Indian Head, Charles County, Maryland Property Taxes
Median Indian Head, MD effective property tax rate: 1.28%, significantly higher than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Indian Head, MD home value: $266,900
Median annual Indian Head, MD tax bill: $3,241, $841 higher than the national median property tax bill of $2,400.
How are property taxes in Charles calculated?
Property taxes in Indian Head, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Indian Head’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Indian Head, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Indian Head, Charles County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.28%
Estimate Property Tax Bill
$3,416
$3,170
Property Tax Rates Across Indian Head, Charles County, Maryland
Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Indian Head’s effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Indian Head, located in Charles County, has a property tax rate of 1.28%, which aligns with the county's median. This rate stands above the national median property tax rate of 1.02%. The property tax bill in Indian Head reflects this rate, generally resulting in higher annual payments compared to the national median of $2400. Such rates are crucial for funding local services, impacting community quality of life. Understanding these rates helps property owners make informed decisions and explore potential savings through property tax appeals and exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Indian Head Tax Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charles County Tax Rate
1.34%
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Indian Head, Charles County, Maryland
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
20640 | 1.08% | 1.17% | 1.28% | 1.37% | 1.56% |
Source: Ownwell
Property Tax Assessment Values Across Indian Head, Charles County, Maryland
When examining property taxes in Indian Head, MD, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charles County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Charles County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Indian Head. For example, the median home price in Indian Head is $266,900, with tax bills ranging significantly across the county. Zip code 20640 has the highest median home price at $266,900.
Property Tax Assessment Values Across Indian Head, Charles County, Maryland
Source: Ownwell

$219,900
$345,350
$470,800
Median Indian Head Market Value
$266,900
Median Charles County Market Value
$334,400
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Indian Head, Charles County, Maryland
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
20640 | $65,800 | $206,800 | $266,900 | $358,100 | $497,520 |
Source: Ownwell
Property Tax Bills Across Indian Head, Charles County, Maryland
In Indian Head, located in Charles County, MD, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The median home price here is $266,900, which is slightly above the national median property tax rate of 1.02%. Homeowners in Indian Head experience a wide range of tax bills, with the 25th percentile at $2,669 and the 75th percentile reaching $4,622. At the 90th percentile, tax bills can soar to $6,196, indicating significant variability based on property values and tax rates. For homeowners, these taxes represent a substantial annual expense, impacting household budgets and financial planning.
Ownwell offers valuable assistance to homeowners in Indian Head by helping them appeal their property tax assessments. By reviewing and ensuring the accuracy of property assessments, Ownwell can potentially reduce tax bills, providing significant savings. This service is particularly beneficial for those whose tax bills are at the higher end of the spectrum, helping to alleviate the financial burden and ensure fair taxation.
Median Indian Head Tax Bill
$3,241
Median Charles County Tax Bill
$4,464
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Indian Head, Charles County, Maryland
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
20640 | $1,026 | $2,669 | $3,241 | $4,622 | $6,196 |
Source: Ownwell