs | $90,400 | $122,000 | $168,900 | $258,100 | $374,300 |
| Crescent | $121,220 | $186,000 | $258,500 | $352,900 | $453,260 |
| Elliott | $25,290 | $151,900 | $176,900 | $221,575 | $236,940 |
| Glenwood | N/A | N/A | N/A | N/A | N/A |
| Griswold | $97,910 | $142,650 | $194,300 | $256,750 | $392,780 |
| Hancock | $41,020 | $76,500 | $145,450 | $207,875 | $267,050 |
| Henderson | $111,470 | $138,500 | $234,950 | $319,850 | $344,780 |
| Honey Creek | $142,940 | $202,000 | $278,700 | $378,100 | $484,080 |
| Lewis | $107,460 | $130,000 | $176,800 | $229,600 | $255,040 |
| Macedonia | $49,400 | $88,200 | $145,000 | $215,200 | $309,640 |
| Mc Clelland | $86,600 | $164,150 | $251,800 | $357,700 | $485,500 |
| Minden | $101,820 | $141,700 | $186,200 | $245,800 | $328,040 |
| Missouri Valley | $108,820 | $151,800 | $241,600 | $328,925 | $444,960 |
| Neola | $100,840 | $143,550 | $195,900 | $269,200 | $366,740 |
| Oakland | $79,030 | $119,375 | $156,450 | $209,700 | $288,290 |
| Red Oak | N/A | N/A | N/A | N/A | N/A |
| Shelby | $117,860 | $170,775 | $215,450 | $260,725 | $326,670 |
| Silver City | $156,230 | $217,525 | $294,950 | $378,625 | $459,100 |
| Treynor | $151,320 | $192,200 | $246,700 | $333,200 | $449,840 |
| Underwood | $139,590 | $189,400 | $269,000 | $351,925 | $449,270 |
| Walnut | $47,800 | $77,350 | $114,500 | $167,700 | $212,850 |
Source: Ownwell
Property Tax Bills Across Pottawattamie County, Iowa
In Pottawattamie County, IA, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Various factors influence the assessed value, including the home's market value, location, and any improvements made to the property. For homeowners in Pottawattamie County, the median home price is $173,400. Property tax bills vary significantly within the county, with the 25th percentile tax bill at $2,153 and the 75th percentile tax bill at $4,040. At the higher end, the 90th percentile tax bill reaches $5,698. Comparatively, the city of Underwood has the highest median tax bill at $3,796, while Hancock has the lowest at $1,860. These property tax bills can have a substantial impact on homeowners, influencing their overall housing costs and financial planning. With the national median property tax rate at 0.99%, understanding local tax obligations is crucial for effective budgeting and financial stability.
Average Pottawattamie County Tax Bill
$2,932
Average Iowa Tax Bill
$2,508
Average United States Tax Bill
$2,690
Property Tax Bills Across Pottawattamie County, Iowa
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Avoca | $1,043 | $1,598 | $2,324 | $3,304 | $4,698 |
| Carson | $1,176 | $1,744 | $2,409 | $3,254 | $4,524 |
| Carter Lake | $1,502 | $1,870 | $2,342 | $3,228 | $5,929 |
| Council Bluffs | $1,690 | $2,242 | $3,022 | $4,118 | $5,835 |
| Crescent | $1,538 | $2,432 | $3,366 | $4,620 | $6,068 |
| Elliott | $515 | $1,588 | $1,883 | $2,776 | $3,321 |
| Glenwood | N/A | N/A | N/A | N/A | N/A |
| Griswold | $1,002 | $1,828 | $2,392 | $3,154 | $4,687 |
| Hancock | $490 | $974 | $1,860 | $2,642 | $3,258 |
| Henderson | $1,334 | $1,656 | $2,745 | $3,708 | $3,882 |
| Honey Creek | $1,715 | $2,381 | $3,362 | $4,466 | $5,820 |
| Lewis | $1,230 | $1,706 | $2,308 | $2,782 | $3,207 |
| Macedonia | $751 | $1,297 | $1,995 | $3,008 | $3,815 |
| Mc Clelland | $1,258 | $2,268 | $3,322 | $4,440 | $5,726 |
| Minden | $1,376 | $1,954 | $2,550 | $3,232 | $4,295 |
| Missouri Valley | $1,253 | $1,817 | $2,834 | $3,948 | $5,208 |
| Neola | $1,508 | $1,992 | $2,702 | $3,616 | $4,760 |
| Oakland | $1,172 | $1,677 | $2,312 | $2,970 | $4,002 |
| Red Oak | N/A | N/A | N/A | N/A | N/A |
| Shelby | $1,953 | $2,368 | $2,660 | $3,254 | $3,959 |
| Silver City | $1,928 | $2,528 | $3,418 | $4,316 | $5,486 |
| Treynor | $2,081 | $2,655 | $3,476 | $4,541 | $6,086 |
| Underwood | $1,934 | $2,676 | $3,796 | $5,074 | $6,162 |
| Walnut | $826 | $1,318 | $1,928 | $2,576 | $3,416 |
Source: Ownwell