Westbrook, Cumberland County, Maine Property Taxes

Name: Property Tax Bills Across Westbrook, Cumberland County, Maine
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Westbrook, ME effective property tax rate: 1.81%, significantly higher than the national median of 1.02%, but lower than the Maine state median of 1.57%.
Median Westbrook, ME home value: $217,800
Median annual Westbrook, ME tax bill: $3,941, $1,541 higher than the national median property tax bill of $2,400.

How are property taxes in Cumberland calculated?

Property taxes in Westbrook, ME are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Westbrook’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Westbrook, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Westbrook, Cumberland County, Maine Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.81%

Estimate Property Tax Bill

$3,942

$3,658

Ownwell’s Westbrook Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Westbrook with just two data points. By entering your property's estimated assessed value, our calculator applies Westbrook’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cumberland County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Westbrook, Cumberland County, Maine

Local government entities have the authority to set tax rates, which can vary significantly within a state. This variation occurs because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the fundamental process.

In Westbrook, located in Cumberland County, the effective property tax rate stands out compared to other cities in Maine. The city's rate is notably higher than the national median property tax rate of 1.02%, reflecting the region's unique budgetary needs and property values. This higher rate indicates that homeowners in Westbrook may face larger property tax bills compared to the national median property tax bill of $2400. Understanding these differences is crucial for property owners considering an appeal or exemption, as it highlights the importance of staying informed about local tax policies and how they impact individual finances.

Property Tax Rates Across Westbrook, Cumberland County, Maine

Source: Ownwell

0.59%

1.46%

2.33%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Westbrook Tax Rate

1.81%

Median Effective Cumberland County Tax Rate

1.52%

Median Effective Maine Tax Rate

1.57%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Westbrook, Cumberland County, Maine

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
04092	1.81%	1.81%	1.81%	1.81%	1.81%

Source: Ownwell

Property Tax Assessment Values Across Westbrook, Cumberland County, Maine

When examining property taxes in Westbrook, ME, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Westbrook.

For example, the median home price in Westbrook is $217,800, with tax bills ranging significantly across the county. Zip code 04092 has the highest median home price at $217,800.

Property Tax Assessment Values Across Westbrook, Cumberland County, Maine

Source: Ownwell

$153,100

$402,100

$651,100

Median Westbrook Market Value

$217,800

Median Cumberland County Market Value

$319,900

Median Maine Market Value

$204,200

Median United States Market Value

$235,294

Property Tax Assessment Values Across Westbrook, Cumberland County, Maine

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
04092	$139,960	$185,400	$217,800	$262,700	$315,800

Source: Ownwell

Property Tax Bills Across Westbrook, Cumberland County, Maine

In Westbrook, ME, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The property tax rate is applied to this assessed value to determine the annual tax bill. Homeowners in Westbrook, located in Cumberland County, typically face higher property tax bills compared to the national median. The median property tax bill in Westbrook is $3,941, significantly above the national median of $2,400. Factors influencing these tax bills include property size, location, and local government budgets. High property tax bills can place a financial burden on homeowners, impacting their overall cost of living. Ownwell offers a solution by providing property tax appeal services, helping homeowners potentially lower their tax bills. By conducting a thorough analysis of property assessments, Ownwell identifies discrepancies and advocates for accurate valuations, ensuring homeowners only pay their fair share. This service can lead to substantial savings, alleviating some of the financial pressure associated with high property taxes.

Property Tax Bills Across Westbrook, Cumberland County, Maine

Source: Ownwell

$1,920

$6,426

$10,931

Median Westbrook Tax Bill

$3,941

Median Cumberland County Tax Bill

$4,856

Median Maine Tax Bill

$3,200

Median United States Tax Bill

$2,400

Property Tax Bills Across Westbrook, Cumberland County, Maine

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
04092	$2,533	$3,356	$3,941	$4,755	$5,716

Source: Ownwell