Whitley County, Kentucky Property Taxes

Name: Property Tax Bills Across Whitley County, Kentucky
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Whitley County effective property tax rate: 0.75%, significantly lower than the national median of 1.02%.
Median Whitley County home value: $32,500
Median annual Whitley County tax bill: $170, $2,230 lower than the national median property tax bill of $2,400.

How are property taxes in Whitley County calculated?

Property taxes in Whitley County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Williamsburg or another part of Whitley County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Whitley County, Kentucky Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.75%

Estimate Property Tax Bill

$244

$226

Ownwell’s Whitley County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Whitley County with just two data points.

By entering your property's estimated assessed value, our calculator applies Whitley County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Whitley County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Whitley County, Kentucky

Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.

Below, you can compare Whitley County's effective property tax rate to other counties in Kentucky or the U.S. median property tax rate. Kentucky's median property tax rate is 0.75%, which is below the national median of 1.02%. This makes Kentucky an attractive option for property owners looking for lower tax rates. Whitley County, with its effective property tax rate, aligns with the state's median rate. This rate is significantly lower than the national average, positioning Whitley County as a favorable location for property investment. By understanding the nuances of property tax rates, property owners can make informed decisions and potentially save on their annual tax bills.

Property Tax Rates Across Whitley County, Kentucky

Source: Ownwell

0.34%

0.55%

0.75%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Whitley County Tax Rate

0.75%

Median Effective Kentucky Tax Rate

1.02%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Whitley County, Kentucky

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Barbourville	0.75%	0.75%	0.75%	0.75%	0.75%
Corbin	0.22%	0.34%	0.34%	0.75%	0.75%
Frakes	0.75%	0.75%	0.75%	0.75%	0.76%
Rockholds	0.32%	0.75%	0.75%	0.75%	0.75%
Siler	0.45%	0.75%	0.75%	0.75%	0.75%
Williamsburg	0.32%	0.46%	0.75%	0.75%	0.75%
Woodbine	0.35%	0.75%	0.75%	0.75%	0.75%
Emlyn	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Whitley County, Kentucky

When examining property taxes in Whitley County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Whitley County Property Valuation Administrator estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Whitley County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Whitley County. For example, the median tax bill in Whitley County is $207, with tax bills ranging significantly across the county. Corbin has the highest median home price at $53,500.

Property Tax Assessment Values Across Whitley County, Kentucky

Source: Ownwell

$12,000

$32,750

$53,500

Median Whitley County Market Value

$32,500

Median Kentucky Market Value

$110,000

Median United States Market Value

$235,294

Property Tax Assessment Values Across Whitley County, Kentucky

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Barbourville	$1,500	$2,950	$12,000	$36,200	$92,436
Corbin	$5,000	$16,500	$53,500	$120,000	$195,000
Frakes	$1,100	$2,300	$12,750	$32,125	$62,775
Rockholds	$2,253	$7,000	$24,600	$60,100	$121,720
Siler	$1,600	$5,000	$14,000	$32,650	$61,000
Williamsburg	$2,000	$7,100	$25,500	$62,000	$127,000
Woodbine	$2,500	$8,150	$28,000	$57,400	$96,000
Emlyn	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Whitley County, Kentucky

Property tax bills in Whitley County, Kentucky, are calculated based on the assessed value of a property and the applicable tax rate. Homeowners in this region experience a median tax bill that is significantly lower than the national median property tax bill of $2,400. In Whitley County, property tax bills vary, with the 25th percentile at $58 and the 75th percentile reaching $415. The highest median tax bill in the county is found in Corbin, at $207, while Frakes sees the lowest median tax bill of $113.

These tax bills are influenced by factors such as the assessed value of the property, which is typically a percentage of the market value, and the specific tax rate set by local authorities. For homeowners, this means that property taxes can represent a manageable expense compared to other regions. However, the impact on homeowners can vary depending on the value of their property and the specific location within the county, affecting their overall financial planning and budgeting.

Property Tax Bills Across Whitley County, Kentucky

Source: Ownwell

$87

$147

$207

Median Whitley County Tax Bill

$170

Median Kentucky Tax Bill

$1,031

Median United States Tax Bill

$2,400

Property Tax Bills Across Whitley County, Kentucky

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Barbourville	$15	$26	$89	$273	$615
Corbin	$27	$75	$207	$489	$867
Frakes	$15	$30	$113	$241	$448
Rockholds	$23	$54	$150	$397	$754
Siler	$19	$38	$87	$219	$388
Williamsburg	$23	$53	$151	$362	$701
Woodbine	$23	$57	$172	$378	$671
Emlyn	N/A	N/A	N/A	N/A	N/A

Source: Ownwell