Muskegon, Muskegon County, Michigan Property Taxes

Name: Property Tax Bills Across Muskegon, Muskegon County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Muskegon, MI effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, and also lower than the Michigan state median of 1.07%.
Median Muskegon, MI home value: $134,200
Median annual Muskegon, MI tax bill: $604, $1,796 lower than the national median property tax bill of $2,400.

How are property taxes in Muskegon calculated?

Property taxes in Muskegon, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Muskegon’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Muskegon, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Muskegon, Muskegon County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.4%

Estimate Property Tax Bill

$537

$498

Ownwell’s Muskegon Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Muskegon with just two data points.

By entering your property's estimated assessed value, our calculator applies Muskegon’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Muskegon County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Muskegon, Muskegon County, Michigan

Local government entities in Muskegon County set property tax rates, which can vary widely within Michigan. Each year, the county estimates its budget needs to provide essential services and divides this by the total value of all taxable property within the jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the annual process in a nutshell.

Muskegon, located in Muskegon County, has an effective property tax rate of 1.37%. This rate is notably higher than the Michigan median property tax rate of 0.40% and also surpasses the national median property tax rate of 1.02%. The higher rate in Muskegon reflects the county’s budgetary requirements and the total assessed value of properties within the area. Understanding these differences can help property owners make informed decisions about tax appeals and exemptions. By comparing Muskegon's property tax rate with state and national medians, property owners can better assess their tax responsibilities and explore opportunities for potential savings.

Property Tax Rates Across Muskegon, Muskegon County, Michigan

Source: Ownwell

0.34%

0.85%

1.37%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Muskegon Tax Rate

0.40%

Median Effective Muskegon County Tax Rate

0.47%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Muskegon, Muskegon County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
49440	0.22%	0.28%	0.39%	0.58%	0.59%
49441	0.26%	0.30%	0.37%	0.51%	0.59%
49442	0.28%	0.30%	0.34%	0.42%	0.52%
49444	0.69%	0.82%	1.37%	2.01%	2.49%
49445	0.32%	0.35%	0.39%	0.47%	0.54%

Source: Ownwell

Property Tax Assessment Values Across Muskegon, Muskegon County, Michigan

When examining property taxes in Muskegon, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Muskegon County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Muskegon County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Muskegon.

For example, the median home price in Muskegon is $134,200, with tax bills ranging significantly across the county. Zip code 49445 has the highest median home price at $198,800.

Property Tax Assessment Values Across Muskegon, Muskegon County, Michigan

Source: Ownwell

$62,400

$178,450

$294,500

Median Muskegon Market Value

$134,200

Median Muskegon County Market Value

$163,000

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Muskegon, Muskegon County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
49440	$50,000	$87,450	$138,600	$255,400	$413,800
49441	$64,060	$95,400	$138,600	$193,400	$272,200
49442	$53,800	$73,800	$111,000	$162,400	$230,600
49444	$22,200	$33,200	$62,400	$186,800	$270,800
49445	$101,800	$142,200	$198,800	$280,600	$411,200

Source: Ownwell

Property Tax Bills Across Muskegon, Muskegon County, Michigan

Property tax bills in Muskegon, MI are determined by multiplying the assessed value of a property by the local tax rate. The assessed value is typically a percentage of the property's market value, and it can vary based on local regulations. In Muskegon, the median home price is $134,200, which influences the assessed value and, consequently, the tax bill. The median tax bill in this region is significantly lower than the national median of $2,400, with the 25th percentile at $354 and the 75th percentile at $995. The highest median tax bill is found in zip code 49444 at $951, while the lowest is in 49442 at $393. These variations highlight the impact of location and property value on tax bills. Homeowners can face financial strain due to these taxes, but Ownwell offers a solution. By providing property tax appeal and exemption services, Ownwell helps homeowners identify potential savings, ensuring they pay only what is fair and potentially reducing their financial burden.

Property Tax Bills Across Muskegon, Muskegon County, Michigan

Source: Ownwell

$393

$1,357

$2,321

Median Muskegon Tax Bill

$604

Median Muskegon County Tax Bill

$841

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Muskegon, Muskegon County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
49440	$234	$293	$576	$865	$1,776
49441	$212	$328	$507	$888	$1,343
49442	$180	$252	$393	$615	$927
49444	$423	$626	$951	$1,632	$2,578
49445	$389	$566	$810	$1,158	$1,789

Source: Ownwell