Macomb County, Michigan Property Taxes
The median property tax rate in Macomb County is 1.19%, which is notably higher than both the national median of 0.99% and Michigan's state median of 1.07%. With a median home value of $209,990, the typical annual property tax bill in Macomb County amounts to $2,603, slightly below the national median of $2,690. Property taxes here are calculated based on the tax assessed value, which is often lower than the actual market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Macomb County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Warren or another part of Macomb County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Macomb County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.19%
Estimate Property Tax Bill
$2,499
$2,319
Ownwell’s Macomb County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Macomb County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Macomb County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Macomb County, Michigan
Property taxes in Macomb County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Macomb County is 1.19%, which is higher than the U.S. national median of 0.99%. Local government entities within Macomb County set these rates annually, and they can vary significantly between different areas within the county. Each year, Macomb County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Macomb County's effective property tax rate with other regions in Michigan and the national median. For comparison, the city of Grosse Pointe Woods has one of the higher property tax rates in Michigan at 2.01%, while the city of Rochester boasts one of the lowest at 0.62%. Analyzing how Macomb County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Macomb County Tax Rate
1.19%
Average Michigan Tax Rate
1.07%
Average United States Tax Rate
0.99%
Property Tax Rates Across Macomb County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Armada | 0.58% | 0.65% | 0.71% | 0.90% | 1.01% |
| Bruce Twp | N/A | N/A | N/A | N/A | N/A |
| Center Line | 1.12% | 1.19% | 1.33% | 1.79% | 2.37% |
| Chesterfield | 0.65% | 0.72% | 0.85% | 1.04% | 1.17% |
| Chesterfield Township | N/A | N/A | N/A | N/A | N/A |
| Clinton Township | 0.73% | 0.82% | 0.95% | 1.17% | 1.42% |
| Eastpointe | 1.39% | 1.52% | 1.88% | 2.51% | 3.01% |
| Fraser | 1.26% | 1.35% | 1.59% | 2.04% | 2.34% |
| Grosse Pointe Shores | 1.12% | 1.40% | 1.85% | 2.09% | 2.17% |
| Grosse Pointe Woods | N/A | N/A | N/A | N/A | N/A |
| Harrison Township | N/A | N/A | N/A | N/A | N/A |
| Lenox | 0.52% | 0.62% | 0.77% | 0.94% | 1.17% |
| Macomb | 0.64% | 0.75% | 0.87% | 1.00% | 1.15% |
| Memphis | 1.05% | 1.18% | 1.28% | 1.70% | 1.85% |
| Mount Clemens | 1.41% | 1.62% | 1.89% | 2.39% | 2.79% |
| New Baltimore | 0.92% | 1.10% | 1.23% | 1.51% | 1.70% |
| New Haven | 0.78% | 0.87% | 1.25% | 1.50% | 1.73% |
| Ray | 0.80% | 0.87% | 0.99% | 1.15% | 1.31% |
| Richmond | 0.63% | 0.80% | 1.26% | 1.61% | 1.94% |
| Rochester | 0.46% | 0.51% | 0.62% | 0.70% | 0.80% |
| Romeo | N/A | N/A | N/A | N/A | N/A |
| Roseville | 0.76% | 0.81% | 0.98% | 1.32% | 1.58% |
| Saint Clair Shores | 1.20% | 1.32% | 1.52% | 2.09% | 2.37% |
| Shelby Township | 0.53% | 0.60% | 0.70% | 0.85% | 0.95% |
| Sterling Heights | 1.01% | 1.11% | 1.27% | 1.61% | 1.87% |
| Utica | 0.81% | 0.91% | 1.23% | 1.57% | 1.87% |
| Warren | 1.30% | 1.41% | 1.68% | 2.25% | 2.67% |
| Washington | 0.60% | 0.69% | 0.79% | 0.94% | 1.06% |
Source: Ownwell
Property Tax Assessment Values Across Macomb County, Michigan
In Macomb County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Macomb County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Macomb County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Macomb County, Grosse Pointe Shores has the highest median tax bill at $9,248, while Roseville has the lowest at $1,286. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Macomb County Assessed Value
$209,990
Average Michigan Assessed Value
$177,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Macomb County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Armada | $134,520 | $197,000 | $266,400 | $369,900 | $485,760 |
| Bruce Twp | N/A | N/A | N/A | N/A | N/A |
| Center Line | $98,720 | $110,600 | $130,200 | $155,800 | $181,280 |
| Chesterfield | $121,000 | $191,200 | $252,400 | $317,600 | $381,200 |
| Chesterfield Township | N/A | N/A | N/A | N/A | N/A |
| Clinton Township | $115,400 | $155,000 | $209,400 | $273,200 | $342,200 |
