Auburn, Bay County, Michigan Property Taxes
Median Auburn, MI effective property tax rate: 0.89%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Auburn, MI home value: $157,150
Median annual Auburn, MI tax bill: $1,633, $767 lower than the national median property tax bill of $2,400.
How are property taxes in Bay calculated?
Property taxes in Auburn, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Auburn’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Auburn, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Auburn, Bay County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.89%
Estimate Property Tax Bill
$1,399
$1,298
Property Tax Rates Across Auburn, Bay County, Michigan
Local government entities are responsible for setting property tax rates, which can differ significantly even within the same state. This is because each county, such as Bay County, estimates its necessary budget to fund services annually. They then divide this budget by the total value of all taxable properties in their jurisdiction, arriving at the property tax rate. Although setting tax rates and budgets involves votes and legislation, this is the core of the annual process.
In Auburn, located in Bay County, Michigan, you can compare the effective property tax rate to other cities in Michigan, as well as to the median property tax rates in both Michigan and the U.S. Auburn’s median property tax rate stands at 0.89%, which is below the national median of 1.02%. This suggests that property owners in Auburn may benefit from lower property tax bills compared to the national average, where the median property tax bill is $2,400. Understanding these differences can help property owners make informed decisions about property investments and financial planning.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Auburn Tax Rate
0.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bay County Tax Rate
1.00%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Auburn, Bay County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
48611 | 0.69% | 0.77% | 0.89% | 1.49% | 1.75% |
Source: Ownwell
Property Tax Assessment Values Across Auburn, Bay County, Michigan
When examining property taxes in Auburn, Michigan, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bay County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Bay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Auburn. For example, the median home price in Auburn is $157,150, with tax bills ranging significantly across the county. Zip code 48611 has the highest median home price at $157,150.
Property Tax Assessment Values Across Auburn, Bay County, Michigan
Source: Ownwell

$84,800
$137,700
$190,600
Median Auburn Market Value
$157,150
Median Bay County Market Value
$117,300
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Auburn, Bay County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
48611 | $91,600 | $119,275 | $157,150 | $224,800 | $309,550 |
Source: Ownwell
Property Tax Bills Across Auburn, Bay County, Michigan
Median Auburn Tax Bill
$1,633
Median Bay County Tax Bill
$1,271
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Auburn, Bay County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
48611 | $870 | $1,154 | $1,633 | $2,393 | $3,333 |
Source: Ownwell