Saugus, Essex County, Massachusetts Property Taxes

Name: Property Tax Bills Across Saugus, Essex County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saugus, MA effective property tax rate: 1.13%, significantly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Saugus, MA home value: $520,200
Median annual Saugus, MA tax bill: $5,857, $3,457 higher than the national median property tax bill of $2,400.

How are property taxes in Essex calculated?

Property taxes in Saugus, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saugus’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saugus, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saugus, Essex County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.13%

Estimate Property Tax Bill

$5,878

$5,455

Ownwell’s Saugus Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saugus with just two data points.

By entering your property's estimated assessed value, our calculator applies Saugus’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Essex County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saugus, Essex County, Massachusetts

Local government entities set property tax rates, which can vary widely within a state. The reason behind this variation is that each county annually estimates its required budget to provide essential services and divides that amount by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although the process involves votes and laws to set tax rates and budgets, this is essentially how it works each year.

In Saugus, Essex County, the effective property tax rate is notably higher than the national median of 1.02%. This places Saugus above the national average, reflecting the region's commitment to maintaining quality public services through property taxes. However, within Massachusetts, Saugus's tax rate aligns with the state median, indicating a balance between local needs and state standards. For residents, understanding these rates is crucial, as they directly impact annual property tax bills. Comparing Saugus's rates with those in other Massachusetts cities and the national figures provides valuable insight into the local tax landscape and helps property owners make informed decisions.

Property Tax Rates Across Saugus, Essex County, Massachusetts

Source: Ownwell

0.77%

1.25%

1.74%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saugus Tax Rate

1.13%

Median Effective Essex County Tax Rate

1.12%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saugus, Essex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
01906	1.13%	1.13%	1.13%	1.13%	1.13%

Source: Ownwell

Property Tax Assessment Values Across Saugus, Essex County, Massachusetts

When examining property taxes in Saugus, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Essex County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saugus. For example, the median home price in Saugus is $520,200, with tax bills ranging significantly across the county. Zip code 01906 has the highest median home price at $520,200.

Property Tax Assessment Values Across Saugus, Essex County, Massachusetts

Source: Ownwell

$258,000

$568,450

$878,900

Median Saugus Market Value

$520,200

Median Essex County Market Value

$545,500

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saugus, Essex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
01906	$421,660	$465,700	$520,200	$612,850	$746,500

Source: Ownwell

Property Tax Bills Across Saugus, Essex County, Massachusetts

In Saugus, Essex County, Massachusetts, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by the local assessor and reflects the property's fair market value. Homeowners in Saugus face a median property tax bill of $5,857, significantly higher than the national median of $2,400. This substantial tax burden can be attributed to the area's high median home price of $520,200. Factors influencing the tax bill include property size, location, and improvements made to the home. Homeowners in the 25th percentile pay around $5,243, while those in the 90th percentile face a bill of approximately $8,406. Ownwell can assist homeowners by identifying opportunities for tax appeals and exemptions, potentially lowering their tax bills. By analyzing property assessments and market conditions, Ownwell ensures that homeowners are not overpaying. This service can provide significant savings, making homeownership more affordable in high-tax areas like Saugus.

Property Tax Bills Across Saugus, Essex County, Massachusetts

Source: Ownwell

$2,621

$8,030

$13,438

Median Saugus Tax Bill

$5,857

Median Essex County Tax Bill

$6,145

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Saugus, Essex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
01906	$4,747	$5,243	$5,857	$6,900	$8,406

Source: Ownwell