| Eastpointe | $83,400 | $98,600 | $121,000 | $146,200 | $163,400 |
| Fraser | $102,520 | $161,000 | $191,400 | $241,200 | $299,800 |
| Grosse Pointe Shores | $50,200 | $455,600 | $525,800 | $628,200 | $1,403,360 |
| Grosse Pointe Woods | N/A | N/A | N/A | N/A | N/A |
| Harrison Township | N/A | N/A | N/A | N/A | N/A |
| Lenox | $149,500 | $200,300 | $269,500 | $362,600 | $485,600 |
| Macomb | $221,400 | $285,600 | $356,400 | $407,800 | $457,000 |
| Memphis | $37,040 | $115,200 | $150,200 | $200,400 | $252,400 |
| Mount Clemens | $75,980 | $109,750 | $142,400 | $172,850 | $214,400 |
| New Baltimore | $85,000 | $174,800 | $265,400 | $340,400 | $411,780 |
| New Haven | $116,800 | $168,300 | $228,600 | $271,650 | $311,900 |
| Ray | $169,820 | $233,400 | $325,100 | $469,900 | $609,460 |
| Richmond | $139,200 | $183,600 | $241,000 | $321,300 | $432,520 |
| Rochester | $226,560 | $270,200 | $395,600 | $534,000 | $634,200 |
| Romeo | N/A | N/A | N/A | N/A | N/A |
| Roseville | $80,800 | $103,000 | $132,400 | $155,000 | $178,400 |
| Saint Clair Shores | $124,400 | $156,200 | $177,000 | $209,200 | $269,980 |
| Shelby Township | $161,400 | $211,800 | $301,200 | $421,200 | $529,240 |
| Sterling Heights | $165,800 | $212,400 | $248,000 | $287,400 | $357,600 |
| Utica | $144,960 | $199,650 | $244,100 | $437,950 | $583,200 |
| Warren | $62,500 | $90,720 | $168,040 | $200,680 | $230,524 |
| Washington | $100,000 | $245,800 | $364,200 | $518,200 | $652,000 |
Source: Ownwell
Property Tax Bills Across Macomb County, Michigan
In Macomb County, MI, property tax bills are calculated based on the assessed value of a home, which is typically 50% of the property's market value. For a median home price of $209,990, this would result in an assessed value of approximately $104,995. The local tax rate is then applied to this assessed value to determine the tax bill. Various factors influence the final tax amount, including millage rates set by local governments and school districts, as well as any applicable exemptions or deductions. Homeowners in Macomb County experience a wide range in property tax bills, reflecting the diversity in property values and local tax rates. For instance, tax bills range from $1,803 at the 25th percentile to $4,691 at the 90th percentile. Grosse Pointe Shores has the highest median tax bill at $9,248, while Roseville has the lowest at $1,286. These variations significantly impact homeowners, influencing their financial planning and overall cost of living. Compared to the national median property tax rate of 0.99%, Macomb County's rates can represent a substantial expense for residents.
Average Macomb County Tax Bill
$2,603
Average Michigan Tax Bill
$1,795
Average United States Tax Bill
$2,690
Property Tax Bills Across Macomb County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Armada | $1,020 | $1,452 | $2,090 | $2,890 | $4,037 |
| Bruce Twp | N/A | N/A | N/A | N/A | N/A |
| Center Line | $1,218 | $1,483 | $1,912 | $2,519 | $3,324 |
| Chesterfield | $1,111 | $1,576 | $2,182 | $2,910 | $3,765 |
| Chesterfield Township | N/A | N/A | N/A | N/A | N/A |
| Clinton Township | $1,059 | $1,456 | $2,079 | $2,763 | $3,657 |
| Eastpointe | $1,500 | $1,851 | $2,304 | $2,958 | $3,772 |
| Fraser | $1,857 | $2,438 | $3,153 | $4,141 | $5,286 |
| Grosse Pointe Shores | $1,286 | $5,951 | $9,248 | $12,008 | $26,750 |
| Grosse Pointe Woods | N/A | N/A | N/A | N/A | N/A |
| Harrison Township | N/A | N/A | N/A | N/A | N/A |
| Lenox | $1,055 | $1,481 | $2,142 | $2,979 | $4,091 |
| Macomb | $1,811 | $2,301 | $3,051 | $3,792 | $4,502 |
| Memphis | $618 | $1,543 | $2,029 | $2,712 | $3,606 |
| Mount Clemens | $1,551 | $2,012 | $2,687 | $3,574 | $4,695 |
| New Baltimore | $1,345 | $2,271 | $3,398 | $4,344 | $5,562 |
| New Haven | $1,149 | $1,723 | $2,434 | $3,771 | $4,585 |
| Ray | $1,729 | $2,300 | $3,297 | $4,621 | $6,370 |
| Richmond | $1,475 | $2,113 | $2,785 | $3,880 | $4,967 |
| Rochester | $1,182 | $1,558 | $2,217 | $3,544 | $4,530 |
| Romeo | N/A | N/A | N/A | N/A | N/A |
| Roseville | $824 | $1,024 | $1,286 | $1,672 | $2,181 |
| Saint Clair Shores | $1,781 | $2,258 | $2,922 | $3,926 | $5,113 |
| Shelby Township | $1,089 | $1,538 | $2,256 | $3,198 | $4,242 |
| Sterling Heights | $2,052 | $2,617 | $3,253 | $4,235 | $5,341 |
| Utica | $2,077 | $2,645 | $3,374 | $4,445 | $5,579 |
| Warren | $1,185 | $1,776 | $2,636 | $3,564 | $4,704 |
| Washington | $1,522 | $2,222 | $3,087 | $4,584 | $5,948 |
Source: Ownwell