Westfield, Hampden County, Massachusetts Property Taxes

Name: Property Tax Bills Across Westfield, Hampden County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Westfield, MA effective property tax rate: 1.70%, significantly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Westfield, MA home value: $266,500
Median annual Westfield, MA tax bill: $4,518, $2,118 higher than the national median property tax bill of $2,400.

How are property taxes in Hampden County calculated?

Property taxes in Westfield, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Westfield’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Westfield, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Westfield, Hampden County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.7%

Estimate Property Tax Bill

$4,531

$4,204

Ownwell’s Westfield Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Westfield with just two data points. By entering your property's estimated assessed value, our calculator applies Westfield’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hampden County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Westfield, Hampden County, Massachusetts

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Westfield’s effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.

Property Tax Rates Across Westfield, Hampden County, Massachusetts

Source: Ownwell

1.31%

1.80%

2.29%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Westfield Tax Rate

1.70%

Median Effective Hampden County Tax Rate

1.70%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Westfield, Hampden County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
01085	1.70%	1.70%	1.70%	1.70%	1.70%

Source: Ownwell

Property Tax Assessment Values Across Westfield, Hampden County, Massachusetts

When examining property taxes in Westfield, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hampden County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Hampden County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Westfield. For example, the median home price in Westfield is $266,500, with tax bills ranging significantly across the county. Zip code 01085 has the highest median home price at $266,500.

Property Tax Assessment Values Across Westfield, Hampden County, Massachusetts

Source: Ownwell

$59,100

$292,600

$526,100

Median Westfield Market Value

$266,500

Median Hampden County Market Value

$245,200

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Westfield, Hampden County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
01085	$199,810	$229,700	$266,500	$332,606	$437,680

Source: Ownwell

Property Tax Bills Across Westfield, Hampden County, Massachusetts

In Westfield, located in Hampden County, MA, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The median home price in Westfield stands at $266,500. Tax rates are applied to this assessed value to determine the annual tax bill. The property tax bill for homeowners in Westfield can vary significantly, with the 25th percentile at $3,900 and the 75th percentile reaching $5,634. This is notably higher than the national median property tax bill of $2,400. Factors such as home improvements, neighborhood developments, and market trends can influence the assessed value and, consequently, the tax bill. Homeowners in Westfield often face tax bills that can strain their finances, especially when compared to the national median rate of 1.02%. Ownwell assists homeowners by offering property tax appeal services, potentially lowering the assessed value and thus the tax bill. By leveraging local expertise, Ownwell helps clients navigate complex tax regulations and secure significant savings.

Property Tax Bills Across Westfield, Hampden County, Massachusetts

Source: Ownwell

$1,008

$5,015

$9,021

Median Westfield Tax Bill

$4,518

Median Hampden County Tax Bill

$4,101

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Westfield, Hampden County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
01085	$3,393	$3,900	$4,518	$5,636	$7,424

Source: Ownwell