Chesapeake Beach, Calvert County, Maryland Property Taxes

Name: Property Tax Bills Across Chesapeake Beach, Calvert County, Maryland
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chesapeake Beach, MD effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Chesapeake Beach, MD home value: $351,800
Median annual Chesapeake Beach, MD tax bill: $3,241, $841 higher than the national median property tax bill of $2,400.

How are property taxes in Calvert County calculated?

Property taxes in Chesapeake Beach, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Chesapeake Beach’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chesapeake Beach, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chesapeake Beach, Calvert County, Maryland Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.91%

Estimate Property Tax Bill

$3,201

$2,971

Ownwell’s Chesapeake Beach Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chesapeake Beach with just two data points. By entering your property's estimated assessed value, our calculator applies Chesapeake Beach’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Calvert County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chesapeake Beach, Calvert County, Maryland

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Chesapeake Beach, located in Calvert County, Maryland, the effective property tax rate is 0.91%. This rate is below the national median property tax rate of 1.02%, offering some relief to property owners in the area. When compared to other cities within Maryland, Chesapeake Beach maintains a competitive tax environment, as the highest and lowest median tax rates in the state are both 0.91%. This consistency across the region highlights a stable property tax landscape for residents. Despite the lower rate, it is important for property owners to remain vigilant and explore potential savings through property tax appeals and exemptions.

Property Tax Rates Across Chesapeake Beach, Calvert County, Maryland

Source: Ownwell

0.91%

0.99%

1.07%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chesapeake Beach Tax Rate

0.91%

Median Effective Calvert County Tax Rate

1.01%

Median Effective Maryland Tax Rate

1.06%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chesapeake Beach, Calvert County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
20732	0.87%	0.89%	0.91%	0.94%	0.99%

Source: Ownwell

Property Tax Assessment Values Across Chesapeake Beach, Calvert County, Maryland

When examining property taxes in Chesapeake Beach, MD, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calvert County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Calvert County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chesapeake Beach. For example, the median home price in Chesapeake Beach is $351,800, with tax bills ranging significantly across the county. 20732 has the highest median home price at $351,800.

Property Tax Assessment Values Across Chesapeake Beach, Calvert County, Maryland

Source: Ownwell

$226,700

$359,550

$492,400

Median Chesapeake Beach Market Value

$351,800

Median Calvert County Market Value

$346,200

Median Maryland Market Value

$317,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chesapeake Beach, Calvert County, Maryland

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
20732	$219,400	$296,400	$351,800	$478,400	$591,120

Source: Ownwell

Property Tax Bills Across Chesapeake Beach, Calvert County, Maryland

In Chesapeake Beach, located in Calvert County, MD, property tax bills are calculated based on the assessed value of a home, which is determined by local tax assessors. The assessed value is then multiplied by the local tax rate to determine the annual property tax bill. For homeowners in Chesapeake Beach, the tax bill can vary significantly. For instance, the 25th percentile tax bill is $2,692, while the 75th percentile is $4,364, and the 90th percentile reaches $5,379. This variation is influenced by factors such as property location, size, and market conditions. The median home price in the area is $351,800, which is above the national median property tax bill of $2,400. Homeowners in Chesapeake Beach may find themselves paying higher property taxes compared to the national average. Ownwell can help homeowners by appealing their property tax assessments and identifying potential exemptions, ultimately reducing their tax burden and ensuring they only pay their fair share.

Property Tax Bills Across Chesapeake Beach, Calvert County, Maryland

Source: Ownwell

$2,427

$3,487

$4,546

Median Chesapeake Beach Tax Bill

$3,241

Median Calvert County Tax Bill

$3,494

Median Maryland Tax Bill

$3,419

Median United States Tax Bill

$2,400

Property Tax Bills Across Chesapeake Beach, Calvert County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
20732	$2,173	$2,692	$3,241	$4,364	$5,379

Source: Ownwell