Ferrysburg, Ottawa County, Michigan Property Taxes

Name: Property Tax Bills Across Ferrysburg, Ottawa County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Ferrysburg, MI effective property tax rate: 0.68%, significantly lower than the national median of 1.02%, and also lower than the Michigan state median of 1.07%.
Median Ferrysburg, MI home value: $225,600
Median annual Ferrysburg, MI tax bill: $1,494, $906 lower than the national median property tax bill of $2,400.

How are property taxes in Ottawa County calculated?

Property taxes in Ferrysburg, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ferrysburg’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ferrysburg, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ferrysburg, Ottawa County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.68%

Estimate Property Tax Bill

$1,534

$1,424

Ownwell’s Ferrysburg Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ferrysburg with just two data points. By entering your property's estimated assessed value, our calculator applies Ferrysburg’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Ottawa County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ferrysburg, Ottawa County, Michigan

Local government entities are responsible for setting property tax rates, which can vary significantly within a state. This variation arises because each year, counties estimate the budget needed to provide essential services and then divide that by the total value of all taxable property within their jurisdiction, resulting in the property tax rate. Although the process involves votes and legislation, this is essentially how it works annually. In Ferrysburg, located in Ottawa County, the effective property tax rate is a reflection of this process. When compared to other cities in Michigan, Ferrysburg's rate is influenced by local budgetary requirements and the assessed property values. The median property tax rate in Michigan is 0.68%, which is lower than the national median of 1.02%. This means that Ferrysburg residents may benefit from relatively lower property tax rates compared to the national average, potentially resulting in lower property tax bills than the national median of $2,400. Understanding these local variations can help property owners make informed decisions about their investments and financial planning.

Property Tax Rates Across Ferrysburg, Ottawa County, Michigan

Source: Ownwell

0.30%

0.76%

1.21%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ferrysburg Tax Rate

0.68%

Median Effective Ottawa County Tax Rate

0.90%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ferrysburg, Ottawa County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
49409	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Ferrysburg, Ottawa County, Michigan

When examining property taxes in Ferrysburg, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ottawa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Ottawa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ferrysburg. For example, the median home price in Ferrysburg is $225,600, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Ferrysburg, Ottawa County, Michigan

Source: Ownwell

$214,200

$497,700

$781,200

Median Ferrysburg Market Value

$225,600

Median Ottawa County Market Value

$276,000

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ferrysburg, Ottawa County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
49409	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Ferrysburg, Ottawa County, Michigan

In Ferrysburg, located in Ottawa County, MI, property tax bills are determined based on the assessed value of a home, which is influenced by its market value. The local tax rate, applied to this assessed value, results in the annual tax bill. With a median home price of $225,600, Ferrysburg homeowners may find their tax bills varying significantly. At the 25th percentile, tax bills are around $1,433, which is below the national median of $2,400. However, at the 75th percentile, they can reach up to $4,965, and at the 90th percentile, as high as $7,048, significantly surpassing the national median property tax bill. These variations can have a notable impact on homeowners' finances. Ownwell offers expertise in appealing property tax assessments and securing exemptions, potentially lowering tax bills for homeowners. By identifying discrepancies in assessed values and navigating complex tax codes, Ownwell helps ensure homeowners in Ferrysburg pay only their fair share, providing financial relief and peace of mind.

Property Tax Bills Across Ferrysburg, Ottawa County, Michigan

Source: Ownwell

$709

$3,956

$7,202

Median Ferrysburg Tax Bill

$1,494

Median Ottawa County Tax Bill

$2,533

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Ferrysburg, Ottawa County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
49409	N/A	N/A	N/A	N/A	N/A

Source: Ownwell