Mackinac County, Michigan Property Taxes

Name: Property Tax Bills Across Mackinac County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Mackinac County effective property tax rate: 0.81%, significantly lower than the national median of 1.02%.
Median Mackinac County home value: $123,200
Median annual Mackinac County tax bill: $942, $1,458 lower than the national median property tax bill of $2,400.

How are property taxes in Mackinac County calculated?

Property taxes in Mackinac County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in St. Ignace or another part of Mackinac County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Mackinac County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.81%

Estimate Property Tax Bill

$998

$926

Ownwell’s Mackinac County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Mackinac County with just two data points. By entering your property's estimated assessed value, our calculator applies Mackinac County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Mackinac County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Mackinac County, Michigan

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Mackinac County's effective property tax rate to other counties in Michigan or the U.S. median property tax rate. Mackinac County has a median property tax rate of 0.81%, which is below the national median of 1.02%. Within Michigan, the highest median tax rate is found in Mc Millan at 1.25%, while the lowest is in Pointe Aux Pins at 0.40%. Understanding these variations can help property owners make informed decisions about appealing their property tax assessments and potentially save money.

Property Tax Rates Across Mackinac County, Michigan

Source: Ownwell

0.37%

0.81%

1.25%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Mackinac County Taxx Rate

0.81%

Median Effective Michigan Taxx Rate

1.07%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Mackinac County, Michigan

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Bois Blanc Island	0.21%	0.24%	0.37%	0.42%	0.52%
Cedarville	0.64%	0.80%	1.05%	1.44%	1.68%
Curtis	0.38%	0.44%	0.92%	1.19%	1.35%
Engadine	0.67%	0.73%	1.18%	1.65%	1.78%
Fibre	N/A	N/A	N/A	N/A	N/A
Germfask	0.41%	0.47%	0.93%	1.18%	1.41%
Goetzville	N/A	N/A	N/A	N/A	N/A
Gould City	0.32%	0.37%	0.78%	1.08%	1.21%
Hessel	0.33%	0.42%	0.75%	1.19%	1.57%
Mackinac Island	0.50%	0.59%	0.75%	0.86%	0.95%
Mcmillan	N/A	N/A	N/A	N/A	N/A
Mc Millan	0.44%	0.95%	1.25%	1.85%	1.98%
Moran	0.32%	0.42%	0.69%	1.01%	1.30%
Naubinway	0.38%	0.66%	1.04%	1.62%	1.85%
Pickford	0.23%	0.30%	0.37%	0.40%	0.45%
Pointe Aux Pins	0.24%	0.33%	0.40%	0.45%	0.50%
Rudyard	0.27%	0.43%	0.64%	1.06%	1.36%
Saint Ignace	0.43%	0.54%	0.90%	1.09%	1.32%

Source: Ownwell

Property Tax Assessment Values Across Mackinac County, Michigan

When examining property taxes in Mackinac County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mackinac County Equalization Department estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Mackinac County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mackinac County. For example, the median tax bill in Mackinac County is $1,852, with tax bills ranging significantly across the county. Mackinac Island has the highest median home price at $444,800.

Property Tax Assessment Values Across Mackinac County, Michigan

Source: Ownwell

$4,700

$224,750

$444,800

Median Mackinac County Market Value

$123,200

Median Michigan Market Value

$177,800

Median United States Market Value

$244,900

Property Tax Assessment Values Across Mackinac County, Michigan

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Bois Blanc Island	$1,300	$2,400	$4,700	$12,600	$36,400
Cedarville	$57,360	$110,100	$193,400	$328,000	$533,400
Curtis	$35,520	$61,000	$115,100	$184,750	$297,680
Engadine	$17,618	$50,438	$91,664	$138,292	$202,469
Fibre	N/A	N/A	N/A	N/A	N/A
Germfask	$47,400	$95,600	$161,200	$229,400	$312,280
Goetzville	N/A	N/A	N/A	N/A	N/A
Gould City	$27,000	$52,400	$97,000	$154,200	$230,080
Hessel	$42,760	$74,600	$130,400	$206,000	$315,760
Mackinac Island	$4,900	$248,900	$444,800	$703,300	$1,112,000
Mcmillan	N/A	N/A	N/A	N/A	N/A
Mc Millan	$57,760	$79,000	$85,400	$145,400	$220,880
Moran	$40,600	$70,950	$120,600	$190,200	$317,300
Naubinway	$17,152	$39,564	$80,365	$144,912	$234,640
Pickford	$46,200	$68,100	$109,600	$161,300	$218,600
Pointe Aux Pins	$3,700	$18,200	$86,200	$172,700	$263,460
Rudyard	$29,840	$48,400	$78,800	$115,800	$159,000
Saint Ignace	$55,280	$92,800	$137,200	$192,600	$290,440

Source: Ownwell

Property Tax Bills Across Mackinac County, Michigan

In Mackinac County, property tax bills are determined by assessing the market value of a home and applying the local tax rate. The tax bill reflects a combination of factors, including the property's assessed value and the specific rate set by local taxing authorities. Homeowners in this county experience a wide range of property tax bills. The median home price stands at $123,200, influencing the typical tax bill. For those at the lower end, the 25th percentile tax bill is $426, while the 75th percentile sees bills around $1,852. At the high end, the 90th percentile tax bill reaches $3,461. Mackinac Island has the highest median tax bill at $3,682, contrasting sharply with Pointe Aux Pins, where the lowest median tax bill is $341. These figures highlight the variability in tax obligations based on location and property value. Compared to the national median property tax rate of 1.02%, Mackinac County's property tax bills can significantly affect homeowners' financial planning and budgeting.

Property Tax Bills Across Mackinac County, Michigan

Source: Ownwell

$15

$1,849

$3,682

Median Mackinac County Tax Bill

$942

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,690

Property Tax Bills Across Mackinac County, Michigan

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Bois Blanc Island	$4	$8	$15	$41	$135
Cedarville	$552	$1,032	$2,039	$3,760	$5,832
Curtis	$260	$454	$845	$1,541	$2,469
Engadine	$278	$516	$934	$1,607	$2,467
Fibre	N/A	N/A	N/A	N/A	N/A
Germfask	$389	$701	$1,168	$2,047	$2,826
Goetzville	N/A	N/A	N/A	N/A	N/A
Gould City	$197	$323	$598	$1,051	$1,723
Hessel	$244	$482	$878	$1,634	$3,285
Mackinac Island	$1,099	$2,195	$3,682	$5,286	$8,296
Mcmillan	N/A	N/A	N/A	N/A	N/A
Mc Millan	$538	$789	$1,530	$1,582	$2,142
Moran	$226	$424	$788	$1,339	$2,263
Naubinway	$148	$283	$704	$1,677	$3,003
Pickford	$138	$217	$402	$579	$849
Pointe Aux Pins	$17	$76	$341	$678	$1,041
Rudyard	$170	$249	$468	$769	$1,170
Saint Ignace	$401	$680	$1,128	$1,751	$2,410

Source: Ownwell