Mackinac County, Michigan Property Taxes
The median property tax rate in Mackinac County is 0.81%, which is lower than both the national median of 0.99% and the Michigan state median of 1.07%. With the median home value in Mackinac County, the typical annual property tax bill is $942, significantly below the national median of $2,690. Property taxes in Mackinac County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Mackinac County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in St. Ignace or another part of Mackinac County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Mackinac County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.81%
Estimate Property Tax Bill
$998
$926
Ownwell’s Mackinac County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Mackinac County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Mackinac County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Mackinac County, Michigan
Property taxes in Mackinac County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Mackinac County is 0.81%, which is lower than both the Michigan state median and the U.S. national median of 0.99%. Local government entities within Mackinac County set these rates annually, and they can vary significantly between different areas within the county. Each year, Mackinac County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Mackinac County's effective property tax rate with other counties in Michigan and the national median. For comparison, the city of Mc Millan has one of the higher property tax rates in Michigan at 1.25%, while the city of Pointe Aux Pins boasts one of the lowest at 0.40%. Analyzing how Mackinac County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Mackinac County Tax Rate
0.81%
Average Michigan Tax Rate
1.07%
Average United States Tax Rate
0.99%
Property Tax Rates Across Mackinac County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bois Blanc Island | 0.21% | 0.24% | 0.37% | 0.42% | 0.52% |
| Cedarville | 0.64% | 0.80% | 1.05% | 1.44% | 1.68% |
| Curtis | 0.38% | 0.44% | 0.92% | 1.19% | 1.35% |
| Engadine | 0.67% | 0.73% | 1.18% | 1.65% | 1.78% |
| Fibre | N/A | N/A | N/A | N/A | N/A |
| Germfask | 0.41% | 0.47% | 0.93% | 1.18% | 1.41% |
| Goetzville | N/A | N/A | N/A | N/A | N/A |
| Gould City | 0.32% | 0.37% | 0.78% | 1.08% | 1.21% |
| Hessel | 0.33% | 0.42% | 0.75% | 1.19% | 1.57% |
| Mackinac Island | 0.50% | 0.59% | 0.75% | 0.86% | 0.95% |
| Mcmillan | N/A | N/A | N/A | N/A | N/A |
| Mc Millan | 0.44% | 0.95% | 1.25% | 1.85% | 1.98% |
| Moran | 0.32% | 0.42% | 0.69% | 1.01% | 1.30% |
| Naubinway | 0.38% | 0.66% | 1.04% | 1.62% | 1.85% |
| Pickford | 0.23% | 0.30% | 0.37% | 0.40% | 0.45% |
| Pointe Aux Pins | 0.24% | 0.33% | 0.40% | 0.45% | 0.50% |
| Rudyard | 0.27% | 0.43% | 0.64% | 1.06% | 1.36% |
| Saint Ignace | 0.43% | 0.54% | 0.90% | 1.09% | 1.32% |
Source: Ownwell
Property Tax Assessment Values Across Mackinac County, Michigan
In Mackinac County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Mackinac County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Mackinac County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Mackinac Island has the highest median tax bill at $3,682, while Pointe Aux Pins has the lowest at $341. Being aware of these valuation processes in Mackinac County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Mackinac County, Michigan
Source: Ownwell
$4,700
$224,750
$444,800
Average Mackinac County Assessed Value
$123,200
Average Michigan Assessed Value
$177,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Mackinac County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bois Blanc Island | $1,300 | $2,400 | $4,700 | $12,600 | $36,400 |
| Cedarville | $57,360 | $110,100 | $193,400 | $328,000 | $533,400 |
| Curtis | $35,520 | $61,000 | $115,100 | $184,750 | $297,680 |
| Engadine | $17,618 | $50,438 | $91,664 | $138,292 | $202,469 |
| Fibre | N/A | N/A | N/A | N/A | N/A |
| Germfask | $47,400 | $95,600 | $161,200 | $229,400 | $312,280 |
| Goetzville | N/A | N/A | N/A | N/A | N/A |
| Gould City | $27,000 | $52,400 | $97,000 | $154,200 | $230,080 |
| Hessel | $42,760 | $74,600 | $130,400 | $206,000 | $315,760 |
| Mackinac Island | $4,900 | $248,900 | $444,800 | $703,300 | $1,112,000 |
| Mcmillan | N/A | N/A | N/A | N/A | N/A |
| Mc Millan | $57,760 | $79,000 | $85,400 | $145,400 | $220,880 |
| Moran | $40,600 | $70,950 | $120,600 | $190,200 | $317,300 |
| Naubinway | $17,152 | $39,564 | $80,365 | $144,912 | $234,640 |
| Pickford | $46,200 | $68,100 | $109,600 | $161,300 | $218,600 |
| Pointe Aux Pins | $3,700 | $18,200 | $86,200 | $172,700 | $263,460 |
| Rudyard | $29,840 | $48,400 | $78,800 | $115,800 | $159,000 |
| Saint Ignace | $55,280 | $92,800 | $137,200 | $192,600 | $290,440 |
Source: Ownwell
Property Tax Bills Across Mackinac County, Michigan
In Mackinac County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor’s office. This assessed value is a percentage of the market value of the property. Several factors influence the final tax bill, including the property’s location, size, and any applicable exemptions or deductions. For example, the median home price in Mackinac County is $123,200, and tax bills can vary significantly. At the 25th percentile, homeowners might see a tax bill of around $426, while those at the 75th percentile could pay approximately $1,852. At the higher end, the 90th percentile tax bill reaches up to $3,461. The highest median tax bill in the county is found in Mackinac Island at $3,682, whereas the lowest is in Pointe Aux Pins at $341. These variations in tax bills can significantly impact homeowners, influencing their overall cost of living and potentially their ability to afford and maintain their properties. Compared to the national median property tax rate of 0.99%, Mackinac County's rates reflect a broad range of financial obligations for its residents.
Average Mackinac County Tax Bill
$942
Average Michigan Tax Bill
$1,795
Average United States Tax Bill
$2,690
Property Tax Bills Across Mackinac County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bois Blanc Island | $4 | $8 | $15 | $41 | $135 |
| Cedarville | $552 | $1,032 | $2,039 | $3,760 | $5,832 |
| Curtis | $260 | $454 | $845 | $1,541 | $2,469 |
| Engadine | $278 | $516 | $934 | $1,607 | $2,467 |
| Fibre | N/A | N/A | N/A | N/A | N/A |
| Germfask | $389 | $701 | $1,168 | $2,047 | $2,826 |
| Goetzville | N/A | N/A | N/A | N/A | N/A |
| Gould City | $197 | $323 | $598 | $1,051 | $1,723 |
| Hessel | $244 | $482 | $878 | $1,634 | $3,285 |
| Mackinac Island | $1,099 | $2,195 | $3,682 | $5,286 | $8,296 |
| Mcmillan | N/A | N/A | N/A | N/A | N/A |
| Mc Millan | $538 | $789 | $1,530 | $1,582 | $2,142 |
| Moran | $226 | $424 | $788 | $1,339 | $2,263 |
| Naubinway | $148 | $283 | $704 | $1,677 | $3,003 |
| Pickford | $138 | $217 | $402 | $579 | $849 |
| Pointe Aux Pins | $17 | $76 | $341 | $678 | $1,041 |
| Rudyard | $170 | $249 | $468 | $769 | $1,170 |
| Saint Ignace | $401 | $680 | $1,128 | $1,751 | $2,410 |
Source: Ownwell