Breckinridge County, Kentucky Property Taxes
Median Breckinridge County effective property tax rate: 0.96%, slightly lower than the national median of 1.02%.
Median Breckinridge County home value: $64,000
Median annual Breckinridge County tax bill: $536, $1,864 lower than the national median property tax bill of $2,400.
How are property taxes in Breckinridge County calculated?
Property taxes in Breckinridge County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Hardinsburg or another part of Breckinridge County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Breckinridge County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$614
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Property Tax Rates Across Breckinridge County, Kentucky
Local government entities set tax rates, which can vary widely within a state. This is because each county estimates its required budget to provide services annually and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Breckinridge County's effective property tax rate is slightly below the national median, offering a relatively affordable option for property owners compared to other parts of the U.S. However, within Kentucky, there is still considerable variation. For instance, Cloverport has the highest median tax rate in the state, while Fordsville boasts the lowest. This variation highlights the importance of understanding local tax rates when considering property investments. Comparing Breckinridge County's rate to the national median and other counties in Kentucky can provide valuable insights for property owners and prospective buyers. Making informed decisions about property investments requires awareness of these local tax dynamics.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Breckinridge County Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Breckinridge County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cloverport | 0.36% | 0.81% | 1.51% | 1.51% | 1.51% |
| Custer | 0.28% | 0.48% | 0.95% | 1.06% | 1.73% |
| Falls Of Rough | 0.33% | 0.67% | 0.92% | 0.98% | 1.59% |
| Fordsville | 0.26% | 0.67% | 0.76% | 1.02% | 1.26% |
| Garfield | 0.30% | 0.57% | 0.96% | 1.13% | 1.43% |
| Guston | 0.43% | 0.60% | 0.98% | 1.14% | 1.59% |
| Hardinsburg | 0.38% | 0.65% | 0.92% | 0.99% | 1.32% |
| Harned | 0.28% | 0.58% | 0.96% | 1.06% | 1.59% |
| Hudson | 0.38% | 0.64% | 1.00% | 1.25% | 1.76% |
| Irvington | 0.33% | 0.61% | 0.92% | 1.00% | 1.32% |
| Leitchfield | 0.64% | 0.95% | 1.00% | 1.43% | 2.93% |
| Mc Daniels | 0.73% | 0.95% | 0.97% | 1.13% | 1.59% |
| Stephensport | 0.30% | 0.52% | 1.03% | 1.40% | 1.93% |
| Union Star | 0.25% | 0.40% | 0.92% | 1.14% | 1.73% |
| Vine Grove | 0.27% | 0.50% | 0.96% | 1.04% | 1.46% |
| Webster | 0.30% | 0.57% | 0.95% | 1.05% | 1.41% |
| Westview | 0.64% | 0.95% | 1.00% | 1.21% | 1.93% |
| Big Clifty | N/A | N/A | N/A | N/A | N/A |
| Mc Quady | N/A | N/A | N/A | N/A | N/A |
| Payneville | N/A | N/A | N/A | N/A | N/A |
| Rhodelia | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Breckinridge County, Kentucky
When examining property taxes in Breckinridge County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Breckinridge County Property Valuation Administrator estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Breckinridge County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Breckinridge County.
For example, the median tax bill in Breckinridge County is $872, with tax bills ranging significantly across the county. Webster has the highest median home price at $88,000.
Property Tax Assessment Values Across Breckinridge County, Kentucky
Source: Ownwell
$34,000
$61,000
$88,000
Median Breckinridge County Market Value
$64,000
Median Kentucky Market Value
$110,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Breckinridge County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cloverport | $2,000 | $7,000 | $34,000 | $78,000 | $152,080 |
| Custer | $6,500 | $28,625 | $70,000 | $141,500 | $268,300 |
| Falls Of Rough | $5,000 | $20,000 | $85,750 | $194,625 | $310,000 |
| Fordsville | $10,350 | $31,375 | $71,500 | $111,125 | $230,400 |
| Garfield | $8,000 | $20,000 | $65,500 | $136,850 | $219,600 |
| Guston | $6,000 | $18,000 | $54,000 | $126,000 | $208,600 |
| Hardinsburg | $5,500 | $25,000 | $80,000 | $144,500 | $243,200 |
| Harned | $6,000 | $28,000 | $82,000 | $160,000 | $273,600 |
| Hudson | $5,000 | $14,000 | $50,000 | $120,000 | $207,320 |
| Irvington | $5,000 | $22,000 | $65,000 | $122,000 | $217,000 |
| Leitchfield | $2,000 | $8,000 | $45,000 | $112,500 | $180,400 |
| Mc Daniels | $7,000 | $20,000 | $85,000 | $159,500 | $246,500 |
| Stephensport | $4,000 | $10,000 | $35,500 | $96,500 | $169,400 |
| Union Star | $4,000 | $15,000 | $74,500 | $143,000 | $247,800 |
| Vine Grove | $7,460 | $27,250 | $82,000 | $141,100 | $226,400 |
| Webster | $8,000 | $28,750 | $88,000 | $156,000 | $276,380 |
| Westview | $5,000 | $14,000 | $44,500 | $130,000 | $209,200 |
| Big Clifty | N/A | N/A | N/A | N/A | N/A |
| Mc Quady | N/A | N/A | N/A | N/A | N/A |
| Payneville | N/A | N/A | N/A | N/A | N/A |
| Rhodelia | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Breckinridge County, Kentucky
Median Breckinridge County Tax Bill
$536
Median Kentucky Tax Bill
$1,031
Median United States Tax Bill
$2,400
Property Tax Bills Across Breckinridge County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cloverport | $45 | $115 | $347 | $869 | $1,442 |
| Custer | $89 | $203 | $546 | $970 | $1,598 |
| Falls Of Rough | $69 | $159 | $553 | $1,572 | $2,638 |
| Fordsville | $135 | $333 | $510 | $755 | $1,255 |
| Garfield | $106 | $188 | $456 | $843 | $1,448 |
| Guston | $86 | $154 | $329 | $778 | $1,773 |
| Hardinsburg | $96 | $254 | $648 | $1,169 | $1,776 |
| Harned | $94 | $244 | $638 | $1,150 | $1,809 |
| Hudson | $86 | $160 | $410 | $880 | $1,425 |
| Irvington | $79 | $197 | $501 | $945 | $1,514 |
| Leitchfield | $63 | $123 | $428 | $1,011 | $1,545 |
| Mc Daniels | $115 | $280 | $872 | $1,520 | $2,317 |
| Stephensport | $77 | $125 | $264 | $638 | $1,170 |
| Union Star | $85 | $143 | $392 | $892 | $1,292 |
| Vine Grove | $105 | $196 | $522 | $988 | $1,585 |
| Webster | $114 | $262 | $595 | $1,134 | $1,714 |
| Westview | $86 | $179 | $456 | $1,150 | $1,751 |
| Big Clifty | N/A | N/A | N/A | N/A | N/A |
| Mc Quady | N/A | N/A | N/A | N/A | N/A |
| Payneville | N/A | N/A | N/A | N/A | N/A |
| Rhodelia | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell